$390,000
SOLD MAR 7, 2025

Cotton House Lofts 240 Jackson St Unit 325 Lowell, MA 01852

2 Beds
1.5 Baths
1,289 Sq Ft
$346/mo HOA Fee

Recently Sold

$303 Per Sq Ft

5% Above List Price

1 Day on Market

Highlights

  • Medical Services
  • Bamboo Flooring
  • Beamed Ceilings
  • Property is near public transit and schools
  • Solid Surface Countertops
  • Jogging Path

About This Home

As of March 2025

Discover the perfect blend of modern luxury and urban charm in this stunning two-level loft in the heart of downtown Lowell! Situated in a vibrant, revitalized historical district, this beautifully updated home features a spacious open-concept living and dining area, plus a versatile office/den that doubles as a guest room. The kitchen is a chef’s dream with granite countertops, white cabinetry, a subway tile backsplash, open shelving, stainless steel appliances, and a large undermount sink illuminated by pendant lighting. The half-bathroom, thoughtfully designed, showcases green subway tile, a modern sink, matte black fixtures, and a stackable washer and dryer. Upstairs, the expansive main suite provides a serene retreat with his-and-hers closets, blackout shades, and a full bath. Enjoy the convenience of nearby shops, restaurants, and theaters, along with downtown’s shopping, festivals, commuter rail, and entertainment right outside your door!

Last Agent to Sell the Property

Christian Doherty

Doherty Properties Listed on: 01/28/2025

Last Buyer's Agent

Hope Watt-Bucci

Coldwell Banker Realty - Manchester

Coldwell Banker Realty - Manchester

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,331

Year Built

  • Built in 1900

HOA Fees

  • $346 Monthly HOA Fees

Parking

  • Rented or Permit Required

Home Design

  • Entry on the 3rd floor
  • Brick Exterior Construction
  • Tar and Gravel Roof

Interior Spaces

  • 1,289 Sq Ft Home
  • 2-Story Property
  • Beamed Ceilings
  • Picture Window
  • French Doors
  • Washer and Electric Dryer Hookup

Kitchen

  • Breakfast Bar
  • Range
  • Dishwasher
  • Stainless Steel Appliances
  • Solid Surface Countertops
  • Disposal

Flooring

  • Bamboo
  • Wall to Wall Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary bedroom located on second floor

Utilities

  • Window Unit Cooling System
  • Heating System Uses Natural Gas
  • Baseboard Heating
  • Cable TV Available

Additional Features

  • Energy-Efficient Thermostat
  • Two or More Common Walls
  • Property is near public transit and schools

Listing and Financial Details

  • Assessor Parcel Number M:160 B:3200 L:240 U:325,4690124

Community Details

Overview

  • Association fees include insurance, maintenance structure, ground maintenance, snow removal
  • 31 Units
  • Cotton House Lofts Ii Community

Amenities

  • Medical Services
  • Shops
  • Coin Laundry
  • Elevator

Recreation

  • Park
  • Jogging Path

Pet Policy

  • Call for details about the types of pets allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,331

Year Built

Built in 1900

Lot Details

0

HOA Fees

$346 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Structure Type: Townhouse, Loft
  • Year Built: 1900
  • Entry Level: 3
  • Year Built Details: Renovated Since
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Bamboo
  • Fireplace YN: No
  • Appliances: Range, Dishwasher, Disposal, Refrigerator
  • Total Bedrooms: 2
  • Room Bedroom2 Level: First
  • Room Bedroom2 Features: Beamed Ceilings, Closet, French Doors
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Room Master Bedroom Features: Bathroom - Full, Beamed Ceilings, Closet, Flooring - Wall to Wall Carpet, Window(s) - Picture
  • Room Master Bedroom Level: Second
  • Master Bathroom Features: No
  • Bathroom 1 Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Bathroom 1 Level: First
  • Bathroom 2 Level: Second
  • Bathroom 2 Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
  • Room Dining Room Level: First
  • Room Kitchen Level: First
  • Room Kitchen Features: Beamed Ceilings, Pantry, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Stainless Steel Appliances
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Room Living Room Level: First
  • Room Living Room Features: Window(s) - Picture, Cable Hookup
  • Basement: N
  • Above Grade Finished Sq Ft: 1289
  • Living Area: 1289
  • Spa YN: No
  • Stories Total: 2
  • MAIN LO: AC0904
  • MAIN SO: AN6181

Exterior Features

  • Common Walls: 2+ Common Walls
  • Construction Materials: Brick
  • Home Warranty YN: No
  • Roof: Tar/Gravel
  • Waterfront YN: No
  • Waterview Flag: No

Garage/Parking

  • Garage YN: No
  • Parking Features: Rented

Utilities

  • Sewer: Public Sewer
  • Utilities: for Electric Range, for Electric Dryer, Washer Hookup
  • Cooling: Window Unit(s)
  • Heating: Baseboard, Natural Gas
  • Cooling Y N: Yes
  • Electric: Circuit Breakers
  • Heating YN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Elevator(s)
  • Association Fee: 346
  • Association Fee Frequency: Monthly
  • Community Features: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Laundromat, Highway Access, House of Worship, Public School, T-Station, University
  • Senior Community YN: No
  • MANAGEMENT: Professional - Off Site
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal

Lot Info

  • Parcel Number: M:160 B:3200 L:240 U:325,4690124
  • Zoning: IA000
  • Farm Land Area Units: Square Feet
  • Lot Size Units: Acres
  • ResoLotSizeUnits: Acres

Green Features

  • Green Energy Efficient: Thermostat

Rental Info

  • Pets Allowed: Yes w/ Restrictions

Tax Info

  • Tax Year: 2021
  • Tax Annual Amount: 3331

Multi Family

  • Number Of Units Total: 31
  • Basement Included Sq Ft: No

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 28, 2025
Closed on
Mar 7, 2025
Sold by
Harrah Tami S
Bought by
Lindstrom Robert J and Flythe Benjamin
Seller's Agent
Christian Doherty
Doherty Properties
Buyer's Agent
Hope Watt-Bucci
Coldwell Banker Realty - Manchester
List Price
$369,999
Sold Price
$390,000
Premium/Discount to List
$20,001
5.41%
Views
34
Current Estimated Value
$389,519

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$481
Avg. Annual Appreciation
-0.15%
Original Mortgage
$370,500
Outstanding Balance
$368,320
Interest Rate
6.96%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$21,199

Purchase Details

Listed on
Jun 8, 2021
Closed on
Sep 7, 2021
Sold by
Walters Diane L
Bought by
Harrah Tami S
Seller's Agent
Christian Doherty
Doherty Properties
Buyer's Agent
Christian Doherty
Doherty Properties
List Price
$329,000
Sold Price
$290,000
Premium/Discount to List
-$39,000
-11.85%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.83%
Original Mortgage
$190,000
Interest Rate
2.7%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
May 20, 2015
Closed on
Jun 4, 2015
Sold by
Hunnewell Libbey M
Bought by
Walters Diane L
Seller's Agent
Christian Doherty
Doherty Properties
Buyer's Agent
Benjamin Jensen Wheat
Doherty Properties
List Price
$189,000
Sold Price
$188,000
Premium/Discount to List
-$1,000
-0.53%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.16%
Original Mortgage
$150,400
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 19, 2008
Sold by
Appleton Mill 5 Rt and Lichoulas
Bought by
American Prop Mgmt Cor

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$36,780
Interest Rate
5.91%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Condominium Deed $390,000 None Available
Condominium Deed $390,000 None Available
Deed $290,000 None Available
Quit Claim Deed $290,000 None Available
Deed $188,000 --
Quit Claim Deed $188,000 --
Deed -- --
Deed $183,900 --
Deed $183,900 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $370,500 Purchase Money Mortgage
Closed $370,500 Purchase Money Mortgage
Previous Owner $190,000 Purchase Money Mortgage
Previous Owner $150,400 New Conventional
Previous Owner $36,780 Purchase Money Mortgage
Previous Owner $141,603 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/07/2025 03/07/25 Sold $390,000 +5.4% $303 / Sq Ft
01/29/2025 01/29/25 Pending -- -- --
01/28/2025 01/28/25 For Sale $369,999 +27.6% $287 / Sq Ft
09/07/2021 09/07/21 Sold $290,000 -3.3% $225 / Sq Ft View Prior Sale
07/30/2021 07/30/21 Pending -- -- --
07/09/2021 07/09/21 Price Changed $299,900 -8.8% $233 / Sq Ft
06/08/2021 06/08/21 For Sale $329,000 +75.0% $255 / Sq Ft
06/04/2015 06/04/15 Sold $188,000 -0.5% $146 / Sq Ft View Prior Sale
05/21/2015 05/21/15 Pending -- -- --
05/20/2015 05/20/15 For Sale $189,000 0.0% $147 / Sq Ft
11/15/2012 11/15/12 Rented $1,275 0.0% --
10/16/2012 10/16/12 Under Contract -- -- --
09/12/2012 09/12/12 For Rent $1,275 -- --
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,819 $332,700 $0 $332,700
2024 $3,749 $314,800 $0 $314,800
2023 $3,707 $298,500 $0 $298,500
2022 $3,516 $277,100 $0 $277,100
2021 $3,331 $247,500 $0 $247,500
2020 $3,200 $239,500 $0 $239,500
2019 $3,117 $222,000 $0 $222,000
2018 $2,669 $199,300 $0 $199,300
2017 $2,632 $176,400 $0 $176,400
2016 $2,486 $164,000 $0 $164,000
2015 $2,385 $154,100 $0 $154,100
2013 -- $168,900 $0 $168,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73329898

MLS Property Information Network (MLS PIN)

APN: LOWE-000160-003200-000240-000325