240 Water St Unit 1A Saint Joseph, MI 49085
Estimated payment $6,035/month
Total Views
9,069
2
Beds
2.5
Baths
2,100
Sq Ft
$357
Price per Sq Ft
Highlights
- 24 Feet of Waterfront
- Docks
- Property fronts a channel
- Upton Middle School Rated A
- In Ground Pool
- 1-minute walk to Margaret Upton Arboretum
About This Home
Welcome to 240 Water Street - One of St. Joseph's Most Coveted Waterfront Addresses! If you've been searching for a luxury gated waterfront fully furnished condo just steps from Lake Michigan's world-class beaches, vibrant downtown shopping and dining, & the iconic Silver Beach you've found it.
This beautifully updated 2-bedroom, 2.5-bathroom waterfront condo offers breathtaking views of the marina, St. Joseph River, and yacht club through stunning floor-to-ceiling windows outfitted with new motorized blinds. The open-concept living space is ideal for entertaining, with new tile throughout and a seamless flow from the modern kitchen to the spacious living and dining areas. Enjoy resort-style amenities including a Riverfront Pool, clubhouse, and your own 1-car garage with ample guest parking. Recent upgrades include a full interior repaint, new spa tub motor and controls, a larger high-efficiency remote controlled HVAC system, new water heater, and a smart garage door opener.
Perfectly located just a five-minute walk to the lake and a quick drive to the PGA-rated Jack Nicklaus Signature Golf Course and only 90 miles from downtown Chicago, this condo combines convenience, luxury, and lifestyle.
Schedule your private tour today and experience the best of waterfront living in Southwest Michigan.
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $13,158
Year Built
- Built in 1988
Lot Details
- Property fronts a channel
- 24 Feet of Waterfront
HOA Fees
- $795 Monthly HOA Fees
Parking
- 1 Car Detached Garage
- Garage Door Opener
Home Design
- Traditional Architecture
- Rubber Roof
- Metal Roof
- Stucco
Interior Spaces
- 2,100 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Insulated Windows
- Window Treatments
- Ceramic Tile Flooring
- Water Views
Kitchen
- Eat-In Kitchen
- Oven
- Dishwasher
- Trash Compactor
Bedrooms and Bathrooms
- 2 Bedrooms
- Whirlpool Bathtub
Laundry
- Laundry in Hall
- Laundry on upper level
- Dryer
- Washer
Outdoor Features
- In Ground Pool
- Water Access
- Docks
- Balcony
Location
- Mineral Rights Excluded
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- High Speed Internet
- Cable TV Available
Community Details
Amenities
- Clubhouse
- Community Storage Space
Recreation
- Community Pool
Pet Policy
- Pets Allowed
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $13,158 | $384,500 | $0 | $0 |
| 2024 | $12,886 | $326,400 | $0 | $0 |
| 2023 | $12,332 | $251,300 | $0 | $0 |
| 2022 | $11,762 | $231,600 | $0 | $0 |
| 2021 | $11,592 | $227,900 | $81,800 | $146,100 |
| 2020 | $11,434 | $218,200 | $0 | $0 |
| 2019 | $11,308 | $186,400 | $78,800 | $107,600 |
| 2018 | $11,099 | $186,400 | $0 | $0 |
| 2017 | $9,570 | $172,600 | $0 | $0 |
| 2016 | $6,371 | $167,500 | $0 | $0 |
| 2015 | $6,294 | $166,300 | $0 | $0 |
| 2014 | $6,405 | $174,800 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/15/2025 07/15/25 | Price Changed | $750,000 | -6.2% | $357 / Sq Ft |
| 06/25/2025 06/25/25 | Price Changed | $799,999 | -5.9% | $381 / Sq Ft |
| 06/09/2025 06/09/25 | For Sale | $850,000 | +5.6% | $405 / Sq Ft |
| 11/14/2024 11/14/24 | Sold | $805,000 | +1.3% | $383 / Sq Ft |
| 10/09/2024 10/09/24 | Pending | -- | -- | -- |
| 08/05/2024 08/05/24 | Price Changed | $795,000 | -4.2% | $379 / Sq Ft |
| 07/16/2024 07/16/24 | Price Changed | $830,000 | -2.4% | $395 / Sq Ft |
| 06/30/2024 06/30/24 | For Sale | $850,000 | +142.9% | $405 / Sq Ft |
| 09/20/2017 09/20/17 | Sold | $350,000 | -11.1% | $167 / Sq Ft |
| 09/01/2017 09/01/17 | Pending | -- | -- | -- |
| 07/28/2017 07/28/17 | For Sale | $393,900 | +25.0% | $188 / Sq Ft |
| 05/31/2012 05/31/12 | Sold | $315,000 | -30.0% | $150 / Sq Ft |
| 05/31/2012 05/31/12 | Pending | -- | -- | -- |
| 08/02/2011 08/02/11 | For Sale | $449,900 | -- | $214 / Sq Ft |
Source: Southwestern Michigan Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | First American Title | |
| Warranty Deed | -- | Chicago Title Of Michigan In | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $315,000 | Multiple | |
| Deed | $100 | -- | |
| Deed | $240,000 | -- | |
| Deed | $245,000 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $235,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $100,000 | Credit Line Revolving | |
| Open | $603,700 | New Conventional | |
| Previous Owner | $125,000 | Credit Line Revolving |
Source: Public Records
Similar Home in the area
Source: Southwestern Michigan Association of REALTORS®
MLS Number: 25027171
APN: 11-76-8500-0003-00-3
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