$480,000
SOLD JUN 24, 2025
-- Bed
1 Bath
600 Sq Ft
$640/mo HOA Fee

Recently Sold

$800 Per Sq Ft

9% Below List Price

81 Days on Market

Highlights

  • Gated Community
  • Community Pool
  • Subterranean Parking
  • Recreation Room
  • Home Gym
  • Laundry Room

About This Home

As of June 2025

Amazing price in the heart of Banker's Hill! Approved for special 1st time homebuyer program. Quiet and bright studio in the coveted Bankers Hill Laurel Bay community of downtown. Offering the epitome of urban lifestyle, this top floor condo radiates an open and airy ambiance, an updated kitchen for entertaining, freshly painted walls, newer fixtures and a view overlooking the pool and courtyard. Step inside to a light and bright unit that is perfectly designed for the low maintenance owner. Unwind in your family room by the fireplace, creating a cozy and inviting space. The building offers a range of amenities, including a spa, pool, workout room, BBQ area, a welcoming lobby for hosting guests, and a lounge for relaxation. Walk to amazing restaurants, shops, Balboa Park, The Old Globe Theatre, and the iconic San Diego Zoo. In mere seconds, find yourself at San Diego International Airport or downtown to indulge in fine dining experiences, shopping, and cultural events. 2 pets allowed. Unit is close to the elevator. Special incentive community lending programs available.

Last Agent to Sell the Property

Rhonda Hebert

eXp Realty of California, Inc. License #01372413 Listed on: 02/27/2025

eXp Realty of California, Inc.

Co-Listed By

Thomas Sitterly

eXp Realty of California, Inc License #02078034

Last Buyer's Agent

Non- Member

Non-Member License #00000000

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,578

Year Built

  • Built in 2003

HOA Fees

  • $640 Monthly HOA Fees

Parking

  • Subterranean Parking

Home Design

  • Entry on the 4th floor
  • Clay Roof
  • Stucco Exterior

Interior Spaces

  • 1 Full Bathroom
  • 600 Sq Ft Home
  • 4-Story Property
  • Family Room
  • Recreation Room
  • Home Gym

Kitchen

  • Oven or Range
  • Dishwasher

Laundry

  • Laundry Room
  • Stacked Washer and Dryer

Schools

  • San Diego Unified School District Elementary And Middle School
  • San Diego Unified School District High School

Additional Features

  • Gated Home
  • Separate Water Meter

Listing and Financial Details

  • Assessor Parcel Number 533-105-09-44

Community Details

Overview

  • Association fees include common area maintenance, exterior (landscaping), exterior bldg maintenance, limited insurance, roof maintenance, sewer, trash pickup
  • 32 Units
  • Laurel Bay HOA, Phone Number (619) 229-0044
  • Laurel Bay Community

Recreation

Pet Policy

  • Pet Restriction

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,578

Year Built

Built in 2003

Lot Details

0

HOA Fees

$640 per month

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Attached
  • Residential Styles: All Other Attached
  • Market Area: Metro Central
  • Cross Street: Laurel
  • Neighborhood: Bankers Hill
  • LP / Sq Ft: 825.0
  • Price Per Sq Ft: 800.0
  • SP/ Sq Ft: 800.0
  • Stories: 1 Story
  • Stories In Building: 4
  • Ownership: Condominium
  • Total Stories: 1
  • Year Built: 2003
  • A D U Yes No: No
  • Allow Comments Review: No
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Unit Number Space Number: 403
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Equipment Available: Dishwasher, Dryer, Range/Oven, Refrigerator, Washer
  • Searchable Rooms: Exercise Room, Family Room, Recreation, Gym, Laundry
  • Master Bedroom Dimensions: 9x9
  • Full Bathrooms: 1
  • Laundry Location: Closet Stacked
  • Estimated Sq Ft: 600
  • Total Bathrooms: 1

Exterior Features

  • Exterior Material: Stucco
  • Fencing: Gate
  • Pool: Community/Common
  • Roof: Tile/Clay

Garage/Parking

  • Garage Details: Underground
  • Garage Spaces: 1
  • Parking Spaces Total: 1

Utilities

  • Cooling: Central Forced Air
  • Sewer/Septic: Sewer Connected
  • Water: Meter on Property
  • Heating: Forced Air Unit
  • Heating Fuel: Natural Gas

Condo/Co-op/Association

  • Complex Name: Laurel Bay
  • Total Fees: 7680.0
  • Pets Allowed: Allowed w/Restrictions
  • Units In Building: 32
  • Total Number of Units: 150
  • Community: SAN DIEGO
  • Complex Features: Gated Community, Pool
  • Home Owner Association: Laurel Bay HOA
  • Home Owner Association Fee Includes: Common Area Maintenance, Exterior (Landscaping), Exterior Bldg Maintenance, Limited Insurance, Roof Maintenance, Sewer, Trash Pickup
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 640.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 619-229-0044

Association/Amenities

  • Entry Level Unit: 4

Fee Information

  • Total Monthly Fees: 640

Schools

  • School District URL: https://www.sandiegounified.org/
  • Elementary School: San Diego Unified School District
  • Elementary School Website: https://www.sandiegounified.org/
  • High School: San Diego Unified School District
  • Middle School Url: https://www.sandiegounified.org/
  • Middle School: San Diego Unified School District

Lot Info

  • Lot Size: 1+ to 2 AC
  • Topography: Level
  • Assessor Parcel Number: 533-105-09-44

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 27, 2025
Closed on
May 21, 2025
Sold by
Griffin Chad Oliver
Bought by
Srq Real Estate Consulting Llc
Seller's Agent
Rhonda Hebert
eXp Realty of California, Inc.
Buyer's Agent
Non- Member
Non-Member
List Price
$529,000
Sold Price
$480,000
Premium/Discount to List
-$49,000
-9.26%
Views
49

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.91%
Original Mortgage
$312,000
Outstanding Balance
$311,462
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$172,982

Purchase Details

Listed on
Feb 27, 2025
Closed on
May 20, 2025
Sold by
Griffin Dayna Lynn Northart
Bought by
Griffin Chad O
Seller's Agent
Rhonda Hebert
eXp Realty of California, Inc.
Buyer's Agent
Non- Member
Non-Member
List Price
$529,000
Sold Price
$480,000
Premium/Discount to List
-$49,000
-9.26%
Views
49

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$312,000
Outstanding Balance
$311,462
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$172,982

Purchase Details

Listed on
May 8, 2017
Closed on
May 16, 2017
Sold by
Morales Angie D
Bought by
Griffin Chad Oliver
Seller's Agent
Suzanne Yavorsky
Yavorsky Properties Of Bonita
Buyer's Agent
Melissa Jackson
Redfin Corporation
List Price
$315,000
Sold Price
$325,000
Premium/Discount to List
$10,000
3.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.97%
Original Mortgage
$308,750
Interest Rate
4.03%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 28, 2013
Sold by
Moore David S
Bought by
Morales Angie D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,250
Interest Rate
4.49%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 30, 2012
Sold by
Harding Alexis A and Wager Alexis A
Bought by
Moore David S

Purchase Details

Closed on
Oct 24, 2005
Sold by
Hammer Laurel Condominiums Llc
Bought by
Wager Alexis A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$283,950
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $480,000 Fidelity National Title
Deed -- Fidelity National Title
Grant Deed $325,000 Corinthian Title
Grant Deed $295,000 First American Title Company
Grant Deed $236,000 First American Title
Interfamily Deed Transfer -- First American Title
Grant Deed $355,000 First American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $312,000 New Conventional
Previous Owner $281,000 New Conventional
Previous Owner $308,750 New Conventional
Previous Owner $280,250 New Conventional
Previous Owner $283,950 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/24/2025 06/24/25 Sold $480,000 -3.0% $800 / Sq Ft
05/20/2025 05/20/25 Pending -- -- --
05/09/2025 05/09/25 Price Changed $495,000 -0.9% $825 / Sq Ft
05/02/2025 05/02/25 Price Changed $499,500 -0.1% $833 / Sq Ft
04/18/2025 04/18/25 Price Changed $499,899 0.0% $833 / Sq Ft
04/03/2025 04/03/25 Price Changed $499,900 -2.9% $833 / Sq Ft
03/20/2025 03/20/25 Price Changed $514,900 -2.7% $858 / Sq Ft
02/27/2025 02/27/25 For Sale $529,000 +62.8% $882 / Sq Ft
06/12/2017 06/12/17 Sold $325,000 +3.2% $542 / Sq Ft
05/10/2017 05/10/17 Pending -- -- --
05/08/2017 05/08/17 For Sale $315,000 -- $525 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,578 $377,181 $249,324 $127,857
2024 $4,578 $369,786 $244,436 $125,350
2023 $4,477 $362,537 $239,644 $122,893
2022 $4,358 $355,430 $234,946 $120,484
2021 $4,329 $348,462 $230,340 $118,122
2020 $4,276 $344,890 $227,979 $116,911
2019 $4,200 $338,128 $223,509 $114,619
2018 $3,928 $331,499 $219,127 $112,372
2017 $3,678 $311,591 $205,967 $105,624
2016 $3,619 $305,482 $201,929 $103,553
2015 $3,566 $300,894 $198,896 $101,998
2014 $2,745 $237,071 $68,827 $168,244
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 250020066

San Diego MLS

APN: 533-105-09-44