$1,450,000

249 Settlement Rd Epworth, GA 30541

Estimated payment $7,881/month

Total Views 706
3 Beds
3.5 Baths
3,404 Sq Ft
$426 Price per Sq Ft

Highlights

  • Spa
  • 3 Acre Lot
  • Deck
  • Gated Community
  • Mountain View
  • Private Lot

About This Home

Experience unparalleled mountain luxury in this custom designed home by Keith Sumner, one of the area's premier builders. Nestled on over three acres and set off the road with a long paved driveway, this private retreat offers sweeping mountain views with exceptional craftsmanship throughout. This stunning home offers three private ensuites, each on its own level with a private porch for each. The owner's suite on the main level boasts a spacious closet and a luxurious bath with a double vanity and a dramatic rock waterfall shower. Upper level king bedroom features barn door finishes, a private bath, and a covered balcony overlooking the year-round long-range mountain views. The finished terrace level includes a second great room/game room with a fireplace, wet bar, laundry and third bedroom with a bath featuring a walkout to the third porch/deck with a nearly new high end saltwater hot tub. A two car detached garage with an unfinished attic provides storage for vehicles and mountain toys. The attic room could be finished to provide an office area, play area or extra storage. This home is being sold mostly furnished with designer pieces and high-end furnishings and has been thoughtfully decorated by a professional interior designer. While currently not on a rental plan, this beautiful cabin would make an exceptional mountain rental or retreat. Every single detail of this home reflects thoughtful design and elegance along with comfort, making this the ultimate mountain getaway. This property is private, pristine and was recently stained and any repairs needed have been completed. This one is move-in ready. Seller has a 3.375 assumable loan.

Listing Agent

Lynn Stephens

RE/MAX Town & Country Brokerage Phone: 404-558-0844 License #310510 Listed on: 10/18/2025

RE/MAX Town & Country

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,047

Year Built

  • Built in 2015

Lot Details

  • 3 Acre Lot
  • Private Lot
  • Sloped Lot
  • Wooded Lot

HOA Fees

  • $67 Monthly HOA Fees

Home Design

  • Country Style Home
  • Cabin
  • Metal Roof
  • Wood Siding
  • Rough-Sawn Siding
  • Concrete Siding
  • Log Siding

Interior Spaces

  • 3,404 Sq Ft Home
  • 3-Story Property
  • Wet Bar
  • Beamed Ceilings
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Factory Built Fireplace
  • Gas Log Fireplace
  • Double Pane Windows
  • Entrance Foyer
  • Family Room with Fireplace
  • 3 Fireplaces
  • Great Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Loft
  • Bonus Room
  • Mountain Views
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Solid Surface Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main
  • Walk-In Closet
  • Double Vanity
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Fireplace in Basement
  • Laundry in Basement
  • Natural lighting in basement

Parking

  • Garage
  • Garage Door Opener

Pool

  • Spa
  • Saltwater Pool

Outdoor Features

  • Deck
  • Outdoor Fireplace
  • Outbuilding
  • Porch

Schools

  • Blue Ridge Elementary School
  • Fannin County Middle School
  • Fannin County High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Propane
  • 220 Volts
  • Propane
  • Shared Well
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 5,6

Community Details

Overview

  • Association fees include private roads, security
  • Settlers Ridge Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,047

Year Built

Built in 2015

Lot Details

0

HOA Fees

$67 per month

Listing Details

  • Property Type: Residential
  • Section: 2
  • Year Built: 2015
  • ArchitecturalStyle: Country/Rustic
  • Main Level Half Bathrooms: 1
  • Electric: 220 Volts
  • Levels: Three Or More
  • Lot Size Acres: 3.00
  • Other Sturctures: Garage(s), Outbuilding
  • Property Sub-Type: Single Family Residence
  • Structure Type: Cabin
  • Total Finished Area2: 3404
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Dryer, Ice Maker, Microwave, Refrigerator, Stainless Steel Appliance(s)
  • Bedrooms: 3
  • Dining Room Features: Separate Room
  • Basement: Daylight, Exterior Entry, Finished, Full
  • Total Finished Sq Ft: 3404
  • Above Grade Finished Sq Ft: 3404
  • Interior Amenities: Beamed Ceilings, Double Vanity, High Ceilings, Master On Main Level, Separate Shower, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
  • Accessibility Features: Other
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Fireplace Features: Basement, Factory Built, Family Room, Gas Log, Gas Starter, Living Room, Outside
  • Flooring: Hardwood, Other, Tile
  • Kitchen Features: Breakfast Bar, Kitchen Island, Solid Surface Counters
  • Window Features: Double Pane Windows

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Bedroom Lower Level: 1
  • Bedroom Main Level: 1

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Concrete, Log, Rough-Sawn Lumber, Wood Siding
  • Fencing: Other
  • Lot Features: Other, Private, Sloped
  • Patio And Porch Features: Deck, Porch
  • Pool Features: Hot Tub, Salt Water
  • Property Condition: Resale
  • Roof: Metal
  • View: Mountain(s)

Garage/Parking

  • Parking Features: Detached, Garage, Garage Door Opener

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Heating: Central, Propane
  • Laundry Features: In Basement
  • Security Features: Gated Community, Smoke Detector(s)
  • Sewer: Septic Tank
  • Utilities: Cable Available, High Speed Internet, Propane
  • Water Source: Shared Well

Condo/Co-op/Association

  • Annual Association Fee: 800
  • Association: Yes
  • Community Features: Gated

Fee Information

  • Association Fee Includes: Private Roads, Security

Schools

  • Elementary School: Blue Ridge
  • High School: Fannin County
  • High School Bus: Yes
  • Middle School: Fannin County
  • Middle School Bus: Yes

Lot Info

  • Land Lot: 225,226
  • Lot: 5,6

Multi Family

  • Total Fireplaces: 3

Tax Info

  • Year: 2024

MLS Schools

  • Elementary Bus Line: Yes

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,047 $223,376 $11,600 $211,776
2023 $1,874 $183,775 $11,600 $172,175
2022 $1,894 $185,800 $11,600 $174,200
2021 $1,421 $101,319 $11,600 $89,719
2020 $1,444 $101,319 $11,600 $89,719
2019 $1,472 $101,319 $11,600 $89,719
2018 $1,561 $101,319 $11,600 $89,719
2017 $1,798 $101,617 $11,600 $90,017
2016 $1,524 $89,730 $11,600 $78,130
2015 $206 $11,600 $11,600 $0
2014 $145 $16,000 $16,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/19/2025 10/19/25 For Sale $1,450,000 +94.6% $426 / Sq Ft
07/29/2020 07/29/20 Sold $745,000 -3.1% $219 / Sq Ft View Prior Sale
07/03/2020 07/03/20 Pending -- -- --
06/15/2020 06/15/20 For Sale $769,000 -- $226 / Sq Ft
Source: Georgia MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- --
Warranty Deed $745,000 --
Warranty Deed $745,000 --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $596,000 Cash
Source: Public Records

Source: Georgia MLS

MLS Number: 10631874

Georgia MLS

APN: 0013-B-00316