NOT LISTED FOR SALE

2446 3 Top Rd Todd, NC 28684

Estimated Value: $368,000 - $476,000

3 Beds
3 Baths
1,813 Sq Ft
$234/Sq Ft Est. Value

Last Sold August 23, 2023

Last sale price $388,000 $214 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $2,381/month

Highlights

  • Fishing
  • Wood Burning Stove
  • Cottage
  • Views of Trees
  • No HOA
  • Covered Patio or Porch

About This Home

As of August 2023

Trout fisherman's Paradise: Beautiful Mountain Cottage with 3 bedrooms and 3 baths and multiple decks and covered porches. This is mountain living at its best on 3.905 mostly wooded acres. The roar of this trout stream will put you to sleep at night. There are hundreds of feet of frontage on the best Hatchery Supported Trout stream in Ashe County. Also, just across the paved state road the property is owned by the state of North Carolina so it's not likely you will have a neighbor there any time soon. This home also features a basement with little workshop area and a Bonus Room with full bath. The home's water supply is a private mountain spring located on the property. The home also features a dining area just off the great room but joins the kitchen. All kitchen cabinets are custom made of wormy chestnut. Finds like this are rare. Schedule your appointment today.

Last Agent to Sell the Property

Larry Stanley

Century 21 Heritage Realty Listed on: 06/23/2023

Century 21 Heritage Realty

Last Buyer's Agent

NONMLS MEMBER

NONMLS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,171

Year Built

  • Built in 1985

Lot Details

  • 3.91 Acre Lot
  • Home fronts a stream

Property Views

  • Trees
  • Mountain

Home Design

  • Cottage
  • Wood Frame Construction
  • Shingle Roof
  • Asphalt Roof
  • Wood Siding
  • Stone

Interior Spaces

  • 2-Story Property
  • Wood Burning Stove

Kitchen

  • Electric Range
  • Microwave

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Laundry in Basement

Parking

  • Carport
  • No Garage
  • Gravel Driveway

Outdoor Features

  • Covered Patio or Porch
  • Shed
  • Outbuilding

Schools

  • Blue Ridge Elementary School
  • Ashe County Middle School
  • Ashe County High School

Utilities

  • Cooling Available
  • Heat Pump System
  • 220 Volts
  • Spring water is a source of water for the property
  • Private Water Source
  • Electric Water Heater
  • High Speed Internet

Listing and Financial Details

  • Short Term Rentals Allowed
  • Assessor Parcel Number 03084075

Community Details

Overview

  • No Home Owners Association

Recreation

  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,171

Year Built

Built in 1985

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 3.905
  • Road Surface Type: Paved
  • Subdivision Name: None
  • Above Grade Finished Sq Ft: 1408.0
  • Architectural Style: Cottage
  • Carport Y N: Yes
  • Garage Yn: No
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 1985
  • Property Sub Type Additional: Single Family Residence
  • Attribution Contact: (336) 246-2664
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • Has Basement: Exterior Entry, Full, Interior Entry, Partially Finished, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 405.0
  • Fireplace Features: None
  • Fireplace: No
  • Living Area: 1813.0
  • Stories: 2

Exterior Features

  • View: Mountain(s), Trees/Woods
  • View: Yes
  • Waterfront Features: Stream
  • Home Warranty: No
  • Construction Type: Stone, Wood Siding, Wood Frame
  • Exterior Features: Out Building(s), Storage, Gravel Driveway
  • Other Structures: Outbuilding, Shed(s)
  • Patio And Porch Features: Covered, Multiple, Open
  • Roof: Asphalt, Shingle

Garage/Parking

  • Parking Features: Carport, Driveway, Gravel, No Garage, Private

Utilities

  • Laundry Features: Washer Hookup, Dryer Hookup, In Basement
  • Cooling: 1 Unit
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump, Wood Stove
  • Heating Yn: Yes
  • Electric: 220 Volts
  • Sewer: Septic Permit 3 Bedroom
  • Utilities: High Speed Internet Available
  • Water Source: Private, Spring

Condo/Co-op/Association

  • Community Features: Fishing, Short Term Rental Allowed
  • Association: No

Schools

  • Elementary School: Blue Ridge
  • High School: Ashe County
  • Middle Or Junior School: Ashe County

Lot Info

  • Parcel #: 03084075
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1171.44
  • Tax Book Number: 315/225

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 11, 2025
Sold by
Mills Ernest C and Mills Esther Denise
Bought by
2446 Three Top Road Llc
Current Estimated Value
$424,945

Purchase Details

Listed on
Jun 23, 2023
Closed on
Jul 24, 2023
Sold by
Stokes Jones Jerry and Dehart Wanda
Bought by
Mills Ernest C and Mills Esther Denise
Seller's Agent
Larry Stanley
Century 21 Heritage Realty
Buyer's Agent
NONMLS MEMBER
NONMLS
List Price
$399,000
Sold Price
$388,000
Premium/Discount to List
-$11,000
-2.76%
Views
100

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.32%
Original Mortgage
$232,800
Interest Rate
6.96%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
2446 Three Top Road Llc -- None Listed On Document
2446 Three Top Road Llc -- None Listed On Document
Mills Ernest C $388,000 None Listed On Document
Mills Ernest C $388,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Mills Ernest C $232,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/23/2023 08/23/23 Sold $388,000 -2.8% $214 / Sq Ft
06/23/2023 06/23/23 For Sale $399,000 -- $220 / Sq Ft
Source: High Country Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,536 $293,200 $43,200 $250,000
2024 $1,478 $293,200 $43,200 $250,000
2023 $1,424 $282,500 $43,200 $239,300
2022 $1,171 $179,200 $34,500 $144,700
2021 $1,171 $179,200 $34,500 $144,700
2020 $1,051 $179,200 $34,500 $144,700
2019 $1,030 $179,200 $34,500 $144,700
2018 $1,027 $182,500 $34,500 $148,000
2016 $1,030 $182,500 $34,500 $148,000
2015 $1,005 $182,500 $34,500 $148,000
2014 $1,005 $190,200 $34,500 $155,700
Source: Public Records

Agents Affiliated with this Home

  • Larry Stanley

    Seller's Agent in 2023

    Larry Stanley

    Century 21 Heritage Realty

    (336) 246-2664

    67 Total Sales

    Larry Stanley
    Section Image

  • N

    Buyer's Agent in 2023

    NONMLS MEMBER

    NONMLS

    2,433 Total Sales

    NONMLS MEMBER
    Section Image
See All Agents

Map

Source: High Country Association of REALTORS®

MLS Number: 244217

High Country Association of REALTORS®

APN: 03084-075

North Carolina Ashe County Todd 28684

2446 3 Top Rd, Todd, NC

This home is located at 2446 3 Top Rd, Todd, NC 28684 since 23 June 2023 and is currently estimated at $424,945, approximately $234 per square foot. This property was built in 1985. 2446 3 Top Rd is a home located in Ashe County with nearby schools including Ashe County High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

High Country Association of REALTORS® IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

Nearby Homes