NOT LISTED FOR SALE

25 Commerce St Schenectady, NY 12302

Estimated Value: $239,000 - $285,000

3 Beds
1 Bath
1,120 Sq Ft
$226/Sq Ft Est. Value

Last Sold January 15, 2021

Last sale price $183,000 $163 Per Sq Ft

Est. 38% increase in value since last sale

Current estimated payment $1,856/month

4 Days on Market

Highlights

  • Ranch Style House
  • Corner Lot
  • Patio
  • Wood Flooring
  • No HOA
  • Shed

About This Home

As of January 2021

Looking for move in ready? Look no further! This cute updated 3BR/1BA ranch sits on a spacious corner lot in a quiet area. Enjoy natural light in every direction while spending time in front of your fireplace amongst friends and family, or entertain on your back patio; the choice is yours. Spacious bedrooms, newer bathroom and kitchen....come see for yourself! 25 Commerce has beautiful hardwood floors, brand new carpet, newer appliances and a home warranty....all it needs is YOU! Excellent Condition

Last Agent to Sell the Property

Lorenzo Murray

Hunt ERA License #10301215323 Listed on: 10/30/2020

Hunt ERA

Last Buyer's Agent

Lori Danussi

Miranda Real Estate Group, Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,298

Year Built

  • Built in 1953

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 59.5 x 148
  • Landscaped
  • Corner Lot
  • Cleared Lot

Parking

  • 2 Car Garage
  • Carport
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Aluminum Siding
  • Asphalt

Interior Spaces

  • Paddle Fans
  • Living Room with Fireplace

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Patio
  • Shed

Schools

  • Scotia-Glenville High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 15 / 2
  • Assessor Parcel Number 422201 29.68-2-15

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,298

Year Built

Built in 1953

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1953
  • Directions: Rte 50 to Cuthbert St to right onto Commerce St.
  • Above Grade Finished Sq Ft: 1120.0
  • Architectural Style: Ranch
  • Fuel Cost Description Fuel Cost: $140/month
  • Lot Size Acres: 0.2
  • Lot Size: 59.5 x 148
  • New Construction: No
  • Parking Features Parking Total: 5.0
  • Possession Possession Legacy: @ closing
  • Full Bathroom Level: First
  • Sale Detail Seller Contribution: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Cooling:Central Air: Yes
  • Architectural Style:Ranch: Yes
  • Appliances Microwave: Yes
  • Flooring:Wood: Yes
  • Laundry Features:In Basement: Yes
  • Special Features: None

Interior Features

  • Flooring: Wood, Carpet
  • Basement: Full
  • Interior Amenities: High Speed Internet, Paddle Fan
  • Appliances: Dishwasher, Microwave, Oven, Range, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 800.0
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Living Area: 1120.0
  • Bedroom Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Kitchen Features:Working Only Kitchen: Yes
  • Full Basement: Yes
  • Fireplace Features:Living Room: Yes
  • Attic Features:Part: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes

Exterior Features

  • Roof: Asphalt
  • Construction Type: Aluminum Siding, Brick
  • Other Structures: Shed(s)
  • Patio And Porch Features: Patio
  • Waterfront: No
  • Lot Features:Corner Lot: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Landscaped: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Construction Materials:Brick: Yes
  • Lot Features:Cleared: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Off Street, Carport
  • Attached Garage: No
  • Total Parking Spaces: 5.0
  • Property Detail:Garage Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Parking Features:Carport: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Laundry Features: In Basement
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Scotia Glenville

Lot Info

  • Lot Features: Cleared, Corner Lot, Landscaped
  • Parcel #: 422201 29.68-2-15
  • Lot Size Sq Ft: 8712.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4298.0
  • Tax Block: 2
  • Tax Lot: 15
  • Tax Tract: 29.68

MLS Schools

  • HighSchool: Scotia-Glenville

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 30, 2020
Closed on
Jan 14, 2021
Sold by
August Amanda Gail and Mitchell Joseph
Bought by
Merritt Kyle
Seller's Agent
Lorenzo Murray
Hunt ERA
Buyer's Agent
Lori Danussi
Miranda Real Estate Group, Inc
List Price
$169,900
Sold Price
$183,000
Premium/Discount to List
$13,100
7.71%
Current Estimated Value
$253,427

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$70,427
Avg. Annual Appreciation
7.30%
Original Mortgage
$179,685
Outstanding Balance
$161,102
Interest Rate
2.71%
Mortgage Type
FHA
Estimated Equity
$92,325

Purchase Details

Listed on
Oct 30, 2020
Closed on
Jan 7, 2021
Sold by
Mitchell Joseph and Mitchell Amanda
Bought by
Merritt Kyle
Seller's Agent
Lorenzo Murray
Hunt ERA
Buyer's Agent
Lori Danussi
Miranda Real Estate Group, Inc
List Price
$169,900
Sold Price
$183,000
Premium/Discount to List
$13,100
7.71%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,685
Outstanding Balance
$161,102
Interest Rate
2.71%
Mortgage Type
FHA
Estimated Equity
$92,325

Purchase Details

Listed on
May 14, 2018
Closed on
Jun 29, 2018
Sold by
Sanders Robert R
Bought by
Mitchell Joseph and August Amanda Gail
Seller's Agent
Angela Cugini
Howard Hanna
Buyer's Agent
Daniel Lesage
Hunt ERA
List Price
$159,900
Sold Price
$150,000
Premium/Discount to List
-$9,900
-6.19%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.11%
Original Mortgage
$147,283
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Listed on
Sep 5, 2012
Closed on
Nov 19, 2012
Sold by
Gibbons Michael P
Bought by
Sanders Robert R
Seller's Agent
Paul Friello
Coldwell Banker Prime Properties
Buyer's Agent
Crystal Bruno
Gucciardo Real Estate LLC
List Price
$133,900
Sold Price
$135,150
Premium/Discount to List
$1,250
0.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.88%
Original Mortgage
$132,701
Interest Rate
3.25%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 8, 2006
Sold by
Hansen Richard D
Bought by
Gibbons Michael P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,050
Interest Rate
6.17%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Merritt Kyle $183,000 None Listed On Document
Merritt Kyle $183,000 None Available
Mitchell Joseph $150,000 None Available
Sanders Robert R $135,500 Chicago Title Insurance Co
Gibbons Michael P $124,500 Dean Riggi
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Merritt Kyle $179,685
Closed Merritt Kyle $179,685
Previous Owner Mitchell Joseph $147,283
Previous Owner Sanders Robert R $132,701
Previous Owner Gibbons Michael P $130,000
Previous Owner Gibbons Michael P $112,050
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/15/2021 01/15/21 Sold $183,000 +7.7% $163 / Sq Ft
10/30/2020 10/30/20 For Sale $169,900 +13.3% $152 / Sq Ft
06/29/2018 06/29/18 Sold $150,000 -6.2% $134 / Sq Ft
05/16/2018 05/16/18 Pending -- -- --
05/14/2018 05/14/18 For Sale $159,900 +18.3% $143 / Sq Ft
11/21/2012 11/21/12 Sold $135,150 +0.9% $121 / Sq Ft
10/05/2012 10/05/12 Pending -- -- --
09/05/2012 09/05/12 For Sale $133,900 -- $120 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,826 $117,600 $18,400 $99,200
2023 $5,826 $117,600 $18,400 $99,200
2022 $5,605 $117,600 $18,400 $99,200
2021 $5,518 $117,600 $18,400 $99,200
2020 $5,225 $117,600 $18,400 $99,200
2019 $1,546 $117,600 $18,400 $99,200
2018 $4,903 $117,600 $18,400 $99,200
2017 $4,747 $117,600 $18,400 $99,200
2016 $4,458 $117,600 $18,400 $99,200
2015 -- $117,600 $18,400 $99,200
2014 -- $117,600 $18,400 $99,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202031919

Global MLS

APN: 029-068-0002-015-000-0000