$400,000

Estimated payment $2,952/month

3 Beds
3.5 Baths
1,965 Sq Ft
$204 Price per Sq Ft

Highlights

  • Traditional Architecture
  • Bonus Room
  • Stainless Steel Appliances
  • Wood Flooring
  • Home Office
  • 2 Car Attached Garage

About This Home

FIRST TIME EVER OFFERED ON THE OPEN MARKET! Lovingly maintained and thoughtfully updated, this exceptional 3-BEDROOM, 3.1-BATH home in desirable MONTGOMERY CROSSINGS offers the perfect combination of timeless charm, functional living space, and valuable recent improvements. From the inviting covered front porch to the beautifully landscaped yard, it's clear this home has been meticulously cared for from day one. Step inside to a bright, welcoming floor plan featuring HARDWOOD FLOORING throughout the living room and staircase (2024), soaring ceilings, abundant natural light, and spacious living areas designed for both everyday living and effortless entertaining. The beautifully updated kitchen is the heart of the home, showcasing granite countertops, abundant cabinetry, a center island, and an adjacent dining area overlooking the backyard. One of this home's standout features is the PRIVATE MAIN-LEVEL OFFICE, thoughtfully added by the current owners to create the ideal work-from-home space, homework station, or hobby room. Upstairs, you'll find three generously sized bedrooms, including a spacious primary suite, along with an impressive OVERSIZED BONUS ROOM offering endless possibilities as a second family room, media room, playroom, home gym, or easily adapted FOURTH BEDROOM if desired. The FINISHED BASEMENT WITH FULL BATHROOM expands the living space even further with a large recreation area, providing the perfect setup for entertaining, overnight guests, or multigenerational living. Outside, enjoy a FULLY FENCED BACKYARD designed for making memories, complete with an expansive PAVER PATIO, professionally landscaped gardens, and plenty of room to relax, entertain, or simply unwind. Enjoy peace of mind with major recent improvements including a BRAND-NEW ROOF (JULY 2026), NEW SUMP PUMP WITH BATTERY BACKUP (2026), and hardwood flooring in the living room and staircase (2024). Built in 2003, this beautifully maintained home offers approximately 1,806 SQUARE FEET ABOVE GRADE, PLUS A FINISHED BASEMENT, all within the sought-after Montgomery Crossings subdivision in OSWEGO SCHOOL DISTRICT 308. Conveniently located near parks, shopping, restaurants, and major commuter routes, this is a rare opportunity to own a home that combines exceptional care, versatile living spaces, and an unbeatable location.

Listing Agent

Julianne Croegaert

@properties Christie's International Real Estate License #475190968 Listed on: 08/18/2026

@properties Christie's International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,038

Year Built

  • Built in 2003

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 61x124
  • Paved or Partially Paved Lot

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,965 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Home Office
  • Bonus Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Patio

Schools

  • Lakewood Creek Elementary School
  • Thompson Junior High School
  • Oswego East High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Community Details

  • Montgomery Crossings Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,038

Year Built

Built in 2003

Lot Details

7,405 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • HabitableResidenceYN: Yes
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Montgomery Crossings
  • Year Built: 2003
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: New
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Finished, Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 3
  • LivingArea: 1965
  • Room Type: Office, Bonus Room
  • Estimated Total Finished Sq Ft: 2565
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 2662
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • OtherStructures: None
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Lakewood Creek Elementary School
  • High School: Oswego East High School
  • Middle/Junior School: Thompson Junior High School

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.17
  • Lot Dimensions: 61X124
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 9038
  • Tax Year: 2025
  • Tax Exemptions: Homeowner

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,783 $121,399 $14,391 $107,008
2024 $8,783 $111,131 $13,174 $97,957
2023 $7,918 $99,429 $11,787 $87,642
2022 $7,918 $90,267 $10,701 $79,566
2021 $7,609 $84,373 $10,701 $73,672
2020 $7,512 $82,296 $10,701 $71,595
2019 $7,383 $79,899 $10,389 $69,510
2018 $7,161 $74,950 $10,389 $64,561
2017 $7,040 $70,726 $10,389 $60,337
2016 $6,939 $68,405 $10,389 $58,016
2015 $5,922 $56,272 $9,354 $46,918
2014 -- $52,024 $9,354 $42,670
2013 -- $52,024 $9,354 $42,670
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/18/2026 08/18/26 For Sale $400,000 -- $204 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed -- --
Interfamily Deed Transfer -- Chicago Title Insurance Comp
Special Warranty Deed $193,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $42,817 Credit Line Revolving
Previous Owner $28,259 Credit Line Revolving
Previous Owner $193,200 Purchase Money Mortgage
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12734813

Midwest Real Estate Data (MRED)

APN: 02-02-487-026

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