NOT LISTED FOR SALE

2409 Cumberland Ave Reading, PA 19606

Estimated Value: $123,000 - $209,000

3 Beds
1.5 Baths
1,324 Sq Ft
$131/Sq Ft Est. Value

Last Sold June 27, 2016

Last sale price $54,900 $41 Per Sq Ft

Est. 215% increase in value since last sale

Current estimated payment $1,071/month

Highlights

  • Traditional Architecture
  • No HOA
  • Living Room
  • 1 Fireplace
  • Eat-In Kitchen
  • En-Suite Primary Bedroom

About This Home

As of June 2016

Excellent 3-4 Bedroom twin home in Mount Penn. Beautiful hardwood floors throughout the lower level compliment the original trim and woodwork found in the home. Modern eat in kitchen with tile backsplash and powder room complete the first floor. The second floor of the home has three bedrooms and full bathroom and the finished attic is on the third floor and is perfect for a fourth bedroom, storage or office. The property is conveniently located near the elementary school and there are two off street parking spaces in the rear of the home. Freddie Mac First Look expired on 1/27/2016 which allows Owner occupant buyers a first look prior to investors being able to purchase. Investors may submit an offer anytime, however the offer will not be considered for negotiation until after the 20 day time period for owner occupant buyers. Seller will pay up to $500 toward Home Warranty of buyers choice for owner occupant offers. The buyer must identify & select the home warranty company and plan of their choice. THE HOME WARRANTY INCENTIVE MUST BE SUBMITTED WITH THE INITIAL OFFER. Buyer or selling agent is responsible for providing the closing firm w/ the home warranty invoice to disburse payment at closing Buyer pays 2% transfer tax as Seller is exempt. Submit offers on PAR AOS and provide PRE-QUAL/POF with OFFER. Deposit money must be in the form of CASHIER'S CHECK upon approved offer. ATTACHED BUYER FORM MUST BE SUBMITTED WITH OFFER as well as LBP ADDENDUM if necessary. Please review ALL ATTACHMENTS PRIOR to offer submission.

Last Agent to Sell the Property

Christopher Giovenco

(484) 767-5155 chrisg@ameliore.com Rudy Amelio Real Estate Listed on: 02/17/2016

Rudy Amelio Real Estate

Co-Listed By

Rudy Amelio

(610) 437-5501 Rudy@ameliore.com Rudy Amelio Real Estate License #RM422676

Last Buyer's Agent

Angela Tolosky

(484) 989-7053 angelatoloskyn1@gmail.com Coldwell Banker Realty License #AB065824

Coldwell Banker Realty

Townhouse Details

Home Type

  • Townhome

Year Built

  • Built in 1910

Lot Details

  • 3,485 Sq Ft Lot

Parking

  • 2 Open Parking Spaces

Home Design

  • Semi-Detached or Twin Home
  • Traditional Architecture
  • Brick Exterior Construction

Interior Spaces

  • 1,324 Sq Ft Home
  • Property has 2 Levels
  • 1 Fireplace
  • Living Room
  • Eat-In Kitchen

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Utilities

  • Heating System Uses Oil
  • Hot Water Heating System
  • Oil Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 5259
  • Assessor Parcel Number 64-5316-08-88-5259

Townhouse Details

Home Type

Townhome

Year Built

Built in 1910

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Twin/Semi-Detached
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Year Built: 1910
  • Remarks Public: Excellent 3-4 Bedroom twin home in Mount Penn. Beautiful hardwood floors throughout the lower level compliment the original trim and woodwork found in the home. Modern eat in kitchen with tile backsplash and powder room complete the first floor. The second floor of the home has three bedrooms and full bathroom and the finished attic is on the third floor and is perfect for a fourth bedroom, storage or office. The property is conveniently located near the elementary school and there are two off street parking spaces in the rear of the home. Freddie Mac First Look expired on 1/27/2016 which allows Owner occupant buyers a first look prior to investors being able to purchase. Investors may submit an offer anytime, however the offer will not be considered for negotiation until after the 20 day time period for owner occupant buyers. Seller will pay up to $500 toward Home Warranty of buyers choice for owner occupant offers. The buyer must identify & select the home warranty company and plan of their choice. THE HOME WARRANTY INCENTIVE MUST BE SUBMITTED WITH THE INITIAL OFFER. Buyer or selling agent is responsible for providing the closing firm w/ the home warranty invoice to disburse payment at closing Buyer pays 2% transfer tax as Seller is exempt. Submit offers on PAR AOS and provide PRE-QUAL/POF with OFFER. Deposit money must be in the form of CASHIER'S CHECK upon approved offer. ATTACHED BUYER FORM MUST BE SUBMITTED WITH OFFER as well as LBP ADDENDUM if necessary. Please review ALL ATTACHMENTS PRIOR to offer submission.
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Interior Amenities: Kitchen - Eat-In
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Kitchen, Bedroom 1
  • Basement: Yes
  • Basement Type: Full
  • Laundry Type: Basement
  • Living Area Units: Square Feet
  • Total Sq Ft: 1324
  • Living Area Sq Ft: 1324
  • Net Sq Ft: 1324.00
  • Price Per Sq Ft: 41.47
  • Above Grade Finished Sq Ft: 1324
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 2409

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Brick
  • Access To Pool: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Open Parking Spaces Count: 2

Utilities

  • Central Air Conditioning: No
  • Heating Fuel: Oil
  • Heating Type: Oil, Hot Water
  • Heating: Yes
  • Hot Water: Oil
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ANTIETAM
  • School District Key: 300200397315

Lot Info

  • Improvement Assessed Value: 35100.00
  • Land Assessed Value: 22800.00
  • Land Use Code: 161
  • Lot Size Acres: 0.08
  • Lot Dimensions: IRREGULAR
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3485.00
  • Property Attached Yn: Yes
  • Zoning: RES

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 1538768
  • Tax Annual Amount: 3049.00
  • Assessor Parcel Number: 64-5316-08-88-5259
  • Tax Lot: 5259
  • Tax Year: 2016
  • Close Date: 06/27/2016

MLS Schools

  • School District Name: ANTIETAM

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 17, 2016
Closed on
May 25, 2016
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Perkins Lorri
Seller's Agent
Christopher Giovenco
Rudy Amelio Real Estate
Buyer's Agent
Angela Tolosky
Coldwell Banker Realty
List Price
$79,900
Sold Price
$54,900
Premium/Discount to List
-$25,000
-31.29%
Current Estimated Value
$172,794

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$117,894
Avg. Annual Appreciation
13.20%
Original Mortgage
$3,201
Outstanding Balance
$2,562
Interest Rate
3.66%
Mortgage Type
Stand Alone Second
Estimated Equity
$170,232

Purchase Details

Closed on
Nov 17, 2015
Sold by
Whitfield Carl and Zeltzer Edwin L
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Mar 18, 2011
Sold by
Koals Michelle Marie
Bought by
Zeltzer Linda M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,500
Interest Rate
4.84%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 21, 2004
Sold by
Miller Alexander P
Bought by
Koals Michelle Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,500
Interest Rate
6.33%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Perkins Lorri $54,900 None Available
Federal Home Loan Mortgage Corporation $2,000 None Available
Zeltzer Linda M $125,000 None Available
Koals Michelle Marie $98,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Perkins Lorri $3,201
Open Perkins Lorri $54,900
Previous Owner Zeltzer Linda M $112,500
Previous Owner Koals Michelle Marie $76,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/27/2016 06/27/16 Sold $54,900 0.0% $41 / Sq Ft
04/28/2016 04/28/16 Pending -- -- --
04/24/2016 04/24/16 Price Changed $54,900 -21.5% $41 / Sq Ft
03/24/2016 03/24/16 Price Changed $69,900 -12.5% $53 / Sq Ft
02/17/2016 02/17/16 For Sale $79,900 -- $60 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,904 $57,900 $22,800 $35,100
2024 $4,024 $57,900 $22,800 $35,100
2023 $3,883 $57,900 $22,800 $35,100
2022 $3,623 $57,900 $22,800 $35,100
2021 $3,549 $57,900 $22,800 $35,100
2020 $3,436 $57,900 $22,800 $35,100
2019 $3,352 $57,900 $22,800 $35,100
2018 $3,318 $57,900 $22,800 $35,100
2017 $3,165 $57,900 $22,800 $35,100
2016 $1,086 $57,900 $22,800 $35,100
2015 $1,086 $57,900 $22,800 $35,100
2014 $1,055 $57,900 $22,800 $35,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1003891303

Bright MLS

APN: 64-5316-08-88-5259