NOT LISTED FOR SALE

247 Bay Dr Key Largo, FL 33037

Estimated Value: $836,000 - $917,362

4 Beds
3 Baths
2,190 Sq Ft
$397/Sq Ft Est. Value

Last Sold August 19, 2025

Last sale price $833,350 $381 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $4,786/month

229 Days on Market

Highlights

  • Detached Guest House
  • Granite Countertops
  • Stainless Steel Appliances
  • Coral Shores High School Rated A
  • No HOA
  • 1-minute walk to Schwingggg

About This Home

As of August 2025

Like 2 homes for the price of one! This unique property offers a total of 4 bedrooms and 3 baths, featuring a 3 bedroom, 2 bathroom ground-level home paired with a 1 bedroom, 1 bathroom guest quarters situated above a spacious detached garage. Perfect for an extended family. Constructed entirely of CBS with durable concrete roofs, this home is built to last. Four X-zone lots are included totaling approximately 10,000 square feet. The main house includes an open kitchen seamlessly connecting to the dining and living areas. Spacious bedrooms and a convenient laundry room provide ample storage. The detached guest quarters include a living area, separate bedroom, and full bath, ideal for hosting visitors or creating a private retreat. The fully fenced and gated property spans from street to street offering privacy and separate driveways. Surrounded by lush foliage, the charming brick patio creates a secluded space for entertaining or relaxing. Off the primary bedroom is an enclosed patio where you can enjoy the trees, birds, and morning sunshine. Conveniently located close to shops and restaurants, this property is a rare find with plenty of space and flexibility. One of the owners is a licensed real estate broker in the State of Florida.

Last Agent to Sell the Property

Jim Signor

LoKation Real Estate License #525352 Listed on: 01/02/2025

LoKation Real Estate

Last Buyer's Agent

Jim Signor

LoKation Real Estate License #525352 Listed on: 01/02/2025

LoKation Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,475

Year Built

  • Built in 2005

Lot Details

  • 10,000 Sq Ft Lot
  • Fenced
  • Property is zoned IS - Improved Subivision District

Parking

  • Garage

Home Design

  • Concrete Roof

Interior Spaces

  • 2,190 Sq Ft Home
  • Ceiling Fan
  • Tile Flooring
  • Impact Glass

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Utilities

  • Central Air
  • Public Hookup Available For Sewer

Additional Features

  • Patio
  • Detached Guest House
  • Ground Level

Community Details

  • No Home Owners Association
  • Lazy Lagoon Subdivision
  • The community has rules related to deed restrictions
  • Rental Restrictions

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 00496610-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,475

Year Built

Built in 2005

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Fee Includes: None
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 100.00
  • M L S Identifier: 20060123165453488875000000
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 3475.34
  • Title: Negotiable
  • Vehicle Storage: Garage
  • Year Built: 2005
  • Alternate Key Number: 1614521
  • Building Style: Ground Level
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 10000.00
  • Porch Balcony: Patio
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 2190.00
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Built-in Cabinets, Granite Counter Top
  • Total Bathrooms: 3.00
  • Full Bathrooms: 3
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile
  • Windows/Doors: Impact Rstnce Window
  • Total Bedrooms: 4
  • Sq Ft Remarks: per tax records, the main house is 1550 square feet and guest apartment over garage is 640 square feet

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: CBS
  • Exterior Features: Fencing, Detached Guest Qtrs
  • Roof: Concrete Roof
  • Waterview: No Waterview
  • Pool: No

Utilities

  • Utilities: FKAA, Municipal Sewer

Lot Info

  • Deed Restrictions: Yes
  • Flood Zone: X
  • Parcel Number: 00496610-000000
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.23

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 2, 2025
Closed on
Aug 19, 2025
Sold by
Larson Michael A and Larson Susan B
Bought by
Jaile Jorge A
Seller's Agent
Jim Signor
LoKation Real Estate
Buyer's Agent
Jim Signor
LoKation Real Estate
List Price
$950,000
Sold Price
$833,350
Premium/Discount to List
-$116,650
-12.28%
Views
64
Current Estimated Value
$868,341

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$34,991
Avg. Annual Appreciation
11.12%
Original Mortgage
$666,680
Outstanding Balance
$664,348
Interest Rate
5.8%
Mortgage Type
New Conventional
Estimated Equity
$203,993

Purchase Details

Listed on
Aug 9, 2016
Closed on
Dec 29, 2016
Sold by
Mclamb Hyman Karen L and Hyman Douglasq E
Bought by
Larosn Micahel A and Larosn Susan B
Seller's Agent
Lorie LaLonde
American Caribbean Real Estate, Christie's International Real Estate
Buyer's Agent
Michael Larson
Century 21 All Keys Inc (KW)
List Price
$500,000
Sold Price
$460,750
Premium/Discount to List
-$39,250
-7.85%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.11%

Purchase Details

Closed on
Apr 26, 2011
Sold by
Ashby Byron R and Ashby Nancy G
Bought by
Mclamb Karen L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,000
Interest Rate
4.74%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 13, 2005
Sold by
Ashby Byron R and Ashby Nancy G
Bought by
Ashby Byron R and Ashby Nancy G

Purchase Details

Closed on
May 31, 2002
Sold by
Clifton E Vanepps M and Anna Vanepps M
Bought by
Ashby Byron R
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jaile Jorge A $833,400 Coral Reef Title
Jaile Jorge A $833,400 Coral Reef Title
Larosn Micahel A $460,800 None Available
Mclamb Karen L $295,000 Attorney
Ashby Byron R -- --
Ashby Byron R $7,600 --
Ashby Byron R $5,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Jaile Jorge A $666,680
Closed Jaile Jorge A $666,680
Previous Owner Mclamb Karen L $236,000
Previous Owner Ashby Byron R $135,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/19/2025 08/19/25 Sold $833,350 -4.7% $381 / Sq Ft
05/13/2025 05/13/25 Price Changed $874,000 -2.9% $399 / Sq Ft
03/19/2025 03/19/25 Price Changed $900,000 -5.3% $411 / Sq Ft
01/02/2025 01/02/25 For Sale $950,000 +106.2% $434 / Sq Ft
01/03/2017 01/03/17 Sold $460,750 -7.9% $215 / Sq Ft View Prior Sale
10/30/2016 10/30/16 Pending -- -- --
08/09/2016 08/09/16 For Sale $500,000 -- $233 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,475 $940,718 $445,500 $495,218
2024 $3,230 $342,585 -- --
2023 $3,230 $332,607 $0 $0
2022 $3,055 $322,920 $0 $0
2021 $3,046 $313,515 $0 $0
2020 $3,015 $309,187 $0 $0
2019 $2,951 $302,236 $0 $0
2018 $2,932 $296,601 $0 $0
2017 $4,702 $471,135 $0 $0
2016 $4,513 $432,498 $0 $0
2015 $4,369 $423,318 $0 $0
2014 $4,034 $357,246 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Jim Signor

    Seller's Agent in 2025

    Jim Signor

    LoKation Real Estate

    (305) 394-4449

    51 in this area

    73 Total Sales

    Jim Signor
    Section Image
  • Lorie LaLonde

    Seller's Agent in 2017

    Lorie LaLonde

    American Caribbean Real Estate, Christie's International Real Estate

    (305) 522-1837

    11 in this area

    51 Total Sales

    Lorie LaLonde
    Section Image

  • B

    Seller Co-Listing Agent in 2017

    BILL BELIAN, GRI

    American Caribbean Real Estate, Christie's International Real Estate

  • M

    Buyer's Agent in 2017

    Michael Larson

    Century 21 All Keys Inc (KW)

    (305) 294-4200

    Michael Larson
    Section Image
See All Agents

Map

Source: Florida Keys Board of REALTORS®

MLS Number: 612929

Florida Keys Board of REALTORS®

APN: 00496610-000000

Florida Monroe County Key Largo 33037

247 Bay Dr, Key Largo, FL

Not Listed for Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Florida Keys Board of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes