2408 Houston Branch Rd Charlotte, NC 28270
Providence Neighborhood
4
Beds
4.5
Baths
4,149
Sq Ft
1.01
Acres
Highlights
- In Ground Pool
- Clubhouse
- Wooded Lot
- Providence Spring Elementary Rated A-
- Private Lot
- Traditional Architecture
About This Home
As of May 2025Timeless Estate in Providence Plantation. Nestled on a private acre this elegant, updated full-brick custom home offers sophistication w/modern comfort. The backyard oasis features a pool, expansive patio, & lush landscaping for privacy & relaxation. Gourmet kitchen boasts white cabinetry, an oversized island, stainless appliances w/gas cooktop, warming drawer & a glorious breakfast rm w/vaulted ceiling. Refinished hardwoods thru-out main lead to an inviting family room w/fireplace, coffered ceiling, & built-ins, perfect for entertaining. A first floor guest suite & formal spaces add versatility. Ultra convenient mudroom w/sink, storage & even an ice maker! Upstairs, the primary suite is a retreat w/a tray ceiling, built-ins, spa bath w/soaking tub, heated floors, & dual closet. Two secondary bedrooms & a bonus/5th bedroom w/ensuite bath & walk-in attic offer flexible living. Front & rear staircases enhance the flow. Rare gem in one of the area’s most coveted communities inside I-485.
Last Agent to Sell the Property
Allen Tate SouthPark Brokerage Email: shelley.spencer@allentate.com License #244244 Listed on: 04/04/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,577
Year Built
- Built in 1989
Lot Details
- Back Yard Fenced
- Private Lot
- Wooded Lot
- Property is zoned N1-A
HOA Fees
- $7 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Traditional Architecture
- Composition Roof
- Four Sided Brick Exterior Elevation
Interior Spaces
- 2-Story Property
- Ceiling Fan
- Skylights
- Fireplace With Gas Starter
- Window Treatments
- Window Screens
- Pocket Doors
- French Doors
- Family Room with Fireplace
- Crawl Space
- Home Security System
Kitchen
- Built-In Oven
- Gas Cooktop
- Down Draft Cooktop
- Warming Drawer
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
Outdoor Features
- In Ground Pool
- Patio
Schools
- Providence Spring Elementary School
- Crestdale Middle School
- Providence High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 227-452-04
Community Details
Overview
- Voluntary home owners association
- Providence Plantation HOA
- Providence Plantation Subdivision
Recreation
- Tennis Courts
- Community Playground
- Community Pool
Additional Features
- Clubhouse
- Card or Code Access
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 4, 2025
Closed on
May 21, 2025
Sold by
Miller Richard J and Kaiser Barbara J
Bought by
Huddle Kristine and Huddle Daniel
Seller's Agent
Shelley Spencer
Allen Tate SouthPark
Buyer's Agent
George Karres
RE/MAX Executive
List Price
$1,325,000
Sold Price
$1,340,000
Premium/Discount to List
$15,000
1.13%
Views
13
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,303
Avg. Annual Appreciation
-0.69%
Original Mortgage
$700,000
Outstanding Balance
$700,000
Interest Rate
6.03%
Mortgage Type
New Conventional
Estimated Equity
$637,697
Purchase Details
Closed on
Apr 6, 1990
Bought by
Miller Richard J
Similar Homes in Charlotte, NC
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,340,000 | Executive Title | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $700,000 | New Conventional | |
| Previous Owner | $100,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $410,000 | New Conventional | |
| Previous Owner | $417,000 | New Conventional | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $383,800 | Unknown | |
| Previous Owner | $352,000 | Unknown | |
| Previous Owner | $80,000 | Credit Line Revolving | |
| Previous Owner | $75,000 | Credit Line Revolving | |
| Previous Owner | $24,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/28/2025 05/28/25 | Sold | $1,340,000 | +1.1% | $323 / Sq Ft |
| 04/04/2025 04/04/25 | For Sale | $1,325,000 | -- | $319 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,577 | $980,400 | $332,500 | $647,900 |
| 2023 | $7,577 | $980,400 | $332,500 | $647,900 |
| 2022 | $6,365 | $646,600 | $194,300 | $452,300 |
| 2021 | $6,354 | $646,600 | $194,300 | $452,300 |
| 2020 | $6,347 | $646,600 | $194,300 | $452,300 |
| 2019 | $6,331 | $646,600 | $194,300 | $452,300 |
| 2018 | $6,708 | $505,700 | $120,000 | $385,700 |
| 2017 | $6,609 | $505,700 | $120,000 | $385,700 |
| 2016 | $6,599 | $505,700 | $120,000 | $385,700 |
| 2015 | $6,588 | $505,700 | $120,000 | $385,700 |
| 2014 | $6,732 | $519,300 | $120,000 | $399,300 |
Source: Public Records
Agents Affiliated with this Home
-
Shelley Spencer
Seller's Agent in 2025
Shelley Spencer
Allen Tate Realtors
(704) 367-7291
17 in this area
84 Total Sales
-
George Karres
Buyer's Agent in 2025
George Karres
RE/MAX Executives Charlotte, NC
(704) 201-7160
1 in this area
45 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4239058
APN: 227-452-04
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