240 Bank St Elkhart, IN 46516
East Jackson Neighborhood
3
Beds
1
Bath
2,227
Sq Ft
5,227
Sq Ft Lot
Highlights
- 1 Car Detached Garage
- Forced Air Heating and Cooling System
- Level Lot
- 1-Story Property
About This Home
As of August 2025Welcome to 240 Bank Street, nestled in the desirable East Jackson area of Elkhart. This delightful ranch-style home welcomes you through a cozy, enclosed front porch—perfect for morning coffee. Inside, discover two cozy main-level bedrooms, a bright kitchen with ample storage, a beautiful dining area, and a sunlit living room designed for daily comfort and hosting guests. The partially finished basement expands your living space dramatically—it offers an additional living area with a built-in bar, a third bedroom with egress, laundry area, and abundant storage . Upstairs, the walk-up attic presents a versatile bonus space for a home office, playroom, craft area, or storage. Step outside to a fully fenced backyard featuring a well-maintained deck—relaxing evenings. The detached garage adds functionality and parking convenience. Recent home updates include a completely remodeled and updated bathroom, a brand new roof, and a new water heater!
Last Agent to Sell the Property
Realty Group Resources Brokerage Phone: 574-202-6356 Listed on: 06/25/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,528
Year Built
- Built in 1928
Lot Details
- 5,227 Sq Ft Lot
- Lot Dimensions are 40x132
- Level Lot
Parking
- 1 Car Detached Garage
Home Design
- Vinyl Construction Material
Interior Spaces
- 1-Story Property
- Partially Finished Basement
- 1 Bedroom in Basement
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Schools
- Riverview Elementary School
- Pierre Moran Middle School
- Elkhart High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Listing and Financial Details
- Assessor Parcel Number 20-06-04-277-009.000-012
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 25, 2025
Closed on
Aug 1, 2025
Sold by
Gomez Anthony and Gomez Molly
Bought by
Saucedo Pedro Chavez
Seller's Agent
Brianna Vance
Realty Group Resources
Buyer's Agent
Berto Barrera
RE/MAX Results- Warsaw
List Price
$209,999
Sold Price
$209,900
Premium/Discount to List
-$99
-0.05%
Views
32
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-32.06%
Original Mortgage
$203,603
Outstanding Balance
$203,603
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
-$95
Purchase Details
Listed on
Apr 2, 2024
Closed on
Apr 29, 2024
Sold by
Gomez Anthony
Bought by
Gomez Anthony and Gomez Molly
Seller's Agent
Jennifer Kerrn
Keller Williams Realty Group
Buyer's Agent
Brianna Vance
Realty Group Resources
List Price
$194,900
Sold Price
$200,000
Premium/Discount to List
$5,100
2.62%
Views
43
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.91%
Original Mortgage
$193,325
Interest Rate
6.5%
Mortgage Type
FHA
Purchase Details
Listed on
Sep 19, 2020
Closed on
Oct 30, 2020
Sold by
Nemes Teresa
Bought by
Haas Leslie
Seller's Agent
Danita Burgh
McKinnies Realty, LLC
Buyer's Agent
Carrie Smith
RE/MAX 100 Elkhart
List Price
$139,900
Sold Price
$142,000
Premium/Discount to List
$2,100
1.5%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.28%
Original Mortgage
$137,740
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Listed on
May 15, 2018
Closed on
Jul 10, 2018
Sold by
Tina Caldwell
Bought by
Nemes Teresa
Seller's Agent
Joydeen Smith
SUNRISE Realty
Buyer's Agent
Danita Burgh
McKinnies Realty, LLC
List Price
$114,900
Sold Price
$115,000
Premium/Discount to List
$100
0.09%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.43%
Purchase Details
Listed on
May 15, 2018
Closed on
Jun 29, 2018
Sold by
Tina Caldwell
Bought by
Nemes Teresa
Seller's Agent
Joydeen Smith
SUNRISE Realty
Buyer's Agent
Danita Burgh
McKinnies Realty, LLC
List Price
$114,900
Sold Price
$115,000
Premium/Discount to List
$100
0.09%
Purchase Details
Listed on
Feb 9, 2013
Closed on
May 3, 2013
Sold by
Holmes Nathan and Holmes Jennifer
Bought by
Caldwell Tina
Seller's Agent
Lisa Schrock
Berkshire Hathaway HomeServices Elkhart
Buyer's Agent
Lisa Schrock
Berkshire Hathaway HomeServices Elkhart
List Price
$89,900
Sold Price
$89,000
Premium/Discount to List
-$900
-1%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.09%
Original Mortgage
$86,330
Interest Rate
3.51%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 23, 2009
Sold by
Williams Kathryn L and Young Kathryn L
Bought by
Holmes Nathan and Holmes Jennifer
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$72,659
Interest Rate
5.19%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 24, 2005
Sold by
Linda M Weiss Revocable Trust
Bought by
Young Kathryn L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,000
Interest Rate
5.8%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Sep 25, 2003
Sold by
Weiss Alfred M and Weiss Linda M
Bought by
Weiss Linda M
Purchase Details
Closed on
Sep 14, 2001
Sold by
Baker David Brian and Baker Kimberly Jo
Bought by
Weiss Alfred M and Weiss Linda M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,000
Interest Rate
7.06%
Mortgage Type
Balloon
Similar Homes in Elkhart, IN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Fidelity National Title Compan | |
| Quit Claim Deed | $200,000 | Meridian Title | |
| Warranty Deed | $200,000 | Meridian Title | |
| Warranty Deed | -- | Mtc | |
| Warranty Deed | -- | Fidelity National Title | |
| Warranty Deed | -- | Fidelity National Title | |
| Warranty Deed | -- | Stewart Title | |
| Warranty Deed | -- | Meridian Title Corp | |
| Deed | -- | Meridian Title Corp | |
| Interfamily Deed Transfer | -- | Metropolitan Title | |
| Warranty Deed | -- | Metropolitan Title In Llc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $203,603 | New Conventional | |
| Previous Owner | $193,325 | FHA | |
| Previous Owner | $137,740 | New Conventional | |
| Previous Owner | $80,000 | Credit Line Revolving | |
| Previous Owner | $86,330 | New Conventional | |
| Previous Owner | $72,659 | FHA | |
| Previous Owner | $93,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $65,000 | Balloon |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/01/2025 08/01/25 | Sold | $209,900 | 0.0% | $94 / Sq Ft |
| 07/01/2025 07/01/25 | Pending | -- | -- | -- |
| 06/25/2025 06/25/25 | For Sale | $209,999 | +5.0% | $94 / Sq Ft |
| 04/29/2024 04/29/24 | Sold | $200,000 | +2.6% | $90 / Sq Ft |
| 04/04/2024 04/04/24 | Pending | -- | -- | -- |
| 04/02/2024 04/02/24 | For Sale | $194,900 | +37.3% | $88 / Sq Ft |
| 10/30/2020 10/30/20 | Sold | $142,000 | +1.5% | $81 / Sq Ft |
| 10/17/2020 10/17/20 | Pending | -- | -- | -- |
| 09/19/2020 09/19/20 | For Sale | $139,900 | +21.7% | $80 / Sq Ft |
| 06/29/2018 06/29/18 | Sold | $115,000 | +0.1% | $66 / Sq Ft |
| 05/17/2018 05/17/18 | Pending | -- | -- | -- |
| 05/15/2018 05/15/18 | For Sale | $114,900 | +29.1% | $66 / Sq Ft |
| 05/03/2013 05/03/13 | Sold | $89,000 | -1.0% | $48 / Sq Ft |
| 03/23/2013 03/23/13 | Pending | -- | -- | -- |
| 02/09/2013 02/09/13 | For Sale | $89,900 | -- | $49 / Sq Ft |
Source: Indiana Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,651 | $149,800 | $16,400 | $133,400 |
| 2022 | $1,065 | $148,500 | $16,400 | $132,100 |
| 2021 | $1,374 | $134,400 | $15,600 | $118,800 |
| 2020 | $1,080 | $100,700 | $15,600 | $85,100 |
| 2019 | $924 | $86,800 | $15,600 | $71,200 |
| 2018 | $661 | $77,700 | $15,600 | $62,100 |
| 2017 | $596 | $72,200 | $15,600 | $56,600 |
| 2016 | $564 | $69,400 | $15,600 | $53,800 |
| 2014 | $514 | $65,800 | $15,600 | $50,200 |
| 2013 | $509 | $63,300 | $15,600 | $47,700 |
Source: Public Records
Agents Affiliated with this Home
-
Brianna Vance
Seller's Agent in 2025
Brianna Vance
Realty Group Resources
(574) 202-6356
2 in this area
82 Total Sales
-
Berto Barrera
Buyer's Agent in 2025
Berto Barrera
RE/MAX
(574) 253-7400
2 in this area
469 Total Sales
-
Jennifer Kerrn
Seller's Agent in 2024
Jennifer Kerrn
Keller Williams Realty Group
(574) 850-5808
2 in this area
278 Total Sales
-
Danita Burgh
Seller's Agent in 2020
Danita Burgh
McKinnies Realty, LLC
(574) 400-9420
1 in this area
53 Total Sales
-
Carrie Smith
Buyer's Agent in 2020
Carrie Smith
RE/MAX
(574) 333-6977
2 in this area
89 Total Sales
-
Joydeen Smith
Seller's Agent in 2018
Joydeen Smith
SUNRISE Realty
(574) 202-2820
1 in this area
40 Total Sales
Map
Source: Indiana Regional MLS
MLS Number: 202524464
APN: 20-06-04-277-009.000-012
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