$325,000
SOLD FEB 9, 2026

Cotton House Lofts 240 Jackson St Unit 623 Floor 6 Lowell, MA 01852

2 Beds
1.5 Baths
1,243 Sq Ft
1950 Built

Recently Sold

$261 Per Sq Ft

6% Below List Price

66 Days on Market

Highlights

  • Medical Services
  • Open Floorplan
  • Bamboo Flooring
  • No Units Above
  • Property is near public transit and schools
  • Main Floor Primary Bedroom

About This Home

As of February 2026

PRICE IMPROVEMENT! Welcome to your TOP FLOOR Penthouse two-level loft, located at the Upper Cotton House Lofts at Appleton Mills. This stylish urban retreat spans the 5th and 6th floors and features exposed beams, bamboo flooring, granite countertops, stainless steel appliances, and an open-concept layout perfect for modern living. Enjoy the convenience of in-unit laundry, a half bath, mini-split air conditioning, and secure elevator access. Optional underground parking is available for a monthly fee. Located in the heart of downtown, you're just steps from the MBTA Commuter Rail, public transit, shopping, dining, entertainment, and cultural attractions like the Luna Theater. Some photos are virtually staged to highlight the incredibly flexible use of space. Whether you're seeking a primary residence or investment opportunity, this efficient and affordable loft is priced to sell and offers quick closing potential. Don’t miss your chance to own this striking space!

Last Agent to Sell the Property

Lisa Sheridan

Coldwell Banker Realty Listed on: 10/29/2025

Coldwell Banker Realty

Co-Listed By

Daniel Rosa

Coldwell Banker Realty

Last Buyer's Agent

Eva Nicholas

Coldwell Banker Realty - Haverhill

Coldwell Banker Realty - Haverhill

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,677

Year Built

  • Built in 1950

HOA Fees

  • $400 Monthly HOA Fees

Home Design

  • Entry on the 6th floor
  • Brick Exterior Construction
  • Shingle Roof
  • Tar and Gravel Roof
  • Rubber Roof

Interior Spaces

  • 1,243 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Beamed Ceilings
  • Skylights
  • Entrance Foyer
  • Dining Area
  • Security Gate

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Bamboo
  • Wood
  • Wall to Wall Carpet

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main

Parking

  • On-Street Parking
  • Open Parking

Utilities

  • Central Air
  • 1 Cooling Zone
  • 1 Heating Zone
  • Heating System Uses Natural Gas
  • Individual Controls for Heating
  • Wall Furnace
  • Baseboard Heating

Additional Features

  • No Units Above
  • Property is near public transit and schools

Listing and Financial Details

  • Assessor Parcel Number 4690089

Community Details

Overview

  • Optional Additional Fees: 80
  • Other Mandatory Fees include Park
  • Association fees include water, sewer, insurance, security, maintenance structure, ground maintenance, snow removal
  • 31 Units
  • Upper Cotton House Lofts Appleton Mills Community

Amenities

  • Medical Services
  • Shops
  • Elevator

Recreation

  • Jogging Path
  • Bike Trail

Pet Policy

  • Call for details about the types of pets allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,677

Year Built

Built in 1950

Lot Details

0 Sq Ft Lot

HOA Fees

$400 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Structure Type: Townhouse
  • Year Built: 1950
  • Entry Level: 6
  • Year Built Details: Approximate
  • Year Round: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Carpet, Bamboo
  • Interior Amenities: Entrance Foyer
  • Fireplace YN: No
  • Appliances: Range, Dishwasher, Microwave, Refrigerator
  • Total Bedrooms: 2
  • Room Bedroom2 Level: First
  • Room Bedroom2 Features: Flooring - Wall to Wall Carpet
  • Basement YN: No
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Room Master Bedroom Features: Flooring - Wall to Wall Carpet
  • Room Master Bedroom Level: First
  • Room Dining Room Features: Flooring - Hardwood, Open Floorplan
  • Room Dining Room Level: Main,Second
  • Room Kitchen Level: Main,Second
  • Room Kitchen Features: Bathroom - Half, Skylight, Beamed Ceilings, Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook
  • Room Living Room Level: Main,Second
  • Room Living Room Features: Flooring - Hardwood, Open Floorplan
  • Basement: N
  • Above Grade Finished Sq Ft: 1243
  • Living Area: 1243
  • Spa YN: No
  • Stories Total: 2
  • MAIN LO: AN6181
  • MAIN SO: AN6181
  • Insulation: Full

Exterior Features

  • Common Walls: No One Above
  • Construction Materials: Brick
  • Home Warranty YN: No
  • Roof: Shingle, Tar/Gravel, Rubber
  • Waterfront YN: No
  • Waterview Flag: No

Garage/Parking

  • Garage YN: No
  • Open Parking YN: Yes
  • Parking Features: On Street

Utilities

  • Sewer: Public Sewer
  • Utilities: for Electric Range
  • Cooling: Central Air
  • Heating: Baseboard, Natural Gas, Unit Control, Wall Furnace
  • Cooling Y N: Yes
  • Electric: Circuit Breakers
  • Heating YN: Yes
  • Security Features: Security Gate
  • Water Source: Public
  • HEAT ZONES: 1
  • COOLING ZONES: 1

Condo/Co-op/Association

  • Association Amenities: Elevator(s)
  • Association Fee: 400
  • Association Fee Frequency: Monthly
  • Community Features: Public Transportation, Shopping, Walk/Jog Trails, Medical Facility, Bike Path, Highway Access, House of Worship, Public School, T-Station
  • Senior Community YN: No
  • OPT FEE INCLUDES: Park
  • MANAGEMENT: Professional - Off Site
  • OPTIONAL FEE: 80

Fee Information

  • Association Fee Includes: Water, Sewer, Insurance, Security, Maintenance Structure, Maintenance Grounds, Snow Removal

Lot Info

  • Parcel Number: 4690089
  • Zoning: DMU
  • Farm Land Area Units: Square Feet
  • Lot Size Units: Acres

Rental Info

  • Pets Allowed: Yes w/ Restrictions

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 3677

Multi Family

  • Number Of Units Total: 31
  • Basement Included Sq Ft: No

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 29, 2025
Closed on
Feb 9, 2026
Sold by
Saffer Lorraine M
Bought by
Huang Gilbert
Seller's Agent
Lisa Sheridan
Coldwell Banker Realty
Buyer's Agent
Eva Nicholas
Coldwell Banker Realty - Haverhill
List Price
$345,000
Sold Price
$325,000
Premium/Discount to List
-$20,000
-5.8%
Views
113

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.72%
Original Mortgage
$175,000
Outstanding Balance
$175,000
Interest Rate
6.18%
Mortgage Type
New Conventional
Estimated Equity
$153,916

Purchase Details

Closed on
Jul 1, 2005
Sold by
240 Jackson St Llc
Bought by
Saffer Lorraine M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
5.73%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $325,000 --
Deed $219,900 --
Deed $219,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $175,000 New Conventional
Previous Owner $160,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/09/2026 02/09/26 Sold $325,000 -1.5% $261 / Sq Ft
01/03/2026 01/03/26 Pending -- -- --
11/13/2025 11/13/25 Price Changed $329,900 -4.4% $265 / Sq Ft
10/29/2025 10/29/25 For Sale $345,000 0.0% $278 / Sq Ft
03/30/2012 03/30/12 Rented $1,150 -4.2% --
02/29/2012 02/29/12 Under Contract -- -- --
01/09/2012 01/09/12 For Rent $1,200 -- --
Source: MLS Property Information Network (MLS PIN)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,677 $320,300 $0 $320,300
2024 $3,787 $318,000 $0 $318,000
2023 $3,552 $286,000 $0 $286,000
2022 $3,373 $265,800 $0 $265,800
2021 $3,205 $238,100 $0 $238,100
2020 $3,081 $230,600 $0 $230,600
2019 $3,007 $214,200 $0 $214,200
2018 $2,829 $196,600 $0 $196,600
2017 $2,681 $179,700 $0 $179,700
2016 $2,462 $162,400 $0 $162,400
2015 $2,368 $153,000 $0 $153,000
2013 $2,570 $171,200 $0 $171,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73448978

MLS Property Information Network (MLS PIN)

APN: LOWE-000160-003200-000240-000623

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