NOT LISTED FOR SALE

Estimated Value: $445,000 - $558,184

4 Beds
4.5 Baths
3,051 Sq Ft
$160/Sq Ft Est. Value

Last Sold December 09, 2022

Last sale price $449,000 $147 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $2,773/month

150 Days on Market

Highlights

  • 300 Feet of Waterfront
  • Private Dock
  • 2.4 Acre Lot
  • Oak Mountain Elementary School Rated A
  • Lake View
  • Covered Deck

About This Home

As of December 2022

A quiet wooded lakeside retreat! Secluded on a quiet cul-de-sac on a 2.4-acre lakefront lot, this 4 bedroom, 4.5 home has lots of space, with the feel of a cozy cabin in the woods. The Great Room features a cathedral ceiling, a natural stone hearth/fireplace, and window wall overlooking a covered, full-length back deck, which views Indian Valley Lake, a +/-142-acre stocked lake. The has a Master Suite with 2 walk-in closets, jetted tub, and separate shower. Also, a large kitchen with granite countertops, updated cabinetry, plus a breakfast nook that opens to the formal dining room. Upstairs are 3 spacious bedrooms and 2 full baths. Downstairs is a full basement with a bonus room, gardener's bath, storage and a garage with room for 3 cars The home has an open floating dock, along with a covered boat dock. The neighborhood includes deer & other abundant wildlife. This rare home features Oak Mountain schools & easy access to I-65 and I-459. Don't miss this one!

Last Agent to Sell the Property

Randy Tribble

Estate Realty Listed on: 06/13/2022

Last Buyer's Agent

Ivy Stacey

ARC Realty Vestavia

ARC Realty Vestavia

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,546

Year Built

  • Built in 1973

Lot Details

  • 2.4 Acre Lot
  • 300 Feet of Waterfront

HOA Fees

  • $11 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Basement Garage
  • Side Facing Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Wood Siding

Interior Spaces

  • 1.5-Story Property
  • Cathedral Ceiling
  • Recessed Lighting
  • Stone Fireplace
  • Gas Fireplace
  • Window Treatments
  • French Doors
  • Great Room with Fireplace
  • Breakfast Room
  • Dining Room
  • Bonus Room
  • Lake Views

Kitchen

  • Gas Oven
  • Gas Cooktop
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Split Vanities
  • Hydromassage or Jetted Bathtub
  • Garden Bath
  • Separate Shower
  • Linen Closet In Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Outdoor Features

  • Private Dock
  • Covered Deck
  • Porch

Schools

  • Oak Mountain Elementary And Middle School
  • Oak Mountain High School

Utilities

  • Two cooling system units
  • Forced Air Heating and Cooling System
  • Two Heating Systems
  • Gas Water Heater
  • Septic Tank

Community Details

  • Association fees include common grounds mntc, management fee
  • Indian Valley HOA

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,546

Year Built

Built in 1973

Lot Details

0

HOA Fees

$11 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Down Payment Assistance: Yes
  • Down Payment Assistance URL: https://www.workforce-resource.com/dpr/listing/GALMLS/1322925?w=PubMLS
  • Living Area: 2436
  • Legal Description: Indian Valley Ranchettes Lot 13-A
  • List Price per Sq Ft: 184.32
  • Number Levels: 1.5-Story
  • Property Type: Single Family
  • Termite Contract: Yes
  • Year Built Description: Existing
  • Year Built: 1973
  • Price Per Sq Ft: 147.16
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1973

Interior Features

  • Interior Amenities: French Doors, Recess Lighting
  • Fireplace Details: Gas Starter, Stone (FIREPL)
  • Fireplace Location: Great Room (FIREPL)
  • Fireplace Type: Gas (FIREPL)
  • Floors: Carpet, Hardwood
  • Number Fireplaces: 1
  • Windows Treatments: All
  • Bedroom/Bathroom Features: Garden Tub, Jetted Tub, Linen Closet, Separate Shower, Separate Vanities, Walk-In Closets
  • Bedrooms: 4
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bathrooms: 5
  • Concatenated Rooms: |GreatRoom1|Kitchen1|DiningRoom1|BrkfastRM1|MasterBR1|MasterBR1|HalfBath1|Bedroom2|FullBath2|Bedroom2|FullBath2|Bedroom2|FullBathB|BonusB|
  • Room 1: Great Room, On Level: 1
  • Room 2: Kitchen, On Level: 1
  • Room 3: Dining Room, On Level: 1
  • Room 4: Breakfast Room, On Level: 1
  • Room 5: Master Bedroom, On Level: 1
  • Room 6: Master Bedroom, On Level: 1
  • Room 7: Half Bath, On Level: 1
  • Room 8: Bedroom, On Level: 2
  • Room 9: Full Bath, On Level: 2
  • Room 10: Bedroom, On Level: 2
  • Room 11: Full Bath, On Level: 2
  • Room 12: Bedroom, On Level: 2
  • Room 13: Full Bath, On Level: B
  • Room 14: Bonus, On Level: B
  • Basement Rooms: Bonus (LVL BSMT), Full Bath (LVL BSMT)
  • Rooms Level 1: Breakfast Room (LVL 1), Dining Room (LVL 1), Great Room (LVL 1), Half Bath (LVL 1), Kitchen (LVL 1), Master Bedroom (LVL 1)
  • Rooms Level 2 Plus: Bedroom (LVL 2+), Full Bath (LVL 2+)
  • Basement Style: Full Basement
  • Basement Style II: All Unfinished
  • Basement Style III: Daylight Basement, Concrete Block
  • Kitchen Countertops: Stone (KIT)
  • Kitchen Equipment: Cooktop-Gas, Dishwasher Built-In, Disposal, Oven-Gas, Refrigerator
  • Laundry: Yes
  • Laundry Dryer Hookup: Dryer-Electric
  • Laundry Features: Washer Hookup
  • Laundry Location: Laundry (MLVL)
  • Laundry Space: Closet
  • Basement Finished Sq Ft: 615
  • Unfinished Basement Sq Ft: 1065
  • Main Level Sq Ft: 1680
  • Upper Level Sq Ft: 756

Exterior Features

  • Waterfront Name: INDIAN VALLEY LAKE
  • Construction: Brick Over Foundation, Siding-Wood
  • Decks: Yes
  • Decks Type: Covered (DECK)
  • Exterior Features: Dock Private, Porch
  • Foundation: Basement
  • Waterfront: Yes
  • Waterfront Frontage: 300
  • Water Heater: Gas (WTRHTR)

Garage/Parking

  • Garage Entry Location: Side
  • Number Garage Spaces Bsmt Lvl: 2
  • Number Total Garage Spaces: 2
  • Parking Features: Basement Parking, Driveway Parking, Off Street Parking

Utilities

  • Heating: Central (HEAT), Dual Systems (HEAT), Forced Air
  • Cooling: Central (COOL), Dual Systems (COOL), Electric (COOL)
  • Sewer/Septic System: Septic
  • Water: Public Water
  • HVAC Area: 3051

Condo/Co-op/Association

  • Association Fee: Yes
  • Association Fee: 135
  • Association Fee Per: Yearly
  • HOA Management Company: Indian Valley HOA

Fee Information

  • Fees Include: Common Grounds Mntc, Management Fee
  • Fire Fee: Yes
  • Fire Fee Amount: 400
  • Fire Fee Per: Yearly
  • Garbage Fee: Yes
  • Garbage Fee Amount: 36
  • Garbage Fee Per: Quarterly
  • Library Fee: Yes
  • Library Fee Amount: 15
  • Library Fee Per: Yearly

Schools

  • Elementary School: OAK MOUNTAIN
  • Middle School: OAK MOUNTAIN
  • High School: OAK MOUNTAIN

Lot Info

  • Assessor Parcel Number: 10-4-1-0-001-021.000
  • Lot View: Yes
  • Lot View Type: Lake/Water View
  • Number Acres: 2.4

Tax Info

  • Tax District: COUNTY
  • Annual Tax: 1546

MLS Schools

  • Elementary School: OAK MOUNTAIN
  • High School: OAK MOUNTAIN
  • Jr Middle School: OAK MOUNTAIN

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 13, 2022
Closed on
Dec 9, 2022
Sold by
Shepherd Christopher Campbell and Shepherd Kimberly
Bought by
Richards Brett Steven and Richards Leah Ward
Seller's Agent
Randy Tribble
Estate Realty
Buyer's Agent
Ivy Stacey
ARC Realty Vestavia
List Price
$574,900
Sold Price
$449,000
Premium/Discount to List
-$125,900
-21.9%
Current Estimated Value
$489,546

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$40,546
Avg. Annual Appreciation
3.09%
Original Mortgage
$489,000
Outstanding Balance
$473,798
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$15,748

Purchase Details

Closed on
Oct 15, 2010
Sold by
Lozito Lynn and Lozito Patrick
Bought by
Shepherd Christopher Campbell

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$256,000
Interest Rate
4.38%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 20, 2000
Sold by
Davis Matthew S and Davis Michelle R
Bought by
Lozito Patrick and Lozito Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,000
Interest Rate
7.91%

Purchase Details

Closed on
Jul 24, 1998
Sold by
Davis Joseph B and Davis Sally S
Bought by
Davis Matthew S and Davis Michelle R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
6.94%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Richards Brett Steven $449,000 --
Shepherd Christopher Campbell $320,000 None Available
Lozito Patrick $210,000 --
Davis Matthew S $150,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Richards Brett Steven $489,000
Previous Owner Shepherd Christopher Campbell $256,000
Previous Owner Lozito Patrick $168,000
Previous Owner Davis Matthew S $120,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/09/2022 12/09/22 Sold $449,000 0.0% $147 / Sq Ft
11/10/2022 11/10/22 Pending -- -- --
10/31/2022 10/31/22 Price Changed $449,000 -5.3% $147 / Sq Ft
10/15/2022 10/15/22 Price Changed $474,000 -5.0% $155 / Sq Ft
09/23/2022 09/23/22 Price Changed $499,000 -4.9% $164 / Sq Ft
07/19/2022 07/19/22 Price Changed $524,900 -8.7% $172 / Sq Ft
06/13/2022 06/13/22 For Sale $574,900 -- $188 / Sq Ft
Source: Greater Alabama MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,006 $45,580 $0 $0
2023 $1,909 $44,320 $0 $0
2022 $1,793 $41,680 $0 $0
2021 $1,546 $36,060 $0 $0
2020 $1,563 $36,460 $0 $0
2019 $1,562 $36,440 $0 $0
2017 $1,399 $32,720 $0 $0
2015 $1,165 $27,400 $0 $0
2014 $1,139 $26,820 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Alabama MLS

MLS Number: 1322925

Greater Alabama MLS

APN: 10-4-17-0-001-021-000