$419,900

Estimated payment $2,967/month

Total Views 315
4 Beds
2.5 Baths
2,443 Sq Ft
$172 Price per Sq Ft

Highlights

  • Wood Flooring
  • Den
  • Soaking Tub
  • Oswego High School Rated A-
  • Formal Dining Room
  • Walk-In Closet

About This Home

Stunning move-in ready home located in the highly desirable Montgomery Crossings neighborhood with top-rated Oswego schools. This 2,443 square foot home has plenty of space for the entire family, is conveniently close to everything and has no HOA! Step inside to be welcome by the living room and a useful office/den area, both features brand new carpet, the dining room shows off beautiful hardwood floors, the space flows to the family room adjacent to the bright and light kitchen with white cabinets, new hardware and beautiful backsplash. Enjoy overlooking the professional landscaped fence-in-backyard and stamped patio ideal for entertaining, play, gardening, or relaxing outdoors. The second floor features an oversized master bedroom with brand new carpet, complete with a relaxing sitting area, a luxurious master bathroom with a separate shower and soaking tub, and a custom walk-in closet designed for optimal organization. 2nd floor laundry, along with two additional nice size bedrooms and an oversize den/bedroom with new carpet, and a full bathroom. Additional highlights include a professionally finished basement with lots of storage and extra living space for entertainment, and a newer roof for peace of mind. This home has everything you need including perfect use of space around every corner. Enjoy the convenience of walking to the local grade school and being close to Oswego shopping, I-88, scenic walking trails, ponds, parks, and playgrounds. This exceptional property combines comfort, style, and provides plenty of room for family and guests, making this home truly special.

Listing Agent

Erin Bibian

Coldwell Banker Realty License #475175531 Listed on: 10/24/2025

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,183

Year Built

  • Built in 2003

Lot Details

  • Lot Dimensions are 70x120
  • Paved or Partially Paved Lot

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,443 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Entrance Foyer
  • Family Room
  • Living Room
  • Formal Dining Room
  • Den
  • Carbon Monoxide Detectors

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Montgomery Crossings Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,183

Year Built

Built in 2003

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Montgomery Crossings
  • Year Built: 2003
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Finished, Storage Space, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Flooring: Hardwood, Carpet
  • Interior Amenities: Walk-In Closet(s)
  • LivingArea: 2443
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump, Backup Sump Pump;
  • Room Type: Den, Eating Area, Foyer
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, No Garage, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Upper Level
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 70X120
  • Lot Size: Less Than .25 Acre
  • Special Assessments: Y

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 9183
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,183 $115,914 $13,174 $102,740
2023 $8,283 $103,708 $11,787 $91,921
2022 $8,283 $94,152 $10,701 $83,451
2021 $7,958 $87,970 $10,701 $77,269
2020 $7,856 $85,792 $10,701 $75,091
2019 $7,722 $83,293 $10,389 $72,904
2018 $7,489 $78,122 $10,389 $67,733
2017 $7,363 $73,691 $10,389 $63,302
2016 $7,256 $71,256 $10,389 $60,867
2015 $6,650 $62,454 $9,354 $53,100
2014 -- $66,754 $9,354 $57,400
2013 -- $66,754 $9,354 $57,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/24/2025 10/24/25 Price Changed $419,900 0.0% $172 / Sq Ft
10/24/2025 10/24/25 For Sale $419,900 -- $172 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $185,000 First American Title
Warranty Deed $235,000 First American Title
Warranty Deed $250,000 Ticor Title Insurance Compan
Special Warranty Deed -- Chicago Title Insurance Comp
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $166,500 New Conventional
Previous Owner $173,000 Purchase Money Mortgage
Previous Owner $199,920 Purchase Money Mortgage
Previous Owner $217,700 Purchase Money Mortgage
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12494137

Midwest Real Estate Data (MRED)

APN: 02-02-483-005