Seller's Agent in 2026
Brooke Mitchell
Keller Williams Pinnacle
(618) 977-9873
435 Total Sales
240 N Main St Waterloo, IL 62298
2
Beds
2
Baths
2,088
Sq Ft
6,704
Sq Ft Lot Lot
Highlights
- No HOA
- Cottage
- 2 Car Garage
- Rogers Elementary School Rated A-
- Forced Air Heating and Cooling System
- Back Yard
About This Home
As of May 2026Charming all-brick home located in the heart of downtown Waterloo! Built in 1928, this 2 bedroom, 1 bathroom home is full of character and timeless appeal. The main level features a welcoming living room highlighted by a stunning fireplace, two comfortable bedrooms, and a full bath. The kitchen offers great functionality with appliances included. Unique custom stained glass windows add charm you won’t find in today’s builds.
The partially finished basement provides additional living space with a second living room, flex room perfect for an office or guest area, a full bathroom, and laundry/storage space. Outside, enjoy the home’s excellent curb appeal along with a detached 2-car garage. Conveniently located near downtown shops, dining, and amenities, this home offers the perfect blend of charm, space, and location.
Last Agent to Sell the Property
Keller Williams Pinnacle License #475184593 Listed on: 03/20/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,706
Year Built
- Built in 1928
Lot Details
- 6,704 Sq Ft Lot
- Few Trees
- Back Yard
Parking
- 2 Car Garage
Home Design
- Cottage
- Brick Exterior Construction
Interior Spaces
- 1.5-Story Property
- Gas Log Fireplace
- Family Room with Fireplace
Kitchen
- Range
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
Partially Finished Basement
- Finished Basement Bathroom
- Laundry in Basement
- Basement Storage
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Connected
- Gas Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 07-24-450-012-000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 20, 2026
Closed on
May 15, 2026
Sold by
Bought by
Seller's Agent
Brooke Mitchell
Keller Williams Pinnacle
Buyer's Agent
Tammy Hines
Tammy Mitchell Hines & Co.
List Price
$265,000
Sold Price
$254,000
Premium/Discount to List
-$11,000
-4.15%
Views
39
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
74.57%
Original Mortgage
$241,300
Outstanding Balance
$241,300
Interest Rate
6.46%
Mortgage Type
New Conventional
Estimated Equity
$19,875
Purchase Details
Listed on
Jul 15, 2019
Closed on
Aug 14, 2019
Sold by
Bought by
Seller's Agent
David Rusteberg
Century 21 Advantage
Buyer's Agent
Mandy McGuire
Keller Williams Pinnacle
List Price
$179,900
Sold Price
$179,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.23%
Original Mortgage
$181,717
Interest Rate
3.7%
Mortgage Type
New Conventional
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $254,000 | First American Title | |
| Warranty Deed | $179,900 | Monroe County Title Company |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $241,300 | New Conventional | |
| Previous Owner | $181,717 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/15/2026 05/15/26 | Sold | $254,000 | -4.2% | $122 / Sq Ft | |
| 05/14/2026 05/14/26 | Pending | -- | -- | -- | |
| 03/20/2026 03/20/26 | For Sale | $265,000 | +47.3% | $127 / Sq Ft | |
| 08/14/2019 08/14/19 | Sold | $179,900 | 0.0% | $151 / Sq Ft | View Prior Sale |
| 08/07/2019 08/07/19 | Pending | -- | -- | -- | |
| 07/15/2019 07/15/19 | For Sale | $179,900 | -- | $151 / Sq Ft |
Source: MARIS MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,706 | $68,615 | $15,715 | $52,900 |
| 2023 | $3,446 | $60,800 | $14,610 | $46,190 |
| 2022 | $3,468 | $60,420 | $14,880 | $45,540 |
| 2021 | $3,136 | $54,150 | $9,290 | $44,860 |
| 2020 | $3,038 | $51,410 | $9,290 | $42,120 |
| 2019 | $2,347 | $50,050 | $9,290 | $40,760 |
| 2018 | $0 | $46,900 | $7,330 | $39,570 |
| 2017 | $2,439 | $47,765 | $7,462 | $40,303 |
| 2016 | $0 | $45,520 | $5,900 | $39,620 |
| 2015 | $1,839 | $38,710 | $6,840 | $31,870 |
| 2014 | $1,866 | $40,220 | $6,840 | $33,380 |
| 2012 | -- | $42,470 | $8,020 | $34,450 |
Source: Public Records
Agents Affiliated with this Home
-
Brooke Mitchell
-
Tammy Hines
Buyer's Agent in 2026
Tammy Hines
Tammy Mitchell Hines & Co.
(618) 698-9199
758 Total Sales
-
David Rusteberg
Seller's Agent in 2019
David Rusteberg
Century 21 Advantage
(618) 973-2477
33 Total Sales
-
Mandy McGuire
Buyer's Agent in 2019
Mandy McGuire
Keller Williams Pinnacle
(618) 558-1350
591 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS26016344
APN: 07-24-450-012-000
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Listings courtesy of MARIS MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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