$1,950,000

248 Ponderosa Cir Mooresville, NC 28117

Estimated payment $10,744/month

Total Views 634
3 Beds
2 Baths
2,438 Sq Ft
$800 Price per Sq Ft

Highlights

  • Water Views
  • Deck
  • Ranch Style House
  • Coddle Creek Elementary School Rated A-
  • Vaulted Ceiling
  • No HOA

About This Home

LOW IREDELL COUNTY TAXES!! This breathtaking ranch home offers panoramic lake views from nearly every window and an open floor plan that seamlessly connects indoor and outdoor spaces. The expansive living area is vaulted with Skylights, highlighted by walls of glass that open to a spacious patio and deck, perfect for entertaining or relaxing by the water. The gourmet kitchen is a chef’s dream, featuring custom cabinetry, granite countertops, newer KitchenAid appliances, and lakefront views, with direct access to the back patio/decks shaded by an electric awning ideal for outdoor dining and grilling. Luxurious finishes throughout include hardwood floors in the kitchen, dining, and living rooms, complemented by custom Spanish Saltillo tile in the entryway, office, sunroom, and bathrooms. The spacious primary suite offers a cozy wood-burning STUV fireplace, a large bathroom with dual sinks, and an oversized walk-in shower, while bedrooms enjoy private patio access overlooking the lake. The beautifully landscaped property welcomes you with stone-paver driveway and mature foliage providing privacy and natural beauty. The grandfathered home sits approximately 50 feet from the water’s edge, granting rare proximity for launching your boat, jet skis, or paddle boards, and ownership extends to the shoreline. Enjoy over 100 feet of waterfront with a private pier, dock, and boat slip. Outdoor living is enhanced by custom lighting, a tropical-inspired landscape with palm trees, heirloom jasmine, and year-round greenery. Additional features include Wi-Fi-controlled lighting, a 22kW whole-home natural gas Generac generator, surround sound, moisture-locked crawlspace, lake-fed irrigation, leafless gutters, touchless toilets and kitchen faucet, vaulted ceilings with exposed beams, and smart home upgrades throughout. The property also includes a vineyard, orchard, and a variety of fruit and nut trees, along with herbs and berries. This private retreat is located on a quiet street with no HOA fees, yet offers quick access to I-77, shopping, and waterfront dining by land or water. Experience the beauty, comfort, and serenity of Lake Norman living in this one-of-a-kind home

Listing Agent

DIANE Cleland

INNOVATE Real Estate Brokerage Email: diane.cleland@verizon.net License #348497 Listed on: 11/10/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,596

Year Built

  • Built in 1978

Lot Details

  • Property is zoned R20

Parking

  • Driveway

Home Design

  • Ranch Style House
  • Entry on the 1st floor
  • Slab Foundation
  • Stone Siding
  • Hardboard

Interior Spaces

  • Sound System
  • Vaulted Ceiling
  • Skylights
  • Fireplace
  • Insulated Windows
  • Water Views
  • Crawl Space

Kitchen

  • Electric Range
  • Convection Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer

Attic

  • Walk-In Attic
  • Permanent Attic Stairs

Outdoor Features

  • Waterfront has a Concrete Retaining Wall
  • Deck
  • Covered Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Generator Hookup
  • Power Generator
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Lake Norman Bonanza Subdivision

Listing and Financial Details

  • Assessor Parcel Number 4646-33-5939.000

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,596

Year Built

Built in 1978

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 1978
  • Road Surface Type: Gravel, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 799.84
  • Property Sub Type Additional: None
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: diane.cleland@verizon.net
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space, Slab, Stone
  • Entry Level: 1
  • Fireplace: Yes
  • Interior Amenities: Attic Stairs Fixed, Attic Walk In
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2438
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Main: 70
  • Sq Ft Unheated Total: 70
  • Sq Ft Upper: 0
  • Appliances: Convection Microwave, Dishwasher, Dryer, Electric Range, Electric Water Heater, Ice Maker, Plumbed For Ice Maker, Refrigerator with Ice Maker
  • Other Equipment: Generator, Generator Hookup, Surround Sound
  • Above Grade Finished Sq Ft: 2438
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 2438
  • Window Features: Insulated Window(s), Skylight(s)
  • Bedroom Main: 3
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • Exterior Features: Dock - Floating
  • New Construction: No
  • Construction Type: Site Built
  • View: Water, Year Round
  • Water Body Name: Lake Norman
  • Waterfront Features: Dock, Retaining Wall
  • Construction Type: Hardboard Siding, Stone
  • Patio And Porch Features: Covered, Deck, Front Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Driveway

Utilities

  • Heating: Electric, Forced Air, Heat Pump, Wood Stove
  • Sewer: Septic Installed
  • Laundry Features: Electric Dryer Hookup, Laundry Closet, Main Level
  • Cooling: Central Air
  • Utilities: Cable Connected, Electricity Connected
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: None

Lot Info

  • Lot Features: Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 4646-33-5939.000
  • Zoning: SFR
  • Land Included Yn: 1
  • Lot Size: 104w x 370 x 80rd x372
  • Additional Parcels: No
  • Zoning Specification: R20

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,596 $938,380 $600,000 $338,380
2023 $5,596 $938,380 $600,000 $338,380
2022 $3,895 $611,220 $375,000 $236,220
2021 $3,891 $611,220 $375,000 $236,220
2020 $3,891 $611,220 $375,000 $236,220
2019 $3,708 $611,220 $375,000 $236,220
2018 $3,368 $564,450 $375,000 $189,450
2017 $3,368 $564,450 $375,000 $189,450
2016 $3,368 $564,450 $375,000 $189,450
2015 $3,340 $564,450 $375,000 $189,450
2014 $3,102 $575,470 $375,000 $200,470
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/10/2025 11/10/25 For Sale $1,950,000 -- $800 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $625,000 None Available
Warranty Deed $455,000 --
Deed $455,000 --
Deed $257,000 --
Deed -- --
Deed $5,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $500,000 Purchase Money Mortgage
Source: Public Records

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4319956

Canopy MLS (Canopy Realtor® Association)

APN: 4646-33-5939.000