240 Silvercliff Dr Mount Holly, NC 28120
Mount Holly AreaEstimated payment $4,665/month
Highlights
- Access To Lake
- Open Floorplan
- Deck
- RV or Boat Storage in Community
- Clubhouse
- Private Lot
About This Home
Luxury, quality craftsmanship, and exceptional curb appeal define this beautifully maintained custom-built home in Stonewater, one of Mount Holly's premier waterfront communities known for its resort-style amenities and convenient access to Mountain Island Lake. Perfectly situated on a private, level lot of over half an acre, this stunning 4-bedroom, 3.5-bath residence offers an exceptional blend of timeless elegance, thoughtful updates, and everyday comfort. Designed with both entertaining and daily living in mind, the open and spacious floor plan features soaring vaulted and cathedral ceilings, extensive moldings, abundant natural light, and inviting living spaces throughout. A dedicated home office provides the ideal space for remote work or study, while elegant plantation shutters in the living room and breakfast nook add timeless charm and sophistication. The beautifully updated kitchen showcases modern finishes and newer appliances, flowing seamlessly into the main living areas to create the perfect gathering space for family and friends. The desirable main-level primary suite offers a peaceful retreat with generous space and privacy, while the upper level features three additional bedrooms and a spacious loft complete with custom built-in shelving and cabinetry, providing endless flexibility as a media room, playroom, or secondary living area. Recent improvements throughout the home include updated hardwood flooring, new carpet throughout the second floor, fresh interior and exterior paint, and numerous additional upgrades that reflect the exceptional care and pride of ownership. Step outside to enjoy the expansive oversized rear deck overlooking the private backyard—an ideal setting for entertaining, grilling, or simply relaxing in the peaceful surroundings. New professional landscaping, high-end exterior landscape lighting, and elegant hardscape paver driveway and sidewalks create impressive curb appeal and a welcoming first impression. Additional highlights include an oversized side-entry two-car garage with epoxy flooring, quality finishes throughout, and meticulous maintenance that make this home truly move-in ready and invisible dog fence for the entire property. Offering custom craftsmanship, modern upgrades, exceptional outdoor living, and the sought-after Stonewater lifestyle, this remarkable home presents a rare opportunity to enjoy luxury, privacy, and convenience just minutes from Charlotte, Belmont, and the recreation and amenities of Mountain Island Lake. This home truly has everything you need to feel right at home.
Listing Agent
Mossy Oak Properties Land and Luxury Brokerage Email: justin@landandluxury.com License #247997 Listed on: 07/18/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 2005
Lot Details
- 23,087 Sq Ft Lot
- Property has an invisible fence for dogs
- Private Lot
- Level Lot
- Irrigation
- Property is zoned R2
HOA Fees
- $111 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- 2 Carport Spaces
Home Design
- Architectural Shingle Roof
- Stone Siding
- Hardboard
Interior Spaces
- 2-Story Property
- Open Floorplan
- Built-In Features
- Cathedral Ceiling
- Gas Fireplace
- Plantation Shutters
- Entrance Foyer
- Living Room with Fireplace
- Storage
- Laundry Room
- Crawl Space
- Pull Down Stairs to Attic
- Home Security System
Kitchen
- Breakfast Area or Nook
- Breakfast Bar
- Walk-In Pantry
- Gas Range
- Range Hood
- Microwave
- Plumbed For Ice Maker
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- Walk-In Closet
Outdoor Features
- Access To Lake
- Deck
- Covered Patio or Porch
Utilities
- Central Heating and Cooling System
- Ductless Heating Or Cooling System
- Vented Exhaust Fan
- Underground Utilities
- Gas Water Heater
- Fiber Optics Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 197780
Community Details
Overview
- Cedar Management Group Association, Phone Number (877) 252-3327
- Stonewater Subdivision
- Mandatory home owners association
Amenities
- Picnic Area
- Clubhouse
Recreation
- RV or Boat Storage in Community
- Tennis Courts
- Pickleball Courts
- Sport Court
- Indoor Game Court
- Community Playground
- Community Pool
- Trails
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,219 | $519,830 | $90,000 | $429,830 |
| 2024 | $5,219 | $519,830 | $90,000 | $429,830 |
| 2023 | $5,276 | $519,830 | $90,000 | $429,830 |
| 2022 | $4,570 | $352,930 | $82,000 | $270,930 |
| 2021 | $4,641 | $352,930 | $82,000 | $270,930 |
| 2019 | $4,676 | $352,930 | $82,000 | $270,930 |
| 2018 | $5,367 | $383,329 | $60,000 | $323,329 |
| 2017 | $5,296 | $378,313 | $60,000 | $318,313 |
| 2016 | $3,291 | $378,313 | $0 | $0 |
| 2014 | $3,311 | $380,613 | $75,000 | $305,613 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/18/2026 07/18/26 | For Sale | $750,000 | -- | $259 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $379,500 | None Available | |
| Warranty Deed | $440,000 | None Available | |
| Warranty Deed | $372,000 | -- | |
| Special Warranty Deed | $280,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $348,400 | New Conventional | |
| Closed | $44,800 | Credit Line Revolving | |
| Closed | $303,600 | New Conventional | |
| Previous Owner | $338,985 | New Conventional | |
| Previous Owner | $22,000 | Credit Line Revolving | |
| Previous Owner | $352,000 | Purchase Money Mortgage | |
| Previous Owner | $83,000 | Stand Alone Second | |
| Previous Owner | $332,000 | Unknown | |
| Previous Owner | $74,400 | Stand Alone Second | |
| Previous Owner | $297,600 | Fannie Mae Freddie Mac | |
| Previous Owner | $272,000 | Construction |
Source: Canopy MLS
MLS Number: 4402443
APN: 197780
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