NOT LISTED FOR SALE

2428 103rd Ave Otsego, MI 49078

Estimated Value: $397,272 - $586,000

5 Beds
3 Baths
3,400 Sq Ft
$137/Sq Ft Est. Value

Last Sold August 30, 2018

Last sale price $275,000 $81 Per Sq Ft

Est. 69% increase in value since last sale

Current estimated payment $2,478/month

32 Days on Market

Highlights

  • Deck
  • Living Room with Fireplace
  • Pole Barn
  • Otsego High School Rated 9+
  • Recreation Room
  • Screened Porch

About This Home

As of August 2018

Beautiful appointed ranch, 5 bed and 3 baths. Open kitchen, formal dining area, with informal eating area, wood floors, stainless steel appliances. Master suite with 2 large closets and a washer and dryer, nice master bath with jacuzzi tub, shower and his and her sinks. Basement is finished with daylight windows, and 2 bedrooms with a full bath, lots of storage also! Above the garage is a bonus room that can be finished off for an office or extra storage. 24 x 32 Pole Barn with cement floor, electric, stove for heat and waterline. sellers have enjoyed the open floor plan, the peacefulness, close to town, Meijers is 10 minutes away, you can see Timber Ridge Ski Resort and the rolling hills, neighbors have horses, a heavenly spot! Call or text Joy at 269-209-0399 or Geno at 269-986-3031.

Last Agent to Sell the Property

Joy Brown

Jaqua REALTORS License #6506044360 Listed on: 06/21/2018

Jaqua REALTORS

Last Buyer's Agent

Ryan Belen

Evenboer Walton, REALTORS License #6501381893

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,249

Year Built

  • Built in 2010

Lot Details

  • 0.99 Acre Lot
  • Lot Dimensions are 208 x 208

Parking

  • 2 Car Attached Garage

Home Design

  • Stone Roof
  • Vinyl Siding

Interior Spaces

  • 3,400 Sq Ft Home
  • 1-Story Property
  • Gas Log Fireplace
  • Living Room with Fireplace
  • Dining Area
  • Recreation Room
  • Screened Porch
  • Laundry on main level

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms | 3 Main Level Bedrooms
  • 3 Full Bathrooms

Basement

  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Outdoor Features

  • Deck
  • Pole Barn
  • Shed
  • Storage Shed

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Propane Water Heater
  • Septic System

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,249

Year Built

Built in 2010

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 2010
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 208 x 208
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 3400.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 2249.0
  • Air Conditioning:Central Air: Yes
  • Sewer:Septic System: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Refrigerators: Yes
  • Water Heater:Propane2: Yes
  • General Property Info:Fireplace: No
  • Appliances Microwave: Yes
  • Substructure:Daylight: Yes
  • Heat Type:Heat Pump: Yes
  • Roofing:Stone2: Yes
  • General Property Info:SqFt Above Grade: 2000.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Ranch: Yes
  • Other Structures:Pole Barn: Yes
  • Other Structures:Storage Shed: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: No
  • Total Bedrooms: 5
  • Main Level Bedrooms: 3
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Daylight, Full
  • LivingArea: 3400.0
  • General Property Info:Stories2: 1.0
  • Appliances Range: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • Exterior Features: Scrn Porch
  • List Price: 289900.0
  • Other Structures: Shed(s), Pole Barn
  • Patio and Porch Features: Deck, Porch(es)
  • Roof: Stone
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Features:Scrn Porch: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Heat Pump
  • Heating: Yes
  • Sewer: Septic Tank
  • Water Source: Well
  • Water Well: Yes

Lot Info

  • Lot Size Acres: 0.99
  • Lot Size Area: 0.99
  • Lot Dimensions: 208 x 208
  • Lot Size Sq Ft: 43124.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2249.0
  • Tax Year: 2018

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 21, 2018
Closed on
Aug 30, 2018
Sold by
Gernstner Michael and Gernstner Amanda
Bought by
Wolf Andrew and Wolf Samatha
Seller's Agent
Joy Brown
Jaqua REALTORS
Buyer's Agent
Ryan Belen
Evenboer Walton, REALTORS
List Price
$299,900
Sold Price
$275,000
Premium/Discount to List
-$24,900
-8.3%
Current Estimated Value
$465,318

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$190,318
Avg. Annual Appreciation
7.67%
Original Mortgage
$275,000
Outstanding Balance
$239,838
Interest Rate
4.6%
Mortgage Type
VA
Estimated Equity
$225,480

Purchase Details

Closed on
Dec 12, 2017
Sold by
Gerstner Michael and Gerstner Amanda
Bought by
Gerstner Michael and Gerstner Amanda N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$163,000
Interest Rate
3.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 23, 2014
Closed on
Aug 26, 2014
Sold by
Haskins Delaneo W and Haskins Regge L
Bought by
Gerstner Michael and Gerstner Amanda
Seller's Agent
Nick Breedveld
Jaqua, REALTORS
Buyer's Agent
Nick Breedveld
Jaqua, REALTORS
List Price
$204,900
Sold Price
$185,000
Premium/Discount to List
-$19,900
-9.71%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.64%
Original Mortgage
$166,500
Interest Rate
4.11%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 13, 2005
Sold by
Swanger Jeffrey T
Bought by
Haskins Delaneo W and Haskins Regge L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,176
Interest Rate
6.07%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 26, 2003
Sold by
The Joyce Y Hemmer Revocable Trust
Bought by
Swanger Jeffrey T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,000
Interest Rate
6%
Mortgage Type
Unknown

Purchase Details

Closed on
Aug 17, 2001
Sold by
Helgeson Dannie L
Bought by
Hemmer Joyce Y

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,110
Interest Rate
7.11%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wolf Andrew $275,000 Devon Title Company
Gerstner Michael -- None Available
Gerstner Michael $185,000 Ppr Titel Agency
Haskins Delaneo W $105,000 Chicago Title
Swanger Jeffrey T $105,000 --
Hemmer Joyce Y $57,900 Devon Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wolf Andrew $275,000
Previous Owner Gerstner Michael $163,000
Previous Owner Gerstner Michael $166,500
Previous Owner Haskins Delaneo W $104,176
Previous Owner Haskins Delaneo W $2,110
Previous Owner Swanger Jeffrey T $84,000
Previous Owner Hemmer Joyce Y $52,110
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/30/2018 08/30/18 Sold $275,000 -8.3% $81 / Sq Ft
07/23/2018 07/23/18 Pending -- -- --
06/21/2018 06/21/18 For Sale $299,900 +62.1% $88 / Sq Ft
08/26/2014 08/26/14 Sold $185,000 -9.7% $54 / Sq Ft View Prior Sale
07/24/2014 07/24/14 Pending -- -- --
04/23/2014 04/23/14 For Sale $204,900 -- $60 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $126 $187,000 $16,900 $170,100
2024 -- $164,200 $12,200 $152,000
2023 -- $0 $0 $0
2022 $0 $0 $0 $0
2021 $25 $0 $0 $0
2020 $25 $0 $0 $0
2019 $0 $104,500 $8,400 $96,100
2018 $0 $83,000 $7,900 $75,100
2017 $0 $80,100 $6,900 $73,200
2016 $0 $73,100 $6,100 $67,000
2015 -- $73,100 $6,100 $67,000
2014 -- $65,200 $5,700 $59,500
2013 -- $62,200 $5,400 $56,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 18028634

Southwestern Michigan Association of REALTORS®

APN: 21-025-016-00