$85,000
SOLD JAN 20, 2026
2 Beds
1 Bath
976 Sq Ft
2,500 Sq Ft Lot

Recently Sold

$87 Per Sq Ft

14% Below List Price

9 Days on Market

Highlights

  • City View
  • No HOA
  • Covered Patio or Porch
  • Wood Flooring
  • Cottage
  • 3-minute walk to Peaselburg Park

About This Home

As of January 2026

Charming four room cottage in Covington ready for your vision.in need of updates,but full if potentinal as an income producing rental of cozy primary home.Great location close to everything Bars, Restaurants Shopping Hospitals etc..

Last Agent to Sell the Property

Steve Cheek

Berkshire Hathaway Home Services Professional Realty License #186067 Listed on: 01/02/2026

Berkshire Hathaway Home Services Professional Realty

Last Buyer's Agent

Patricia Coslett

Huff Realty - Ft. Mitchell License #182023

Huff Realty - Ft. Mitchell

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1925

Lot Details

  • 2,500 Sq Ft Lot
  • Lot Dimensions are 25x 100
  • Aluminum or Metal Fence

Home Design

  • Cottage
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 976 Sq Ft Home
  • 1-Story Property
  • Fireplace
  • Aluminum Window Frames
  • Living Room
  • Wood Flooring
  • City Views
  • Basement
  • Basement Storage

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Parking

  • Driveway
  • On-Street Parking

Outdoor Features

  • Covered Patio or Porch

Schools

  • Glenn O. Swing Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • 100 Amp Service
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Year Built

Built in 1925

Lot Details

2,500 Sq Ft Lot

Listing Details

  • Cooling: Window Unit(s)
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.0574
  • Year Built: 1925
  • Lot Size: 25x 100
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Ownership: Consumer
  • Directions: 19th st to Howell trun L on 23rd to r on Herman
  • Architectural Style: Cottage
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: Nkwd
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • Special Features: None

Interior Features

  • Basement: Storage Space
  • Heating: Forced Air, Natural Gas
  • Levels: One
  • Property Type: Residential
  • Appliances: Other
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Living Area: 976.0
  • Window Features: Aluminum Frames

Exterior Features

  • View: City
  • Fencing: Aluminum
  • Roof: Shingle
  • View: Yes
  • Construction Type: Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Covered

Garage/Parking

  • Attached Garage: No
  • Parking Features: On Street

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: 100 Amp Service, Circuit Breakers
  • Utilities: Cable Available

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Glenn O. Swing Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 2500.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 2, 2026
Closed on
Jan 20, 2026
Sold by
Grefer Jeffrey and Grefer Lori
Bought by
Patterson & Mcclung Llc
Seller's Agent
Steve Cheek
Berkshire Hathaway Home Services Professional Realty
Buyer's Agent
Patricia Coslett
Huff Realty - Ft. Mitchell
List Price
$99,000
Sold Price
$85,000
Premium/Discount to List
-$14,000
-14.14%
Views
24

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
800.72%

Purchase Details

Closed on
Feb 6, 2004
Sold by
Dryden Richard A
Bought by
Grefer Jeffrey and Grefer Lori

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$24,800
Interest Rate
5.77%
Mortgage Type
Purchase Money Mortgage
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $85,000 None Listed On Document
Deed $31,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $24,800 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/20/2026 01/20/26 Sold $85,000 -14.1% $87 / Sq Ft
01/11/2026 01/11/26 Pending -- -- --
01/02/2026 01/02/26 For Sale $99,000 -- $101 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $663 $50,000 $5,000 $45,000
2024 $658 $50,000 $5,000 $45,000
2023 $666 $50,000 $5,000 $45,000
2022 $722 $50,000 $5,000 $45,000
2021 $449 $25,000 $5,000 $20,000
2020 $447 $25,000 $5,000 $20,000
2019 $451 $25,000 $5,000 $20,000
2018 $459 $25,000 $5,000 $20,000
2017 $403 $21,000 $5,000 $16,000
2015 $527 $21,000 $5,000 $16,000
2014 $629 $21,000 $5,000 $16,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 638950

Northern Kentucky Multiple Listing Service

APN: 055-23-11-015.00

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