$449,500
$50K PRICE DROP

Estimated payment $2,650/month

Total Views 10,623
2 Beds
1.5 Baths
1,560 Sq Ft
$288 Price per Sq Ft

Highlights

  • Lake Front
  • Fishing
  • River View
  • Community Boat Dock
  • Lake On Lot
  • Community Lake

About This Home

Watts Bar Lake - Year-Round Waterfront Living! Affordable Vacation waterfront home with stunning lake views and direct access to beautiful Watts Bar Lake! This charming home offers the perfect blend of comfort, convenience, and lakefront relaxation.
The main level features a spacious living area with a cozy gas log fireplace, beautiful hardwood floors, a laundry room/pantry complete with washer and dryer, and a well-equipped kitchen with stainless steel appliances. A formal dining room and convenient half bath complete the main floor. Upstairs, you'll find three rooms currently used as bedrooms along with a full bath, providing plenty of space for family and guests. Start your mornings with coffee on the covered back porch just steps from the water while enjoying peaceful lake views year-round. Outside, the property also includes a carport with additional storage for lawn equipment and water toys. Located just minutes from several marinas and lakefront resorts, you can enjoy dining by boat, nearby public boat launches, and excellent fishing opportunities. Don't miss this opportunity to own an affordable waterfront getaway on Watts Bar Lake -- schedule your showing today before it's gone! The septic is approved for 2 BR, the family has used this as a 3 BR. There is not a dock on the property, but it is in a dockable area!

Listing Agent

Susan Crockett

Blue Key Properties License #TN278525 Listed on: 06/07/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,119

Year Built

  • Built in 1993

Lot Details

  • 6,534 Sq Ft Lot
  • Lake Front
  • Home fronts navigable water
  • Property fronts a county road
  • Cul-De-Sac
  • Level Lot
  • Cleared Lot

Property Views

  • River
  • Lake

Home Design

  • Permanent Foundation
  • Block Foundation
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 1,560 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Propane Fireplace
  • Insulated Windows
  • Window Treatments
  • Formal Dining Room
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 1 Carport Space
  • Driveway

Outdoor Features

  • Lake On Lot
  • Deck
  • Covered Patio or Porch
  • Shed
  • Rain Gutters

Schools

  • Spring City Elementary And Middle School
  • Rhea County High School

Utilities

  • Central Heating and Cooling System
  • Radiant Ceiling
  • Propane
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 019j B 01500 000

Community Details

Overview

  • No Home Owners Association
  • Howell Subdivision
  • The community has rules related to deed restrictions
  • Community Lake

Recreation

  • Community Boat Dock
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,119

Year Built

Built in 1993

Lot Details

6,534 Sq Ft Lot

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.15
  • Lot Size: 50 X 130 IRR
  • Road Frontage Type: County Road
  • Road Surface Type: Chip And Seal
  • Subdivision Name: Howell
  • Directions: From office in Spring City, Hwy27N, right on Rocky Springs Road, left on Toestring Valley Road, Right on Howell Drive, SOP.
  • Above Grade Finished Sq Ft: 1560.0
  • Architectural Style: Ranch
  • Carport Y N: Yes
  • Garage Yn: No
  • Unit Levels: Two
  • Living Area: 1560.0
  • New Construction: No
  • Building Stories: 2
  • Structure Type: House
  • Year Built: 1993
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 019j B 01500 000
  • Location Tax and Legal Elementary School: Spring City
  • Location Tax and Legal Middle Or Junior School2: Spring City
  • Location Tax and Legal High School: Rhea County High School
  • Location Tax and Legal:Tax Annual Amount: 1119.0
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1560.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: Yes
  • General Property Information Lot Size Acres: 0.15
  • General Property Information Lot Size Square Feet2: 6534.0
  • General Property Information Lot Size Dimensions: 50 X 130 IRR
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Watts Bar Lake - Year-Round Waterfront Living! Affordable Vacation waterfront home with stunning lake views and direct access to beautiful Watts Bar Lake! This charming home offers the perfect blend of comfort, convenience, and lakefront relaxation. The main level features a spacious living area with a cozy gas log fireplace, beautiful hardwood floors, a laundry room/pantry complete with washer and dryer, and a well-equipped kitchen with stainless steel appliances. A formal dining room and convenient half bath complete the main floor. Upstairs, you'll find three rooms currently used as bedrooms along with a full bath, providing plenty of space for family and guests. Start your mornings with coffee on the covered back porch just steps from the water while enjoying peaceful lake views year-round. Outside, the property also includes a carport with additional storage for lawn equipment and water toys. Located just minutes from several marinas and lakefront resorts, you can enjoy dining by boat, nearby public boat launches, and excellent fishing opportunities. Don't miss this opportunity to own an affordable waterfront getaway on Watts Bar Lake -- schedule your showing today before it's gone! The septic is approved for 2 BR, the family has used this as a 3 BR. There is not a dock on the property, but it is in a dockable area!
  • General Property Information Carport Spaces2: 1.0
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • General Property Information Attached Carport YN2: No
  • Appliances Dryer: Yes
  • Washers: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • General Property Information Stories2: 2
  • Other Structures:Shed(s): Yes
  • Architectural Style Ranch: Yes
  • Laundry Features:Main Level: Yes
  • View:Water2: Yes
  • Flooring:Vinyl: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Structure Type:House: Yes
  • Road Frontage Type County Road: Yes
  • View:River: Yes
  • Foundation Details:Permanent: Yes
  • Utilities Propane4: Yes
  • View:Lake2: Yes
  • Disclosures Deed Restriction: Yes
  • Lot Features Lake on Lot2: Yes
  • General Property Information:ManufacturedMobile Allowed YN2: No
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Washer, Stainless Steel Appliance(s), Refrigerator, Microwave, Electric Water Heater, Electric Range, Electric Oven, Dryer, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: No
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Propane
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Vinyl
  • Interior Amenities: Ceiling Fan(s), Separate Dining Room, Tub/shower Combo
  • Window Features: Insulated Windows, Window Coverings
  • Appliances Dishwasher: Yes
  • Basement:Crawl Space: Yes
  • Community Features:Dock: Yes
  • Appliances:Electric Range: Yes
  • Appliances:Electric Water Heater: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Appliances:Electric Oven: Yes
  • Community Features:Fishing: Yes
  • Fireplace Features:Propane2: Yes
  • Community Features:Lake: Yes

Exterior Features

  • Lot Features: Cleared, Cul-De-Sac, Level, Views, Waterfront
  • Pool Features: None
  • View: Lake, River, Water
  • View: Yes
  • Waterfront Features: Lake, Lake Front, Navigable Water
  • Waterfront: Yes
  • Disclosures: Deed Restriction
  • Home Warranty: No
  • Construction Type: Wood Siding
  • Exterior Features: Rain Gutters, Storage
  • Foundation Details: Block, Permanent
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Deck, Front Porch, Rear Porch
  • Roof: Shingle
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Insulated Windows: Yes
  • Construction Materials:Wood Siding: Yes
  • Exterior Features:Storage: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Rain Gutters: Yes
  • Lot Features:Views: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Window Features:Window Coverings: Yes
  • Lot Features:Waterfront2: Yes
  • Waterfront Features:Lake3: Yes
  • Waterfront Features:Lake Front: Yes
  • Waterfront Features:Navigable Water: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1.0
  • Parking Features: Driveway
  • General Property Information:Garage YN: No
  • Parking Features:Driveway: Yes

Utilities

  • Laundry Features: Laundry Room, Main Level
  • Security: Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Ceiling, Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Connected, Water Connected, Propane
  • Water Source: Public
  • Heating:Ceiling: Yes
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Dock, Fishing, Lake
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Spring City
  • High School: Rhea County High School
  • Middle Or Junior School: Spring City

Lot Info

  • Lot Size Sq Ft: 6534.0
  • Additional Parcels: No
  • Parcel #: 019j B 01500 000

Tax Info

  • Tax Annual Amount: 1119.0

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,119 $82,975 $26,250 $56,725
2024 $1,119 $82,975 $26,250 $56,725
2023 $1,349 $59,825 $25,000 $34,825
2022 $1,349 $59,825 $25,000 $34,825
2021 $1,349 $59,825 $25,000 $34,825
2020 $1,349 $59,825 $25,000 $34,825
2019 $1,349 $59,825 $25,000 $34,825
2018 $1,173 $53,400 $25,000 $28,400
2017 $1,173 $53,400 $25,000 $28,400
2016 $1,173 $53,400 $25,000 $28,400
2015 $1,120 $53,400 $25,000 $28,400
2014 $1,120 $53,400 $25,000 $28,400
2013 -- $53,400 $25,000 $28,400
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/13/2026 08/13/26 Price Changed $449,500 -4.3% $288 / Sq Ft
06/29/2026 06/29/26 Price Changed $469,500 -5.9% $301 / Sq Ft
06/07/2026 06/07/26 For Sale $499,000 -- $320 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- --
Deed -- --
Deed -- --
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1536291

Greater Chattanooga REALTORS®

APN: 019J-B-015.00

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