$850,000

240 Water St Unit 1A Saint Joseph, MI 49085

Estimated payment $6,403/month

2 Beds
2.5 Baths
2,100 Sq Ft
$405 Price per Sq Ft

Highlights

  • 24 Feet of Waterfront
  • Docks
  • Property fronts a channel
  • Upton Middle School Rated A
  • In Ground Pool
  • 1-minute walk to Margaret Upton Arboretum

About This Home

Welcome to 240 Water Street - One of St. Joseph's Most Coveted Waterfront Addresses!If you've been searching for a luxury gated waterfront condo just steps from Lake Michigan's world-class beaches, vibrant downtown shopping and dining, & the iconic Silver Beach you've found it.This beautifully updated 2-bedroom, 2.5-bathroom waterfront condo offers breathtaking views of the marina, St. Joseph River, and yacht club through stunning floor-to-ceiling windows outfitted with new motorized blinds. The open-concept living space is ideal for entertaining, with new tile throughout and a seamless flow from the modern kitchen to the spacious living and dining areas. Enjoy resort-style amenities including a Riverfront Pool, clubhouse, and your own 1-car garage with ample guest parking. Recent upgrades include a full interior repaint, new spa tub motor and controls, a larger high-efficiency remote controlled HVAC system, new water heater, and a smart garage door opener. Ask agent about how to turn this into a 3br with all the additional sq ft along with options for purchasing furniture and boat slip.Perfectly located just a five-minute walk to the lake and a quick drive to the PGA-rated Jack Nicklaus Signature Golf Course and only 90 miles from downtown Chicago, this condo combines convenience, luxury, and lifestyle.Schedule your private tour today and experience the best of waterfront living in Southwest Michigan.

Last Listed By

Madyson Green

Green Towne Coastal Realty License #6501434233 Listed on: 06/09/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $13,158

Year Built

  • Built in 1988

Lot Details

  • Property fronts a channel
  • 24 Feet of Waterfront

HOA Fees

  • $795 Monthly HOA Fees

Parking

  • 1 Car Detached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Rubber Roof
  • Metal Roof
  • Stucco

Interior Spaces

  • 2,100 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Insulated Windows
  • Window Treatments
  • Ceramic Tile Flooring
  • Water Views

Kitchen

  • Eat-In Kitchen
  • Oven
  • Dishwasher
  • Trash Compactor

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Whirlpool Bathtub

Laundry

  • Laundry in Hall
  • Laundry on upper level
  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Water Access
  • Docks
  • Balcony

Location

  • Mineral Rights Excluded

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Cable TV Available

Community Details

Amenities

  • Clubhouse
  • Community Storage Space

Recreation

  • Community Pool

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$13,158

Year Built

Built in 1988

Lot Details

0

HOA Fees

$795 per month

Parking

1

Listing Details

  • Property Sub-Type: Condominium
  • Property Type: Residential
  • New Construction: No
  • Stories: 2
  • Year Built: 1988
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Architectural Style:Traditional: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Dishwasher, Dryer, Oven, Refrigerator, Trash Compactor, Washer
  • Flooring: Ceramic Tile
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Pantry
  • Fireplace: No
  • Total Bedrooms: 2
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Other
  • LivingArea: 2100.0
  • Spa Features: Whirlpool Tub
  • Window Features: Insulated Windows, Window Treatments
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Kitchen Features Pantry: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Trash Compactor: Yes
  • Laundry Features:In Unit: Yes

Exterior Features

  • Construction Materials: Stucco
  • Exterior Features: Balcony
  • List Price: 850000.0
  • Pool Features: In Ground
  • Road Surface Type: Paved
  • Roof: Metal, Rubber
  • Water Body Name: St Joseph River
  • Waterfront Features: Channel, River
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Features:Balcony: Yes
  • Pool:In Ground: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Garage Door Opener, Detached
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Hall, In Unit, Upper Level
  • Sewer: Public
  • Utilities: Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Pets Allowed, Pool, Storage
  • Association Fee: 795.0
  • Association Fee Frequency: Monthly
  • Association Phone: Call agent
  • Association: Yes

Association/Amenities

  • Association Info:Approx Assoc Fee2: 795.0
  • Association Info:Assoc Buy in Fee: 0
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:View: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Water Fea Amenities:Dock: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Pool: Yes
  • Assoc Amenities:Storage: Yes
  • Association Info:Association Phone: Call agent

Lot Info

  • Lot Dimensions: N/A

Tax Info

  • Tax Annual Amount: 13158.0
  • Tax Year: 2024

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,158 $384,500 $0 $0
2024 $12,886 $326,400 $0 $0
2023 $12,332 $251,300 $0 $0
2022 $11,762 $231,600 $0 $0
2021 $11,592 $227,900 $81,800 $146,100
2020 $11,434 $218,200 $0 $0
2019 $11,308 $186,400 $78,800 $107,600
2018 $11,099 $186,400 $0 $0
2017 $9,570 $172,600 $0 $0
2016 $6,371 $167,500 $0 $0
2015 $6,294 $166,300 $0 $0
2014 $6,405 $174,800 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/14/2024 11/14/24 Sold $805,000 +1.3% $383 / Sq Ft
10/09/2024 10/09/24 Pending -- -- --
08/05/2024 08/05/24 Price Changed $795,000 -4.2% $379 / Sq Ft
07/16/2024 07/16/24 Price Changed $830,000 -2.4% $395 / Sq Ft
06/30/2024 06/30/24 For Sale $850,000 +142.9% $405 / Sq Ft
09/20/2017 09/20/17 Sold $350,000 -11.1% $167 / Sq Ft
09/01/2017 09/01/17 Pending -- -- --
07/28/2017 07/28/17 For Sale $393,900 +25.0% $188 / Sq Ft
05/31/2012 05/31/12 Sold $315,000 -30.0% $150 / Sq Ft
05/31/2012 05/31/12 Pending -- -- --
08/02/2011 08/02/11 For Sale $449,900 -- $214 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- First American Title
Warranty Deed -- Chicago Title Of Michigan In
Interfamily Deed Transfer -- None Available
Warranty Deed $315,000 Multiple
Deed $100 --
Deed $240,000 --
Deed $245,000 --
Deed -- --
Deed -- --
Deed $235,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,000 Credit Line Revolving
Open $603,700 New Conventional
Previous Owner $125,000 Credit Line Revolving
Source: Public Records

Similar Homes in the area

  • 230 Water St Unit H, Saint Joseph, MI 49085

    $950,000

    • 2 Beds
    • 2.5 Baths
    • 2,161 Sq Ft
    • 230 Water St
    • Unit H
    • Saint Joseph, MI

    The Waterfront Bldg, Condominiums right on the Marina of the St Joseph River, providing views of the River & Lake Michigan. You're just steps away from the vibrant area along the water! Open the windows on both sides of the spacious, sun filled living room or step out on the balcony and breath in the invigorating lake air! Two ensuite bedrooms, each with a walk in closet, make entertaining guests

    Tammy Anders MI Realty, A Michigan RE Co.

    Section Image
  • 230 Water St Unit G, Saint Joseph, MI 49085

    $749,000

    • 2 Beds
    • 2.5 Baths
    • 1,468 Sq Ft
    • 230 Water St
    • Unit G
    • Saint Joseph, MI

    Welcome home to The Waterfront. Enjoy stunning top-floor views of Lake Michigan and the St. Joseph River from this spacious, light-filled 2 bed, 2.5 bath condominium. Located in the heart of St. Joseph, this turn-key unit offers 1,465 SF of stylish living space with an open-concept layout, cozy fireplace, and a well-appointed kitchen with bar seating. Sold fully furnished, it's move-in

    David Jardine @properties Christie's International R.E.

    Section Image
  • 800 Whitwam Dr Unit 6 & 6A, St. Joseph, MI 49085

    $720,000

    • 2 Beds
    • 2 Baths
    • 1,280 Sq Ft
    • 800 Whitwam Dr
    • Unit 6 & 6A
    • St. Joseph, MI

    Discover the allure of luxury living at The Inn at Harbor Shores Resort! This fully furnished condo boasts breathtaking views of an active boating harbor and Lake Michigan, making it an ideal investment or a lavish full-time residence. With a thoughtfully designed layout, including a master bedroom, 2 full baths, living area, kitchen, and laundry, comfort and convenience are at your fingertips.

    Brady & Courtney Cohen Century 21 Affiliated

    Section Image

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25027171

Southwestern Michigan Association of REALTORS®

APN: 11-76-8500-0003-00-3