$1,550,000

2414 Windmill Point Rd White Stone, VA 22578

Estimated payment $9,030/month

Total Views 12,273
4 Beds
4.5 Baths
3,156 Sq Ft
$491 Price per Sq Ft

Highlights

  • Beach Front
  • Guest House
  • Deck
  • Docks
  • Garage Apartment
  • Vaulted Ceiling

About This Home

This distinctive waterfront residence, with its tasteful modern updates, offers unforgettable sunrises, glowing sunsets, and ever-changing panoramic vistas on the breathtaking Rappahannock River where it joins the Chesapeake Bay. Enjoy your own private sandy beach, suitable for your own custom dock, and a protected boat slip ideal for easy kayaking. This unique coastal site truly offers three attached but individual living areas. The original home, circa 1904, is rich in character with dramatic roof lines, high ceilings, hardwood floors, and thoughtful additions and upgrades. It features formal living and dining rooms, along with a kitchen opening to a comfortable family room and its stunning waterfront views. Upstairs, you’ll find four bedrooms, an office space, an artist’s “retreat,” and two full bathrooms. Connected by a breezeway atop a three-bay garage is a beautifully finished apartment featuring vaulted ceilings, a full kitchen, living and dining areas, and a private primary ensuite bedroom. On the opposite side of the main house, a second detached garage also offers a full studio apartment above, complete with an open living space, kitchen, sleeping area, and full bath. Whether you’re looking to host extended family and friends or generate rental income, this versatile property delivers and is just a short jaunt to nearby White Stone and Kilmarnock and an hour’s drive to Richmond. See the featured sheet for more details. (Please note, 4 bedroom septic; however, many areas for bedroom-like rooms.) No HOA-rental income potential. Rare property - SAND BEACH, SUNSETS/SUNRISES over the Rappahannock River out to the Chesapeake Bay.

Listing Agent

Dave Dew

Isabell K. Horsley R. E., Ltd. License #0225069398 Listed on: 05/23/2026

Co-Listing Agent

Katie Dew

Isabell K. Horsley R. E., Ltd. License #0225078297

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,718

Year Built

  • Built in 1904

Lot Details

  • 1.88 Acre Lot
  • Beach Front
  • River Front
  • Level Lot
  • Zoning described as R1

Parking

  • 3 Car Detached Garage
  • Garage Apartment
  • Garage Door Opener

Home Design

  • Fire Rated Drywall
  • Frame Construction
  • Composition Roof
  • Vinyl Siding
  • HardiePlank Type
  • Plaster

Interior Spaces

  • 3,156 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Bookcases
  • Vaulted Ceiling
  • Ceiling Fan
  • Self Contained Fireplace Unit Or Insert
  • Gas Fireplace
  • Formal Dining Room
  • Water Views
  • Crawl Space

Kitchen

  • Butlers Pantry
  • Oven
  • Gas Cooktop
  • Stove
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Bulkhead
  • Mooring
  • Docks
  • Dock Available
  • Balcony
  • Deck

Additional Homes

  • Guest House

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Power Generator
  • Well
  • Tankless Water Heater
  • Septic Tank

Community Details

  • Community Bulkhead

Listing and Financial Details

  • Assessor Parcel Number Tax Map #39-40, Palmer 1.88 Acres, LR22/2199

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,718

Year Built

Built in 1904

Lot Details

1.88 Acres

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1904
  • Property Attached Yn: No
  • Lot Size Acres: 1.88
  • Water Body Name: Rappahannock River
  • Co List Office Mls Id: IHRE01
  • Co List Office Phone: (804) 758-2430
  • Ownership: Individuals
  • Subdivision Name: None
  • Above Grade Finished Sq Ft: 3156.0
  • Architectural Style: Other, Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Carpet, Tile, Wood
  • Basement: Crawl Space
  • Appliances: Dryer, Dishwasher, Electric Water Heater, Gas Cooking, Microwave, Oven, Refrigerator, Stove, Tankless Water Heater, Washer
  • Other Equipment: Generator
  • Basement YN: No
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas, Insert
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bookcases, Built-in Features, Butler's Pantry, Ceiling Fan(s), Dining Area, Separate/Formal Dining Room, Fireplace, Granite Counters, High Ceilings, Kitchen Island, Pantry
  • Living Area: 3156.0
  • Stories: 2

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Lot Features: Beach Front, Level, Waterfront
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Beach Access, Dock Access, Mooring, River Front, Bulkhead, Waterfront
  • Waterfront: Yes
  • Disclosures: Disclosure on File
  • Construction Type: Drywall, Frame, HardiPlank Type, Plaster, Vinyl Siding
  • Exterior Features: Deck, Dock
  • Other Structures: Garage(s), Garage Apartment, Guest House
  • Patio And Porch Features: Balcony, Deck
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 3.0
  • Parking Features: Detached, Garage, Garage Door Opener

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Heat Pump
  • Sewer: Septic Tank
  • Water Heater: Electric,Tankless
  • Water Source: Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Bulkhead

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: Tax Map #39-40, Palmer 1.88 Acres, LR22/2199
  • Zoning Description: R1

Tax Info

  • Tax Year: 2026
  • Tax Annual Amount: 5718.35

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Map

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $57 $1,039,700 $349,300 $690,400
2024 $5,718 $1,039,700 $349,300 $690,400
2023 $4,670 $741,300 $309,300 $432,000
2022 $4,670 $741,300 $309,300 $432,000
2021 $4,670 $741,300 $309,300 $432,000
2020 $4,670 $741,300 $309,300 $432,000
2019 $4,670 $741,300 $309,300 $432,000
2018 $3,808 $645,400 $249,900 $395,500
2017 $3,808 $645,400 $249,900 $395,500
2016 -- $645,400 $249,900 $395,500
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/23/2026 05/23/26 For Sale $1,550,000 -- $491 / Sq Ft
Source: Central Virginia Regional MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Gift Deed -- --
Source: Public Records

Source: Central Virginia Regional MLS

MLS Number: 2613760

Central Virginia Regional MLS

APN: 39-40

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