2404 Niagara Way Costa Mesa, CA 92626
Estimated payment $5,774/month
Highlights
- Heated In Ground Pool
- Clubhouse
- Granite Countertops
- Costa Mesa High School Rated A-
- Main Floor Bedroom
- Balcony
About This Home
Welcome to Coastal Living in Costa Mesa! Discover this beautifully upgraded 3-bedroom, 2-bathroom Monticello townhome—an ideal primary residence or second home by the beach. With a charming front porch and giant two-car enclosed garage off the patio, this home blends comfort, convenience, and coastal style. Step inside to find modern upgrades throughout, including remodeled kitchen and bathrooms, updated flooring, and newer windows. The open-concept living area feels bright and spacious, featuring recessed lighting and upstairs offers 2 LARGE bedrooms with ample closet space. The layout offers great flexibility with one bedroom and a full bath downstairs with cool design, perfect for guests or a home office. A special feature of this home is the cozy front porch in addition to the private "decked" out patio. There is also a small "sound studio" that would be great for creatives or podcasters. Outside your front door, enjoy a lush greenbelt—ideal for kids or pets—and relax knowing you’re just minutes away from the beach. You’ll be within walking distance of the OC Fairgrounds for fun events year round, Vanguard University and Orange Coast College, and a quick bike ride to Newport Beach’s Back Bay Trail. Triangle Square, South Coast Plaza, The Anti-Mall, local restaurants, and shopping are also nearby, with easy freeway access to the 405, 55, 73 and John Wayne Airport. This community offers an HOA with many amenities, covering water, trash, exterior maintenance, 2 pools, 2 spas, clubhouse and guest parking. FHA and VA loans are welcome here and there is NO land lease or Mello Roos. This home is truly move-in ready—whether for a full-time residence, a sought after investment opportunity or your perfect beach-close getaway. Furnishings are negotiable as well.
Listing Agent
Compass Newport Beach Brokerage Phone: 714-928-4682 License #01892567 Listed on: 10/30/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $7,177
Year Built
- Built in 1965
Lot Details
- 1,400 Sq Ft Lot
- Two or More Common Walls
- Density is up to 1 Unit/Acre
HOA Fees
- $400 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Patio Home
- Entry on the 1st floor
- Planned Development
Interior Spaces
- 1,240 Sq Ft Home
- 2-Story Property
- Living Room
Kitchen
- Gas Cooktop
- Granite Countertops
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Main Level Bedroom
- 2 Full Bathrooms
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry Room
- Laundry Located Outside
- Washer and Electric Dryer Hookup
Outdoor Features
- Heated In Ground Pool
- Balcony
- Patio
- Front Porch
Utilities
- Central Heating
Listing and Financial Details
- Tax Lot 201
- Tax Tract Number 5160
- Assessor Parcel Number 41916582
- $839 per year additional tax assessments
Community Details
Overview
- 333 Units
- Monticello Townhomes Association, Phone Number (714) 508-9070
- Optimum HOA
- Monticello Townhomes Subdivision
Amenities
- Clubhouse
Recreation
- Community Pool
- Community Spa
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,177 | $614,425 | $542,127 | $72,298 |
| 2024 | $7,177 | $602,378 | $531,497 | $70,881 |
| 2023 | $6,977 | $590,567 | $521,075 | $69,492 |
| 2022 | $6,831 | $578,988 | $510,858 | $68,130 |
| 2021 | $6,685 | $567,636 | $500,841 | $66,795 |
| 2020 | $6,607 | $561,816 | $495,705 | $66,111 |
| 2019 | $6,467 | $550,800 | $485,985 | $64,815 |
| 2018 | $5,643 | $473,890 | $410,950 | $62,940 |
| 2017 | $5,598 | $469,198 | $406,881 | $62,317 |
| 2016 | $5,480 | $459,999 | $398,903 | $61,096 |
| 2015 | $4,941 | $414,000 | $340,812 | $73,188 |
| 2014 | $4,367 | $361,890 | $288,702 | $73,188 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/30/2025 10/30/25 | For Sale | $908,000 | +68.1% | $732 / Sq Ft | |
| 02/14/2018 02/14/18 | Sold | $540,000 | +0.9% | $435 / Sq Ft | View Prior Sale |
| 01/17/2018 01/17/18 | Pending | -- | -- | -- | |
| 01/04/2018 01/04/18 | For Sale | $535,000 | +18.9% | $431 / Sq Ft | |
| 10/23/2015 10/23/15 | Sold | $450,000 | -2.2% | $363 / Sq Ft | View Prior Sale |
| 09/16/2015 09/16/15 | Pending | -- | -- | -- | |
| 08/19/2015 08/19/15 | For Sale | $459,999 | +31.4% | $371 / Sq Ft | |
| 07/06/2015 07/06/15 | Sold | $350,000 | +16.7% | $282 / Sq Ft | View Prior Sale |
| 06/05/2015 06/05/15 | Price Changed | $300,000 | 0.0% | $242 / Sq Ft | |
| 03/28/2015 03/28/15 | For Sale | $300,000 | -14.3% | $242 / Sq Ft | |
| 03/27/2015 03/27/15 | Pending | -- | -- | -- | |
| 02/26/2015 02/26/15 | Off Market | $350,000 | -- | -- | |
| 02/26/2015 02/26/15 | For Sale | $300,000 | -14.3% | $242 / Sq Ft | |
| 01/27/2015 01/27/15 | Off Market | $350,000 | -- | -- | |
| 01/27/2015 01/27/15 | For Sale | $300,000 | -14.3% | $242 / Sq Ft | |
| 12/27/2014 12/27/14 | Off Market | $350,000 | -- | -- | |
| 12/25/2014 12/25/14 | For Sale | $300,000 | -14.3% | $242 / Sq Ft | |
| 11/24/2014 11/24/14 | Off Market | $350,000 | -- | -- | |
| 11/24/2014 11/24/14 | For Sale | $300,000 | -- | $242 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $540,000 | First American Title Co | |
| Deed | -- | Chicago Title Co | |
| Interfamily Deed Transfer | -- | Title 365 Newport Beach | |
| Grant Deed | $460,000 | Title 365 Newport Beach | |
| Grant Deed | $320,000 | Western Resources Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | Southland Title Corporation | |
| Grant Deed | $473,000 | Southland Title Corporation | |
| Interfamily Deed Transfer | -- | Southland Title Corporation | |
| Interfamily Deed Transfer | -- | Southland Title Corporation | |
| Grant Deed | $145,000 | Stewart Title |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $375,000 | New Conventional | |
| Previous Owner | $410,000 | New Conventional | |
| Previous Owner | $413,999 | New Conventional | |
| Previous Owner | $314,204 | FHA | |
| Previous Owner | $378,400 | Purchase Money Mortgage | |
| Previous Owner | $123,250 | No Value Available |
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: PW25248947
APN: 419-165-82
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