$169,900

245 Fire Lane 17 Cato, NY 13033

Estimated payment $1,057/month

Total Views 1,626
1 Bed
1 Bath
1,000 Sq Ft
$170 Price per Sq Ft

Highlights

  • Hot Property
  • Deck
  • Main Floor Bedroom
  • Lake Front
  • Wood Flooring
  • Sun or Florida Room

About This Home

This adorable Cross Lake cottage offers pleasant lake views and sits just 800 feet from Cross Lake Marina—perfect for boating enthusiasts with no flood insurance required! This remodeled home features a heated sunroom, deck, and open kitchen-family room combination. Extensive updates over the past decade include new roofing, siding, windows, doors, a modern kitchen with updated appliances, hardwood floors, renovated bathroom, master bedroom, plus a newer split unit HVAC system, washer, dryer, and quality flooring throughout. The heated garage includes a finished second-floor space perfect for a recreation room or office, adding both comfort and functionality. Cross Lake connects to the historic Erie Canal system, offering access to both the Great Lakes and the Atlantic Ocean for adventurous boaters. Whether you're seeking a summer vacation retreat or year-round residence, this quiet lakeside property provides the ideal low-maintenance escape for relaxation in a peaceful setting—perfect for unwinding while enjoying lovely water views.

Listing Agent

Catherine Armijo

Listing by Howard Hanna Real Estate License #10401258200 Listed on: 08/28/2025

Howard Hanna Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,610

Year Built

  • Built in 1968

Lot Details

  • 5,000 Sq Ft Lot
  • Lot Dimensions are 50x100
  • Lake Front
  • Irregular Lot

Parking

  • 1.5 Car Detached Garage
  • Parking Storage or Cabinetry
  • Heated Garage
  • Workshop in Garage
  • Gravel Driveway

Home Design

  • Cottage
  • Pillar, Post or Pier Foundation
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 1,000 Sq Ft Home
  • 1-Story Property
  • Woodwork
  • Ceiling Fan
  • Window Treatments
  • Sliding Doors
  • Family Room
  • Home Office
  • Sun or Florida Room
  • Crawl Space
  • Property Views

Kitchen

  • Open to Family Room
  • Eat-In Kitchen
  • Gas Oven
  • Gas Range
  • Microwave

Flooring

  • Wood
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 1 Main Level Bedroom
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck

Schools

  • Cato-Meridian Elementary School
  • Cato-Meridian Middle School
  • Cato-Meridian Senior High School

Utilities

  • Ductless Heating Or Cooling System
  • Window Unit Cooling System
  • Heating System Uses Propane
  • Wall Furnace
  • PEX Plumbing
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • Manchester Kilmer Subdivision

Listing and Financial Details

  • Tax Lot 11
  • Assessor Parcel Number 052489-053-014-0001-011-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,610

Year Built

Built in 1968

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1968
  • ResoLaundryFeatures: Main Level
  • Lot Features: Irregular Lot
  • Water Body Name: Cross Lake
  • Subdivision Name: Manchester-Kilmer
  • Directions: Jordan Road to Firelane 18 to Cross Lake Marina, then take a right on Firelane 17. Blue Cottage/Ranch on right.
  • Architectural Style: Cottage, Ranch
  • Flooring: Ceramic Tile, Hardwood, Laminate, Varies
  • Garage Yn: Yes
  • Interior Features: Ceiling Fan(s), Eat-in Kitchen, Home Office, Kitchen/Family Room Combo, Sliding Glass Door(s), Natural Woodwork, Window Treatments, Bedroom on Main Level
  • Unit Levels: One
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dryer, Electric Water Heater, Gas Oven, Gas Range, Microwave, Refrigerator, Washer
  • Basement: Crawl Space
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Door Features: Sliding Doors
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Total Bedrooms: 5
  • Stories: 1
  • Stories: 1

Exterior Features

  • Acres: 0.1148
  • View: Yes
  • Waterfront Features: Lake
  • Waterfront: No
  • Disclosures: Special Assessment, See Remarks
  • Construction Type: Vinyl Siding, PEX Plumbing
  • Exterior Features: Deck, Gravel Driveway, Propane Tank - Leased
  • Foundation Details: Block, Pillar/Post/Pier
  • Patio And Porch Features: Deck

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.5
  • Parking Features: Detached, Electricity, Garage, Heated Garage, Storage, Workshop in Garage, Water Available

Utilities

  • Cooling: Ductless, Window Unit(s)
  • Cooling Y N: Yes
  • Heating: Ductless, Propane, Wall Furnace
  • HeatingYN: Yes
  • Utilities: Cable Available, Electricity Connected, High Speed Internet Available
  • Water Source: Other, See Remarks

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Cato-Meridian
  • Ninth Grade High School: Cato-Meridian Senior High
  • Middle Or Junior School: Cato-Meridian Middle

Lot Info

  • Parcel Number: 052489-053-014-0001-011-000-0000
  • Lot Dimensions: 50X100
  • Lot Size Sq Ft: 5000.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1610.0
  • Tax Lot: 11

MLS Schools

  • Elementary School: Cato-Meridian Elementary

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,599 $46,500 $4,300 $42,200
2023 $1,551 $46,500 $4,300 $42,200
2022 $1,549 $46,500 $4,300 $42,200
2021 $1,527 $46,500 $4,300 $42,200
2020 $433 $29,500 $4,300 $25,200
2019 $392 $29,500 $4,300 $25,200
2018 $386 $29,500 $4,300 $25,200
2017 $374 $29,500 $4,300 $25,200
2016 $369 $29,500 $4,300 $25,200
2015 -- $29,500 $4,300 $25,200
2014 -- $29,500 $4,300 $25,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2025 08/28/25 For Sale $169,900 -- $170 / Sq Ft
Source: Central New York Information Services

Purchase History

Date Type Sale Price Title Company
Warranty Deed $20,000 None Available
Deed $21,000 --
Deed $12,000 Earle E Thurston
Deed $18,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $13,000 Stand Alone Second
Closed $30,000 New Conventional
Source: Public Records

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Source: Central New York Information Services

MLS Number: S1629647

Central New York Information Services

APN: 052489-053-014-0001-011-000-0000

New York Cayuga County Cato 13033

245 Fire Lane 17, Cato, NY

This home is located at 245 Fire Lane 17, Cato, NY 13033 and is currently priced at $169,900, approximately $169 per square foot. This property was built in 1968. 245 Fire Lane 17 is a home located in Cayuga County with nearby schools including Cato-Meridian Elementary School, Cato Meridian Middle School, and Cato-Meridian Senior High School.

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Catherine Armijo
Listing Agent
Catherine Armijo
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Howard Hanna Real Estate
(315) 776-7599