NOT LISTED FOR SALE

2493 Finzel Rd Frostburg, MD 21532

Estimated Value: $192,000 - $235,000

3 Beds
2.5 Baths
1,104 Sq Ft
$188/Sq Ft Est. Value

Last Sold September 20, 2019

Last sale price $144,500 $131 Per Sq Ft

Est. 43% increase in value since last sale

Current estimated payment $1,244/month

Highlights

  • Wood Burning Stove
  • Wood Flooring
  • Attic
  • Traditional Architecture
  • Main Floor Bedroom
  • No HOA

About This Home

As of September 2019

A rare find! This 3 bedroom home with a detached garage and paved driveway, sits on just shy of 2 perfect acres. Stunning hardwood floors throughout, charming details, and endless potential with the oversized, level lot. A first time homebuyer dream! Easy access to I-68 and close to all Deep Creek Lake amenities. See it before it's gone!

Last Agent to Sell the Property

Nina Beitzel

(724) 272-8454 nbeitzel@railey.com Railey Realty, Inc. Listed on: 05/23/2019

Railey Realty, Inc.

Last Buyer's Agent

Sheila Howell

(240) 321-2138 sheila@lakehomes.com Lake Homes Realty, LLC

Lake Homes Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,219

Year Built

  • Built in 1940

Lot Details

  • 1.82 Acre Lot
  • Property is in very good condition

Parking

  • 2 Car Detached Garage
  • Parking Storage or Cabinetry
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Traditional Architecture
  • Metal Roof

Interior Spaces

  • 1,104 Sq Ft Home
  • Property has 3 Levels
  • Ceiling Fan
  • Wood Burning Stove
  • Dining Area
  • Unfinished Basement
  • Interior Basement Entry
  • Attic

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • Cedar Closet

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Outbuilding
  • Porch

Utilities

  • Heating System Uses Coal
  • Heating System Uses Oil
  • Hot Water Heating System
  • Well
  • Electric Water Heater
  • Septic Tank
  • Community Sewer or Septic

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 1209001808

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,219

Year Built

Built in 1940

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1940
  • Remarks Public: A rare find! This 3 bedroom home with a detached garage and paved driveway, sits on just shy of 2 perfect acres. Stunning hardwood floors throughout, charming details, and endless potential with the oversized, level lot. A first time homebuyer dream! Easy access to I-68 and close to all Deep Creek Lake amenities. See it before it's gone!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Refrigerator, Stove, Washer
  • Flooring Type: Carpet, Hardwood
  • Interior Amenities: Attic, Carpet, Cedar Closet(s), Ceiling Fan(s), Dining Area, Entry Level Bedroom, Upgraded Countertops, Wood Floors
  • Levels Count: 3+
  • Room List: Bathroom 1
  • Basement: Yes
  • Basement Type: Interior Access, Unfinished
  • Total Sq Ft: 1104
  • Living Area Sq Ft: 1104
  • Price Per Sq Ft: 135.78
  • Above Grade Finished Sq Ft: 1104
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 2493

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Combination
  • Exterior Features: Outbuilding(s)
  • Roof: Metal
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Side Entry, Garage Door Opener, Additional Storage Area
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Detached Garage, Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Ceiling Fan(s)
  • Heating Fuel: Oil, Wood, Coal
  • Heating Type: Hot Water
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Community Septic Tank, Private Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139907558
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 101900.00
  • Land Assessed Value: 21800.00
  • Land Use Code: 008
  • Lot Size Acres: 1.82
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 79279.00
  • Outdoor Living Structures: Porch(es)
  • Property Condition: Very Good
  • Year Assessed: 2019
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15649664
  • Tax Annual Amount: 1219.00
  • Assessor Parcel Number: 1209001808
  • Tax Total Finished Sq Ft: 1104
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018
  • Close Date: 09/20/2019

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 23, 2019
Closed on
Sep 27, 2019
Sold by
Cessna Jeffrey T
Bought by
Bunner Frederick
Seller's Agent
Nina Beitzel
Railey Realty, Inc.
Buyer's Agent
Sheila Howell
Lake Homes Realty, LLC
List Price
$159,900
Sold Price
$144,500
Premium/Discount to List
-$15,400
-9.63%
Current Estimated Value
$207,236

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$62,736
Avg. Annual Appreciation
6.12%
Original Mortgage
$144,500
Outstanding Balance
$126,589
Interest Rate
3.5%
Mortgage Type
VA
Estimated Equity
$80,647

Purchase Details

Listed on
May 10, 2016
Closed on
Aug 2, 2016
Sold by
Wyer Adison M and Wyer Rachel A
Bought by
Cessna Jeffrey T
Seller's Agent
Rosalind Morris
Ability Real Estate Service
Buyer's Agent
Pam Terry
EXP Realty, LLC
List Price
$147,900
Sold Price
$135,000
Premium/Discount to List
-$12,900
-8.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.20%
Original Mortgage
$108,000
Interest Rate
3.41%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 25, 2012
Closed on
Sep 12, 2012
Sold by
Werner Donna M
Bought by
Wyer Adison M and Wyer Rachel M
Seller's Agent
Lynn Fike
The Goodfellow Agency
Buyer's Agent
Rosalind Morris
Ability Real Estate Service
List Price
$142,500
Sold Price
$127,000
Premium/Discount to List
-$15,500
-10.88%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.59%
Original Mortgage
$101,600
Interest Rate
2.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Sep 2, 1999
Sold by
Werner Nelson and Werner Verda
Bought by
Werner Donna M
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bunner Frederick $144,500 Atticus Title Services Llc
Cessna Jeffrey T $135,000 None Available
Wyer Adison M $127,000 None Available
Werner Donna M -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bunner Frederick $144,500
Previous Owner Cessna Jeffrey T $108,000
Previous Owner Wyer Adison M $101,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/20/2019 09/20/19 Sold $144,500 -3.6% $131 / Sq Ft
08/02/2019 08/02/19 Pending -- -- --
07/15/2019 07/15/19 Price Changed $149,900 -6.3% $136 / Sq Ft
05/23/2019 05/23/19 For Sale $159,900 +18.4% $145 / Sq Ft
08/02/2016 08/02/16 Sold $135,000 -5.5% $99 / Sq Ft View Prior Sale
06/19/2016 06/19/16 Pending -- -- --
06/08/2016 06/08/16 Price Changed $142,900 -3.4% $105 / Sq Ft
05/10/2016 05/10/16 For Sale $147,900 +16.5% $109 / Sq Ft
09/14/2012 09/14/12 Sold $127,000 -10.9% $93 / Sq Ft View Prior Sale
08/02/2012 08/02/12 Pending -- -- --
06/25/2012 06/25/12 For Sale $142,500 -- $105 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,734 $150,533 $0 $0
2024 $1,635 $137,400 $21,900 $115,500
2023 $1,581 $132,833 $0 $0
2022 $1,528 $128,267 $0 $0
2021 $1,475 $123,700 $21,800 $101,900
2020 $1,424 $119,367 $0 $0
2019 $1,312 $115,033 $0 $0
2018 $1,250 $110,700 $21,800 $88,900
2017 $1,244 $110,700 $0 $0
2016 -- $110,700 $0 $0
2015 -- $112,400 $0 $0
2014 -- $100,533 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA130582

Bright MLS

APN: 09-001808