NOT LISTED FOR SALE

245 Mccloud St Ortonville, MN 56278

Estimated Value: $376,000 - $478,000

3 Beds
2 Baths
2,460 Sq Ft
$175/Sq Ft Est. Value

Last Sold September 06, 2024

Last sale price $471,000 $191 Per Sq Ft

Est. 9% decrease in value since last sale

Current estimated payment $2,792/month

82 Days on Market

Highlights

  • 220 Feet of Waterfront
  • Bonus Room
  • Gazebo
  • Beach Access
  • No HOA
  • 2 Car Attached Garage

About This Home

As of September 2024

This premier lake home on Big Stone Lake is located at the very end of the peninsula in Ortonville. The property features incredible views and a wonderful sense of privacy that is sure to impress. Towering windows ascend up the high vaulted ceiling in the main level family room and relaxing while taking in a Big Stone Lake sunset is never a question. The deck features a screened in gazebo and a beautiful pergola. The home has two bedrooms and two bathrooms on the main level, and a bonus room/living room and additional bedroom on the upper level. The kitchen and dining room both look out to the lake and there are custom built-ins throughout the home. There is an attached two stall heated garage with loft above. There are large rocks that line the 220 feet of private shoreline and the yard also has a lakeside fire pit patio. Let's have a look!

Last Agent to Sell the Property

Jonathan Hartman

Shady Oak Realty Listed on: 06/13/2024

Last Buyer's Agent

Krista Hartman

Shady Oak Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,264

Year Built

  • Built in 1997

Lot Details

  • 0.42 Acre Lot
  • 220 Feet of Waterfront
  • Lake Front
  • Irregular Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Wood Siding
  • Metal Siding

Interior Spaces

  • 2,460 Sq Ft Home
  • 1.5-Story Property
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Bonus Room
  • Crawl Space

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Beach Access
  • Screened Patio
  • Gazebo

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association
  • Penn Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 220708000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,264

Year Built

Built in 1997

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Year Built: 1997
  • Above Grade Finished Sq Ft: 2460
  • Water Body Name: Big Stone
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Crawl Space
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • Fireplace Features: Living Room
  • Living Area: 2460
  • Basement YN: No
  • Dining Room Type: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bonus Room, Gazebo
  • SqFtTotal: 2860.00

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Asphalt
  • View: Panoramic
  • ConstructionMaterialsDesc: Frame
  • PatioPorchType: Screened
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 0-4
  • Waterfront Frontage: 220

Garage/Parking

  • Parking Features: Attached Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Deck,Panoramic View,Vaulted Ceiling(s)

Schools

  • Junior High Dist: Ortonville Area
  • SchoolDistrictPhone: 320-839-3708

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: Irregular
  • Lot Size Sq Ft: 18295.2
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Irregular Lot
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Metal Siding, Wood Siding

Tax Info

  • Tax Year: 2023
  • Assessor Parcel Number: 220708000
  • Tax Annual Amount: 6264
  • TaxWithAssessments: 6264.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 13, 2024
Closed on
Sep 6, 2024
Sold by
Loser Anthony and Loser Brenda
Bought by
Fernholz Matthew and Fernholz Kelli
Seller's Agent
Jonathan Hartman
Shady Oak Realty
Buyer's Agent
Krista Hartman
Shady Oak Realty
List Price
$485,000
Sold Price
$471,000
Premium/Discount to List
-$14,000
-2.89%
Views
55
Current Estimated Value
$430,679

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$40,321
Avg. Annual Appreciation
-6.24%
Original Mortgage
$271,000
Outstanding Balance
$268,128
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
$162,551

Purchase Details

Closed on
Nov 17, 2022
Sold by
Kunrath Steven and Kunrath Julie
Bought by
Loser Anthony and Loser Brenda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$394,000
Interest Rate
6.94%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Fernholz Matthew $471,000 --
Loser Anthony $395,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Fernholz Matthew $271,000
Previous Owner Loser Anthony $394,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/06/2024 09/06/24 Sold $471,000 -2.9% $191 / Sq Ft
09/05/2024 09/05/24 Pending -- -- --
08/05/2024 08/05/24 For Sale $485,000 0.0% $197 / Sq Ft
06/17/2024 06/17/24 Off Market $485,000 -- --
06/14/2024 06/14/24 For Sale $485,000 -- $197 / Sq Ft
Source: NorthstarMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,612 $390,300 $0 $0
2023 $6,264 $401,100 $0 $0
2022 $3,694 $277,000 $0 $0
2021 $3,172 $241,900 $0 $0
2020 $2,810 $224,800 $0 $0
2019 $2,602 $197,100 $0 $0
2018 $2,498 $190,500 $0 $0
2017 $2,498 $191,800 $0 $0
2016 $2,750 $180,600 $0 $0
2015 -- $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6554333

NorthstarMLS

APN: 22-0708-000