$172,000
SOLD NOV 4, 2025
3 Beds
2 Baths
1,073 Sq Ft
$250/mo HOA Fee

Recently Sold

$160 Per Sq Ft

2% Below List Price

26 Days on Market

Highlights

  • Assigned Boat Slip
  • Clubhouse
  • Great Room
  • Access To Chain Of Lakes
  • Living Room with Fireplace
  • Community Pool

About This Home

As of November 2025

Tucked away in the waterfront community with direct access to the Chain of Lakes (Lake Smart), Unit 249 is a stunning, remodeled 3-bedroom, 2-bath condo that combines low-maintenance living with modern luxury and style. Step inside to discover luxury vinyl plank flooring throughout, complemented by ceramic tile in the kitchen and baths. The open-concept great room flows seamlessly from the cozy living area with electric fireplace to the dining space, creating an inviting hub for entertaining or everyday living. The kitchen is a true showstopper, featuring marble backsplash, ample cabinetry, plus a Masonite double-pane back door opening to the 9x23 screened-in lanai—perfect for morning coffee or unwinding in the evenings. The primary suite boasts dual closets, refinished walk-in shower, granite vanity, and extra cabinets for all your storage needs. The split-bedroom layout offers two additional generously sized bedrooms and guest bath, ideal for family, guests, or a home office. Thoughtful upgrades extend throughout, including light fixtures, ceiling fans, reinforced carport, ADT security, and motion sensor lighting outside for convenience and peace of mind. Enjoy the heated community pool, boat slip, dock, and direct lake access to Lake Smart, part of the beloved Chain of Lakes. Each unit includes two assigned parking spaces conveniently located in front of the home, with additional guest parking near the clubhouse. Soak in low-maintenance living with an HOA that covers roof maintenance, exterior building care, beautifully landscaped grounds, road maintenance, and pool and dock upkeep. HOA can be paid monthly at $249.67 OR quarterly at $749.00. Take advantage of the public boat ramp just across the street onto Lake Conine or explore the new Lake Conine Nature Park, just 0.5 miles away, offering walking trails, picnic areas, and outdoor recreation. Quick commute to shopping, dining, Legoland, and located just minutes from HWY 27 with easy travel to both Tampa and Orlando.

Last Agent to Sell the Property

CarLee Marchetti

STAR REALTY OF WINTER HAVEN Brokerage Phone: 863-299-7827 License #3476536 Listed on: 09/10/2025

Co-Listed By

John Marchetti

STAR REALTY OF WINTER HAVEN Brokerage Phone: 863-299-7827 License #185189

Last Buyer's Agent

Brandy Duncan

COLDWELL BANKER REALTY License #3386190

COLDWELL BANKER REALTY

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $549

Year Built

  • Built in 1992

Lot Details

  • North Facing Home

HOA Fees

  • $250 Monthly HOA Fees

Home Design

  • Entry on the 1st floor
  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Block Exterior

Interior Spaces

  • 1,073 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Free Standing Fireplace
  • Electric Fireplace
  • Blinds
  • Great Room
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Inside Utility

Kitchen

  • Walk-In Pantry
  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Shower Only

Laundry

  • Laundry in Kitchen
  • Dryer
  • Washer

Parking

  • 1 Carport Space
  • Guest Parking
  • Assigned Parking

Outdoor Features

  • Access To Chain Of Lakes
  • Assigned Boat Slip
  • Enclosed Patio or Porch
  • Exterior Lighting

Schools

  • Lake Alfred Elementary School
  • Denison Middle School
  • Winter Haven Senior High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, ground maintenance, maintenance
  • Winter Ridge HOA / Christopher Ward Association, Phone Number (863) 508-1072
  • Visit Association Website
  • Winter Ridge Condo Subdivision

Amenities

  • Clubhouse
  • Community Mailbox

Recreation

  • Community Pool

Pet Policy

  • Pets up to 40 lbs
  • Pet Size Limit
  • 2 Pets Allowed
  • Dogs and Cats Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$549

Year Built

Built in 1992

Lot Details

0

HOA Fees

$250 per month

Listing Details

  • HOA Fee Includes: Pool, Maintenance Grounds, Maintenance, Other
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Construction Materials: Block, Concrete
  • Fireplace: Yes
  • Living Area: 1073
  • Lot Size Acres: 0.03
  • New Construction: No
  • Year Built: 1992
  • Building Area Total: 1073
  • Lot Size Sq Ft: 1142
  • Status: Sold
  • Co List Office Mls Id: MFR10179
  • Co List Office Phone: 863-299-7827
  • Ownership: Fee Simple
  • Entry Level: 1
  • Building Area Total Srch Sq M: 99.68
  • Escrow City: WINTER HAVEN
  • Escrow State: FL
  • Escrow Street Name: MAGNOLIA AVE
  • Floor Number: 1
  • Minimum Lease: 8-12 Months
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 160.30
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_NumAssignedParkingSpaces: 2
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Boat Slip,Community Boat Ramp,Dock,Lake,Public Boat Ramp,Water Access,Waterfront
  • Attribution Contact: 863-299-7827
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Electric, Free Standing, Living Room
  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo, Split Bedroom, Thermostat
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Window Features: Blinds
  • Additional Rooms: Great Room,Inside Utility
  • Living Area Meters: 99.68

Exterior Features

  • Direction Faces: North
  • Exterior Features: Lighting
  • Roof: Shingle
  • Pool Private: No
  • Water Body Name: LAKE SMART
  • Waterfront: No
  • Patio and Porch Features: Enclosed, Rear Porch, Screened
  • Road Surface Type: Asphalt, Paved
  • Water Access: Lake - Chain of Lakes
  • Water Extras: Assigned Boat Slip
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12105C0365G
  • Additional Water Information: Lake access to Chain of Lakes (Lake Smart). Community boat slip rental assignment available with approval of association. Please see WR Rules Attached.

Garage/Parking

  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No
  • Parking Features: Assigned, Guest

Utilities

  • Utilities: Cable Available, Electricity Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: In Kitchen, Inside, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Clubhouse, Community Mailbox, Pool
  • Association Amenities: Clubhouse, Pool
  • Association Fee: 749
  • Association Fee Frequency: Quarterly
  • Association Name: Winter Ridge HOA / Christopher Ward
  • Phone: 863-508-1072
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Two (2) pets are permitted with a maximum allowed weight of 40lbs per animal. Small, caged birds are permitted as are aquarium-type fish. See WR Rules attached. Buyer to verify any pet restrictions, including breed limitations, directly with the HOA.
  • Association Fee Requirement: Required
  • Condo Land Included YN: 1
  • Max Pet Weight: 40
  • Pet Size: Small (16-35 Lbs.)
  • Association URL: https://www.winterridgecondos.org/

Fee Information

  • Total Annual Fees: 2996.00
  • Total Monthly Fees: 249.67
  • Monthly HOA Amount: 249.67

Schools

  • Elementary School: Lake Alfred Elem
  • High School: Winter Haven Senior
  • Middle Or Junior School: Denison Middle

Lot Info

  • Parcel Number: 26-28-09-530002-000180
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer and buyer's agent to verify any and all lease restrictions directly with the HOA.

Tax Info

  • Tax Annual Amount: 549
  • Tax Book Number: 12349/0226
  • Tax Lot: 18

Multi Family

  • Approval Process: HOA has a $150.00 application/background check fee per 18+ fee for approval. Leasing is permitted with HOA approval for any potential tenant(s). HOA requires copy of Lease Agreement and WR's own Lease Addendum to be completed.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 10, 2025
Closed on
Nov 4, 2025
Sold by
Paolillo Angela
Bought by
Ferraro Christina
Seller's Agent
CarLee Marchetti
STAR REALTY OF WINTER HAVEN
Buyer's Agent
Brandy Duncan
COLDWELL BANKER REALTY
List Price
$175,000
Sold Price
$172,000
Premium/Discount to List
-$3,000
-1.71%
Views
294

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.27%

Purchase Details

Listed on
Sep 10, 2025
Closed on
Sep 25, 2025
Sold by
Paolillo Angela
Bought by
Paolillo Angela and Mulieri Clare
Seller's Agent
CarLee Marchetti
STAR REALTY OF WINTER HAVEN
Buyer's Agent
Brandy Duncan
COLDWELL BANKER REALTY
List Price
$175,000
Sold Price
$172,000
Premium/Discount to List
-$3,000
-1.71%
Views
294

Purchase Details

Closed on
Jul 21, 2022
Sold by
Denaly Real Estate Group Llc
Bought by
Paolillo Angela

Purchase Details

Closed on
Apr 7, 2021
Sold by
Hatzigeorgiou Ioannis
Bought by
Jones Amber Nicole

Purchase Details

Closed on
Apr 22, 2016
Sold by
Smith Robert K and Smith Sandra P
Bought by
Hatzigeorgiou Ioannis

Purchase Details

Closed on
Apr 20, 1994
Sold by
Lake Smart Ltd
Bought by
Smith Robert K and Smith Sandra P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$34,320
Interest Rate
7.61%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $172,000 None Listed On Document
Warranty Deed $100 None Listed On Document
Warranty Deed $160,000 Core Title Services
Warranty Deed $100,000 The Title Station Inc
Warranty Deed $52,500 Executive Title Ctrl Fl Inc
Deed $42,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $34,320 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/04/2025 11/04/25 Sold $172,000 -1.7% $160 / Sq Ft
10/06/2025 10/06/25 Pending -- -- --
09/10/2025 09/10/25 For Sale $175,000 -- $163 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $540 $63,800 -- --
2024 $537 $62,002 -- --
2023 $537 $60,196 $0 $0
2022 $2,469 $127,000 $100 $126,900
2021 $1,404 $68,547 $0 $0
2020 $1,281 $65,000 $100 $64,900
2018 $1,077 $51,500 $100 $51,400
2017 $941 $47,500 $0 $0
2016 $844 $41,800 $0 $0
2015 $781 $38,000 $0 $0
2014 $190 $34,650 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: P4936234

Stellar MLS

APN: 26-28-09-530002-000180