NOT LISTED FOR SALE

2489 Surf Rd Panacea, FL 32346

Estimated Value: $789,435 - $825,000

4 Beds
4 Baths
3,228 Sq Ft
$250/Sq Ft Est. Value

About This Home

"High Point" is aptly named as this magnificent home sits atop a lot and a half overlooking one of the highest parts of the bay. Almost 3/4 of an acre this paradise property features 120 feet of bay frontage making this one of the premier homesites in the area. Super deepwater boat dock sits right off the channel and features double lifts plus a wet slip and room for a 3rd lift all covered and in the shade. What to do after boat riding and fishing all day? Come back and jump in the sparkling clear screened in pool. This unique property features a multi-level 3200 sqft home with tons of room to accommodate several different uses. Upstairs you will find a kitchen, master bedroom suite, additional bedroom suite, along with a great dining area facing the water and downstairs there are three bedrooms and two baths, plus an enclosed garage and plenty of storage for all the rods and beach toys. Currently the two are not interconnected so could be used separately or together, or if you choose- install an enclosed stairwell if desired. If your looking for a place that offers premier deepwater access, privacy, and a home big enough to accommodate friends and family then "High Point" on the bay is the place for you.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 8, 2013
Sold by
Lesh Donald R and Delaney Diane G
Bought by
Wilson Brett C
Current Estimated Value
$808,109

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$336,000
Outstanding Balance
$234,866
Interest Rate
3.56%
Mortgage Type
New Conventional
Estimated Equity
$573,243
Source: Public Records

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
Collateral Analytics

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ICE

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Average Value
Not Available
List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Wilson Brett C $420,000 Wakulla Title Company Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wilson Brett C $336,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/24/2025 07/24/25 Price Changed $819,900 -3.5% $254 / Sq Ft
06/09/2025 06/09/25 For Sale $849,900 -- $263 / Sq Ft

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,467 $474,666 $198,000 $276,666
2024 $5,959 $447,995 $198,000 $249,995
2023 $5,211 $356,656 $120,000 $236,656
2022 $5,134 $346,783 $120,000 $226,783
2021 $5,104 $337,229 $120,000 $217,229
2020 $4,929 $330,503 $120,000 $210,503
2019 $4,924 $323,730 $120,000 $203,730
2018 $4,403 $285,038 $120,000 $165,038
2017 $4,374 $278,529 $0 $0
2016 $4,519 $271,041 $0 $0
2015 $4,732 $271,503 $0 $0
2014 $4,552 $252,197 $0 $0
Source: Public Records

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