$550,000
COMING SOON SEP 10, 2026

Estimated payment $3,361/month

6 Beds
3 Baths
1,581 Sq Ft
0.26 Acre Lot

Highlights

  • Second Kitchen
  • Rambler Architecture
  • Stainless Steel Appliances
  • Water Oriented
  • No HOA
  • Recessed Lighting

About This Home

Welcome to 243 12th St - The lower level is a separate living space with its own private entrance, its own full kitchen, and its own full bath. Two bedrooms, a den, and a 539 sq ft rec room finish it out, so it works as an in-law suite, an apartment, or a rental. Whoever uses it comes and goes through their own door without walking through the main house.

That kitchen has white shaker cabinets, granite counters, stainless refrigerator, range and microwave, a dishwasher, open shelving, and a butcher block island with seating. The bath has a double vanity and a jetted tub in a tiled surround. Plank flooring, recessed lighting, and a shiplap accent wall throughout, plus a full size washer and dryer in a closet off the kitchen.

The main level holds four more bedrooms and two full baths. The 12x15 primary has a private en suite with a corner shower. The hall bath has a tub with tile surround. Hardwood runs through the living room and bedrooms. The kitchen has white cabinets, stainless appliances, and a tile floor, open to a dining area with a bay window. Second laundry on this level. Nearly 3,000 finished square feet across the two levels.

Freshly painted and ready to go. New roof in progress.

Outside: deck off the main level, paver patio, storage shed, fire pit, level fenced yard with mature trees, and a long driveway.

Chelsea Beach is water privileged, with a community boat ramp on the Magothy, a fishing beach, and a nature trail. Association membership is voluntary. Chesapeake school district. Roughly 30 minutes to Baltimore and Annapolis, minutes to Downs Park.

Listing Agent

Adam Chubbuck

(410) 255-3690 adam@tacmd.com Douglas Realty, LLC Brokerage Phone: 4102553690 License #680301

Douglas Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,915

Year Built

  • Built in 1971 | Remodeled in 2019

Lot Details

  • 11,475 Sq Ft Lot
  • Property is zoned R2

Parking

  • Driveway

Home Design

  • Rambler Architecture
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • Recessed Lighting
  • Finished Basement
  • Laundry in Basement

Kitchen

  • Second Kitchen
  • Oven
  • Cooktop
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 6 Main Level Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Accessible Home Design

  • More Than Two Accessible Exits

Outdoor Features

  • Water Oriented
  • River Nearby

Utilities

  • Cooling Available
  • Forced Air Heating System
  • Heating System Uses Oil
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Chelsea Beach Subdivision

Listing and Financial Details

  • Coming Soon on 9/10/26
  • Tax Lot 60
  • Assessor Parcel Number 020318519929021

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,915

Year Built

Built in 1971 | Remodeled in 2019

Lot Details

0.26 Acres

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • Exclusions: Please see disclosures.
  • Inclusions: Please see disclosures.
  • New Construction: No
  • Story List: Main
  • Expected On Market: 9/10/2026 12:00:00 AM
  • Year Built: 1971
  • Year Renovated: 2019
  • Special Features: ComingSoon
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Disposal, Dryer, Icemaker, Oven - Single, Refrigerator, Stainless Steel Appliances, Washer
  • Interior Amenities: 2nd Kitchen, Ceiling Fan(s)
  • Foundation Details: Concrete Perimeter
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Fully Finished
  • Laundry Type: Basement
  • Total Sq Ft: 3051
  • Living Area Sq Ft: 1581
  • Price Per Sq Ft: 347.88
  • Above Grade Finished Sq Ft: 1581
  • Below Grade Sq Ft: 1470
  • Total Below Grade Sq Ft: 1470
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 6
  • Main Level Bedrooms: 6
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 3

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Heating Fuel: Electric, Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Lot Info

  • Lot Size Acres: 0.26
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11475.00
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3915.00
  • Assessor Parcel Number: 020318519929021
  • Tax Lot: 60
  • County Tax Payment Frequency: Annually
  • Tax Year: 2026

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,744 $337,600
2025 $3,744 $320,400
2024 $3,665 $303,200 $186,800 $116,400
2023 $3,035 $298,167 $0 $0
2022 $3,063 $293,133 $0 $0
2020 $3,181 $275,567 $0 $0
2019 $6,108 $263,033 $0 $0
2018 $2,540 $250,500 $153,000 $97,500
2017 $2,785 $245,400 $0 $0
2016 -- $240,300 $0 $0
2015 -- $235,200 $0 $0
2014 -- $234,833 $0 $0
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $220,000 The Atlantic Title Group
Interfamily Deed Transfer -- None Available
Deed $147,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $216,015 FHA
Source: Public Records

Source: Bright MLS

MLS Number: MDAA2155846

Bright MLS

APN: 03-185-19929021

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