$434,900

244 Water Oaks Loop Santa Rosa Beach, FL 32459

Estimated payment $2,361/month

Total Views 622
3 Beds
2.5 Baths
1,603 Sq Ft
$271 Price per Sq Ft

Highlights

  • Primary Bedroom Suite
  • Newly Painted Property
  • Florida Architecture
  • Van R. Butler Elementary School Rated A-
  • Vaulted Ceiling
  • Walk-In Pantry

About This Home

Discover this hidden gem of a home, quietly nestled at the end of the Water Oaks neighborhood. New HVAC replaced in November 2025, carpet replaced & freshly painted in 2024. This 3BD/3BR home is nothing short of charming, offering an ideal layout for entertaining, with the living room, kitchen, dining area, & half bath all conveniently located on the main floor. The kitchen includes refrigerator microwave & electric stovetop, along with a spacious walk-in pantry & center island perfect for gathering. The master bdrm sits just at the top of the stairs showcasing serene views of the open pasture below, also featuring a walk-in closet right next to the master bath. Placed between the master and guest bdrms, you'll find a conveniently located laundry room and full guest bath with tub/shower combination. At the end of the hall are two additional guest bdrms, each complete with double closet doors. This home offers both convenience and privacy-come see the home that speaks for itself! Just minutes from local dining, recreation, hospital, urgent care, schools, churches and shopping. Approximately 1.8 miles to the west end entrance to Hwy 30A that has public accesses to the beautiful white sandy beaches along the Gulf of America. Hwy 30A stretches 18 miles with a bike path stopping along the way to enjoy shopping, dining, recreation and much more in Dune Allen, Blue Mountain Beach, Grayton Beach, Watercolor, Seaside, Seagrove Beach, Watersound, Alys Beach, Seacrest Beach and Rosemary Beach. Buyer(s) are responsible to personally verify all details for property and dimensions. Any information contained in this listing is believed to be accurate but is not guaranteed.

Listing Agent

Jan Hooks

Jan Hooks Real Estate Group Inc License #679574 Listed on: 03/04/2026

Co-Listing Agent

Tawny Hickman

Jan Hooks Real Estate Group Inc License #3639999

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,174

Year Built

  • Built in 2013

Home Design

  • Florida Architecture
  • Newly Painted Property
  • Slab Foundation
  • Dimensional Roof
  • Roof Vent Fans
  • Cement Board or Planked

Interior Spaces

  • 1,603 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Family Room
  • Dining Room
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Self-Cleaning Oven
  • Induction Cooktop
  • Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Outdoor Features

  • Open Patio

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Community Sewer or Septic

Community Details

  • Water Oaks T/H Subdivision

Listing and Financial Details

  • Assessor Parcel Number 28-2S-20-33440-000-0160

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,174

Year Built

Built in 2013

Lot Details

0 Sq Ft Lot

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 21 x 101 x 71 x 79 approximate
  • Road Frontage Type: City Street
  • Co List Office Mls Id: EJNH
  • Co List Office Phone: 850-585-2677
  • Subdivision Name: WATER OAKS T/H
  • Directions: From Hwy 98 W turn right onto Musset Bayou and travel approximately .2 miles until you come to Water Oaks Subdivision on the left. Go all the way to the end and home is own the right side in the cur
  • Architectural Style: Florida Cottage
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2013
  • Remarks Misc:Remarks: Discover this hidden gem of a home, quietly nestled at the end of the Water Oaks neighborhood. New HVAC replaced in November 2025, carpet replaced & freshly painted in 2024. This 3BD/3BR home is nothing short of charming, offering an ideal layout for entertaining, with the living room, kitchen, dining area, & half bath all conveniently located on the main floor. The kitchen includes refrigerator microwave & electric stovetop, along with a spacious walk-in pantry & center island perfect for gathering. The master bdrm sits just at the top of the stairs showcasing serene views of the open pasture below, also featuring a walk-in closet right next to the master bath. Placed between the master and guest bdrms, you'll find a conveniently located laundry room and full guest bath with tub/shower
  • Utilities Electric: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Utilities:Community Water: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Laundry2: Yes
  • Energy:Roof Vent: Yes
  • Rooms:Family Room: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Smoke Detector, Smooth Stovetop Rnge, Warranty Provided, Water Heater - Elect
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Floor Tile, Floor WW Carpet
  • Interior Amenities: Breakfast Bar, Ceiling Raised, Lighting Recessed, Newly Painted, Pantry, Washer/Dryer Hookup
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Appliances:Warranty Provided: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Range Hood: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Newly Painted: Yes

Exterior Features

  • Construction Type: Siding CmntFbrHrdBrd
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Open
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • Exterior:Patio Open: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Community Sewer
  • Utilities: Community Water, Electric

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Parcel #: 28-2S-20-33440-000-0160
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 1173.65
  • Tax Year: 2025

Map

Range of Values:

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Value Increase
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,174 $168,483 -- --
2024 $1,096 $163,735 -- --
2023 $1,096 $158,966 $0 $0
2022 $1,077 $154,336 $0 $0
2021 $1,086 $149,841 $0 $0
2020 $1,103 $212,164 $20,455 $191,709
2019 $1,064 $144,450 $0 $0
2018 $1,041 $141,757 $0 $0
2017 $1,008 $138,841 $0 $0
2016 $990 $135,985 $0 $0
2015 $998 $135,040 $0 $0
2014 $1,003 $133,968 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/04/2026 03/04/26 For Sale $434,900 +166.7% $271 / Sq Ft
05/09/2013 05/09/13 Sold $163,065 0.0% $104 / Sq Ft View Prior Sale
04/11/2013 04/11/13 Pending -- -- --
04/04/2013 04/04/13 For Sale $163,065 -- $104 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $163,100 Dhi Title Of Florida Inc
Special Warranty Deed $16,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $166,570 VA
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 996902

Emerald Coast Association of REALTORS®

APN: 28-2S-20-33440-000-0160

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