$85,000
SOLD JAN 20, 2026
2 Beds
1 Bath
976 Sq Ft
2,500 Sq Ft Lot

Recently Sold

$87 Per Sq Ft

14% Below List Price

9 Days on Market

Highlights

  • City View
  • No HOA
  • Covered Patio or Porch
  • Wood Flooring
  • Cottage
  • 3-minute walk to Peaselburg Park

About This Home

As of January 2026

Charming four room cottage in Covington ready for your vision.in need of updates,but full if potentinal as an income producing rental of cozy primary home.Great location close to everything Bars, Restaurants Shopping Hospitals etc..

Last Agent to Sell the Property

Steve Cheek

Berkshire Hathaway Home Services Professional Realty License #186067 Listed on: 01/02/2026

Berkshire Hathaway Home Services Professional Realty

Last Buyer's Agent

Patricia Coslett

Huff Realty - Ft. Mitchell License #182023

Huff Realty - Ft. Mitchell

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1925

Lot Details

  • 2,500 Sq Ft Lot
  • Lot Dimensions are 25x 100
  • Aluminum or Metal Fence

Parking

  • On-Street Parking

Home Design

  • Cottage
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 976 Sq Ft Home
  • 1-Story Property
  • Fireplace
  • Aluminum Window Frames
  • Living Room
  • City Views
  • Basement
  • Basement Storage

Flooring

  • Wood
  • Concrete

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Covered Patio or Porch

Schools

  • Glenn O. Swing Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • 100 Amp Service
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 055-23-11-015.00

Home Details

Home Type

Single Family

Year Built

Built in 1925

Lot Details

0

Listing Details

  • Cooling: Window Unit(s)
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.06
  • Year Built: 1925
  • Lot Size: 25x 100
  • Road Frontage Type: City Street
  • Ownership: Consumer
  • Directions: 19th st to Howell trun L on 23rd to r on Herman
  • Architectural Style: Cottage
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Glenn O. Swing Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 25x 100
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities:Cable Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: Nkwd
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.0574
  • General Property Description:Living Area: 976.0
  • General Property Description:Lot Size Square Feet: 2500.0
  • Structure Type:House: Yes
  • Location Tax Legal Info:Tax ID: 055-23-11-015.00
  • Foundation:Block4: Yes
  • View:City3: Yes
  • Cooling:Window Unit(s): Yes
  • Roof:Asphalt: Yes
  • Architecture:Cottage: Yes
  • Fencing:Aluminum: Yes
  • Electric 100 Amp Service: Yes
  • Electric:Circuit Breakers: Yes
  • Special Features: None

Interior Features

  • Basement: Storage Space
  • Heating: Natural Gas, Forced Air
  • Levels: One
  • Property Type: Residential
  • Appliances: Other
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Living Area: 976.0
  • Window Features: Aluminum Frames
  • Basement:Concrete Flooring: Yes
  • Basement:Storage Space: Yes
  • Appliances:Other5: Yes

Exterior Features

  • View: City
  • Fencing: Aluminum
  • Roof: Asphalt, Shingle
  • View: Yes
  • Construction Type: Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Covered
  • Construction Materials:Vinyl Siding: Yes
  • Patio and Porch Features:Covered: Yes
  • Window Features:Aluminum Frames: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: On Street
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: 100 Amp Service, Circuit Breakers
  • Utilities: Cable Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Glenn O. Swing Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 2500.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 6, 2004
Sold by
Dryden Richard A
Bought by
Grefer Jeffrey and Grefer Lori

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$24,800
Interest Rate
5.77%
Mortgage Type
Purchase Money Mortgage
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $31,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $24,800 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/20/2026 01/20/26 Sold $85,000 -14.1% $87 / Sq Ft
01/11/2026 01/11/26 Pending -- -- --
01/02/2026 01/02/26 For Sale $99,000 -- $101 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $663 $50,000 $5,000 $45,000
2024 $658 $50,000 $5,000 $45,000
2023 $666 $50,000 $5,000 $45,000
2022 $722 $50,000 $5,000 $45,000
2021 $449 $25,000 $5,000 $20,000
2020 $447 $25,000 $5,000 $20,000
2019 $451 $25,000 $5,000 $20,000
2018 $459 $25,000 $5,000 $20,000
2017 $403 $21,000 $5,000 $16,000
2015 $527 $21,000 $5,000 $16,000
2014 $629 $21,000 $5,000 $16,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 638950

Northern Kentucky Multiple Listing Service

APN: 055-23-11-015.00