NOT LISTED FOR SALE

249 Ridge Rd Mount Sterling, KY 40353

Estimated Value: $374,000 - $440,405

4 Beds
3.5 Baths
4,264 Sq Ft
$96/Sq Ft Est. Value

Sale Details

Date Sold: April 30, 2025

Last sale price $395,000 $93 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $2,380 / mo

11 Days on Market

Highlights

  • 1.5 Acre Lot
  • Wood Flooring
  • Home Office
  • Views of a Farm
  • Great Room with Fireplace
  • Attached Garage

About This Home

As of April 2025

A rare opportunity to own one of Mt. Sterling's most admired homes, available for the first time on the open market. This classic brick residence in coveted North Ridge Estates offers 4 bedrooms and 3.5 baths on a generously sized 1+ acre lot with picturesque farm views. The heart of the home is the soaring great room, anchored by a striking hearth. Generously sized rooms and a thoughtful floor plan provide endless possibilities to make it your own. While ready for the next owner's vision, the home's timeless appeal and exceptional setting make it a standout opportunity.

Last Agent to Sell the Property

Bradford Queen

Bluegrass Sotheby's International Realty License #244580 Listed on: 03/10/2025

Bluegrass Sotheby's International Realty

Last Buyer's Agent

Joyce Ratliff

Tom Goebel & Company License #199378

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1976

Lot Details

  • 1.5 Acre Lot
  • Partially Fenced Property

Property Views

  • Farm
  • Neighborhood

Home Design

  • Brick Veneer
  • Block Foundation
  • Dimensional Roof
  • Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 4,264 Sq Ft Home
  • 2-Story Property
  • Insulated Windows
  • Insulated Doors
  • Entrance Foyer
  • Great Room with Fireplace
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Storm Doors

Kitchen

  • Oven
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Laminate
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Attic

  • Attic Access Panel
  • Walk-In Attic

Basement

  • Walk-Out Basement
  • Crawl Space

Parking

  • Attached Garage
  • Basement Garage
  • Side Facing Garage
  • Driveway
  • Off-Street Parking

Outdoor Features

  • Patio

Schools

  • Northview Elementary School
  • Mcnabb Middle School
  • Montgomery Co High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater

Community Details

  • North Ridge Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 022-50-02-018.00

Home Details

Home Type

Single Family

Year Built

Built in 1976

Lot Details

1.5 Acres

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Year Built: 1976
  • Above Grade Finished Sq Ft: 4264.0
  • Levels: Two
  • New Construction: No
  • Structure Type:House: Yes
  • View:Neighborhood: Yes
  • Roof:Dimensional Style: Yes
  • Foundation Details:Concrete Perimeter: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile2: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Main Level: Yes
  • Foundation Details:Block3: Yes
  • Flooring:Laminate: Yes
  • Appliances Refrigerators: Yes
  • Fencing:Partial2: Yes
  • Roof:Shingle: Yes
  • Cooling:Zoned: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Oven, Range, Refrigerator
  • Interior Amenities: Entrance Foyer, Walk-In Closet(s)
  • Flooring: Carpet, Hardwood, Laminate, Tile, Vinyl
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Basement: Concrete, Crawl Space, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 4
  • Door Features: Storm Door(s)
  • Fireplace Features: Great Room, Living Room
  • Fireplace: Yes
  • LivingArea: 4264.0
  • Lot Size Area: 1.5
  • Window Features: Insulated Windows
  • Basement:Concrete: Yes
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Basement:Crawl Space: Yes
  • Appliances:Oven: Yes
  • Basement:Walk-Out Access: Yes

Exterior Features

  • Roof: Dimensional Style, Shingle
  • Construction Materials: Vinyl Siding, Brick Veneer
  • Fencing: Partial
  • Foundation Details: Block, Concrete Perimeter
  • List Price: 395000.0
  • Patio And Porch Features: Patio
  • Pool Private: No
  • View: Farm, Neighborhood
  • View YN: Yes
  • Waterfront: No
  • Construction Materials:Brick Veneer: Yes
  • Window Features:Insulated Windows: Yes
  • Exterior Features:Storm Door(s): Yes
  • Construction Materials:Vinyl Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage: Yes
  • Parking Features: Attached Garage, Basement, Driveway, Garage Faces Side, Off Street
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Forced Air, Heat Pump, Zoned
  • Cooling: Electric, Zoned
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Utilities: Electricity Connected, Water Connected
  • Water Source: Public
  • Heating:Forced Air: Yes
  • Heating:Heat Pump2: Yes
  • Heating:Zoned2: Yes

Schools

  • Elementary School: Northview
  • High School: Montgomery Co
  • Middle or Junior School: McNabb

Lot Info

  • Lot Size Acres: 1.5
  • Lot Size Sq Ft: 65340.0
  • Parcel Number: 022-50-02-018.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 10, 2025
Closed on
Apr 30, 2025
Sold by
Cowden Suzanne S
Bought by
Stewart Shane
Seller's Agent
Bradford Queen
Bluegrass Sotheby's International Realty
Buyer's Agent
Joyce Ratliff
Tom Goebel & Company
List Price
$395,000
Sold Price
$395,000
Views
79
Current Estimated Value
$409,101

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,101
Avg. Annual Appreciation
3.57%
Original Mortgage
$295,000
Outstanding Balance
$289,068
Interest Rate
0.67%
Mortgage Type
Construction
Estimated Equity
$120,033

Purchase Details

Closed on
Jun 1, 1988
Bought by
Cowden Suzanne S
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stewart Shane $395,000 Attorney Only
Cowden Suzanne S -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stewart Shane $295,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/30/2025 04/30/25 Sold $395,000 0.0% $93 / Sq Ft
03/21/2025 03/21/25 Pending -- -- --
03/10/2025 03/10/25 For Sale $395,000 -- $93 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,349 $265,000 $0 $0
2024 $2,390 $265,000 $0 $0
2023 $2,353 $265,000 $0 $0
2022 $2,413 $265,000 $0 $0
2021 $2,429 $265,000 $0 $0
2020 $2,451 $265,000 $0 $0
2019 $2,467 $265,000 $0 $0
2018 -- $260,000 $30,000 $230,000
2017 -- $260,000 $30,000 $230,000
2016 -- $260,000 $30,000 $230,000
2015 -- $260,000 $30,000 $230,000
2014 -- $260,000 $30,000 $230,000
2012 -- $260,000 $30,000 $230,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25004445

ImagineMLS (Bluegrass REALTORS®)

APN: 022-50-02-018.00

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