Diane Otta
Brinkoetter, Realtors
(217) 859-8481
43 Total Sales
3 in Charleston
$45K - $80K Price Range
2401 Terrace Ln Charleston, IL 61920
Charleston AreaEstimated Value: $214,154
3
Beds
2
Baths
1,747
Sq Ft
$123/Sq Ft
Est. Value
Highlights
- 0.59 Acre Lot
- Wooded Lot
- Workshop
- Deck
- Cathedral Ceiling
- Skylights
About This Home
As of February 2026Space to Live, Privacy to Enjoy This move-in ready 3-bedroom, 2-full-bath home offers a flexible layout designed for everyday living and entertaining. The floor plan includes a spacious living room plus a separate family room featuring a wood-burning fireplace, creating a cozy gathering space for relaxing evenings. An additional flex room provides excellent versatility and can easily serve as a home office, gym, storage area, hobby room, or playroom to suit your needs. The kitchen is equipped with newer appliances and opens to a deck, while the living room provides walk-out access to a patio—both overlooking a private backyard surrounded by mature trees and a peaceful creek. The secluded setting makes it an ideal spot for morning coffee, outdoor dining, or hosting summer cookouts. Well cared for and thoughtfully laid out, this home is ready for its next owner to move right in and enjoy.
Last Agent to Sell the Property
Century 21 Kima Properties License #475180313 Listed on: 01/12/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,037
Year Built
- Built in 1978
Lot Details
- 25,700 Sq Ft Lot
- Property fronts a private road
- Wooded Lot
Parking
- 2 Car Attached Garage
Home Design
- Shingle Roof
- Asphalt Roof
- Shingle Siding
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Cathedral Ceiling
- Skylights
- Wood Burning Fireplace
- Replacement Windows
- Family Room with Fireplace
- Workshop
- Fire and Smoke Detector
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Finished Basement
- Partial Basement
- Sump Pump
Outdoor Features
- Deck
- Patio
- Front Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 02-1-01018-000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 12, 2026
Closed on
Feb 12, 2026
Sold by
Bought by
Seller's Agent
Jennifer Swensen
Century 21 Kima Properties
Buyer's Agent
Rachelle Hendrickson
Premier Realtors
List Price
$205,000
Sold Price
$210,000
Premium/Discount to List
$5,000
2.44%
Views
32
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,154
Avg. Annual Appreciation
4.26%
Original Mortgage
$168,000
Outstanding Balance
$167,345
Interest Rate
6.15%
Mortgage Type
New Conventional
Estimated Equity
$46,809
Purchase Details
Closed on
May 26, 2011
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,842
Interest Rate
4.8%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 20, 2010
Sold by
Bought by
Purchase Details
Closed on
Jul 26, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,477
Interest Rate
6.71%
Mortgage Type
FHA
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Charleston, IL
-
Diane Otta
-
Carol Meinhart
Carol Meinhart
Responds QuicklyThe Real Estate Group LLC
(217) 858-4967
774 Total Sales
4 in Charleston
$173K - $216K Price Range
-
Vanessa Skavlem
Vanessa Skavlem
THATS A WRAP REALTY
(618) 352-7037
77 Total Sales
2 in Charleston
$155K - $410K Price Range
-
Art Geen
Art Geen
Full Circle Realty
(217) 916-2418
52 Total Sales
2 in Charleston
$100,000 Price Range
-
Kristen Hutchinson
Kristen Hutchinson
All-American Realty
(217) 993-9041
130 Total Sales
123 in Charleston
$27K - $700K Price Range
-
Matt Forcum
Matt Forcum
Shelby Realty Services
(217) 708-3538
105 Total Sales
7 in Charleston
$32K - $230K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $210,000 | Crites Title | ||
| -- | Lakeside Title & Escrow Agen | ||
| -- | None Available | ||
| $120,000 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $168,000 | ||
| Previous Owner | $13,000 | ||
| Previous Owner | $110,000 | ||
| Previous Owner | $23,000 | ||
| Previous Owner | $82,842 | ||
| Previous Owner | $7,809 | ||
| Previous Owner | $113,477 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/13/2026 02/13/26 | Sold | $210,000 | +2.4% | $120 / Sq Ft |
| 01/20/2026 01/20/26 | Pending | -- | -- | -- |
| 01/12/2026 01/12/26 | For Sale | $205,000 | -- | $117 / Sq Ft |
Source: Central Illinois Board of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,185 | $49,746 | $10,110 | $39,636 |
| 2024 | $3,037 | $45,141 | $9,174 | $35,967 |
| 2023 | $2,945 | $41,225 | $8,378 | $32,847 |
| 2022 | $2,945 | $40,544 | $8,240 | $32,304 |
| 2021 | $3,036 | $38,910 | $7,908 | $31,002 |
| 2020 | $3,084 | $40,314 | $6,176 | $34,138 |
| 2019 | $3,015 | $38,910 | $5,961 | $32,949 |
| 2018 | $2,983 | $38,910 | $5,961 | $32,949 |
| 2017 | $2,943 | $38,910 | $5,961 | $32,949 |
| 2016 | $2,918 | $38,910 | $5,961 | $32,949 |
| 2015 | $3,562 | $38,910 | $5,961 | $32,949 |
| 2014 | $3,562 | $38,910 | $5,961 | $32,949 |
| 2013 | $3,562 | $38,910 | $5,961 | $32,949 |
Source: Public Records
Agents Affiliated with this Home
-
Jennifer Swensen
J
Seller's Agent in 2026
Jennifer Swensen
Century 21 Kima Properties
(217) 549-5222
170 Total Sales
-
Riley Baker
R
Seller Co-Listing Agent in 2026
Riley Baker
Century 21 Kima Properties
10 Total Sales
-
Rachelle Hendrickson
R
Buyer's Agent in 2026
Rachelle Hendrickson
Premier Realtors
(217) 254-1773
34 Total Sales
Map
Source: Central Illinois Board of REALTORS®
MLS Number: 6256728
APN: 02-1-01018-000
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