25 Cross St Saco, ME 04072
Downtown Saco NeighborhoodEstimated payment $3,644/month
Highlights
- The property is located in a historic district
- Federal Architecture
- Wood Flooring
- Saco Middle School Rated A-
- Property is near public transit
- Main Floor Bedroom
About This Home
Rare opportunity to own a legal 2-unit property on a desirable corner lot in the heart of Saco's historic district. The main home features 3 bedrooms, including a first-floor primary suite. Showcasing the charm and character of yesteryear, this home offers wide pine floors, beautiful built-ins, and stunning fireplaces, some have been converted with gas inserts. The second unit is a 1-bedroom apartment with its own private entrance and driveway on a separate street, providing excellent flexibility for rental income or multigenerational living. The 1-bedroom apartment has been rented out by the current owners to family & friends at below market rates. Lovingly maintained and thoughtfully updated with lots of mechanical improvements, the home blends historic character with everyday comfort. Outdoors, the landscaped grounds offer wonderful space for entertaining and relaxation. Located just a short stroll to shops, restaurants, and the Saco River, and only minutes to some of Maine's best beaches, this property combines convenience, history, and timeless appeal.
Open House Schedule
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Saturday, September 20, 202511:00 am to 1:00 pm9/20/2025 11:00:00 AM +00:009/20/2025 1:00:00 PM +00:00Add to Calendar
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $5,758
Year Built
- Built in 1828
Lot Details
- 10,454 Sq Ft Lot
- Landscaped
- Corner Lot
Parking
- 1 Car Direct Access Garage
- Driveway
Home Design
- Federal Architecture
- Post and Beam
- Brick Foundation
- Stone Foundation
- Wood Frame Construction
- Pitched Roof
- Shingle Roof
- Wood Siding
- Clap Board Siding
- Clapboard
Interior Spaces
- 2,744 Sq Ft Home
- 2-Story Property
- Screened Porch
- Laundry on upper level
- Attic
Flooring
- Wood
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- Main Floor Bedroom
- In-Law or Guest Suite
- Bathtub
- Shower Only
Unfinished Basement
- Interior Basement Entry
- Sump Pump
Location
- Property is near public transit
- The property is located in a historic district
- City Lot
Utilities
- No Cooling
- Forced Air Zoned Heating System
- Radiator
- Heating System Uses Natural Gas
- Heating System Uses Propane
- Pellet Stove burns compressed wood to generate heat
- Electric Water Heater
- Internet Available
- Cable TV Available
Community Details
- No Home Owners Association
- 2 Units
Listing and Financial Details
- Tax Block 122
- Assessor Parcel Number SACO-000038-000122
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,758 | $409,800 | $125,800 | $284,000 |
| 2023 | $6,045 | $409,800 | $125,800 | $284,000 |
| 2022 | $5,167 | $281,900 | $95,800 | $186,100 |
| 2021 | $5,001 | $264,900 | $88,600 | $176,300 |
| 2020 | $4,695 | $238,700 | $78,100 | $160,600 |
| 2019 | $4,626 | $238,700 | $78,100 | $160,600 |
| 2018 | $4,488 | $231,600 | $71,000 | $160,600 |
| 2017 | $4,450 | $229,600 | $71,000 | $158,600 |
| 2016 | $4,319 | $222,400 | $56,100 | $166,300 |
| 2015 | $4,230 | $220,100 | $56,100 | $164,000 |
| 2014 | $4,098 | $220,100 | $56,100 | $164,000 |
| 2013 | $4,089 | $220,100 | $56,100 | $164,000 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/18/2025 09/18/25 | Price Changed | $599,000 | -4.8% | $218 / Sq Ft |
| 09/17/2025 09/17/25 | For Sale | $629,000 | +151.6% | $229 / Sq Ft |
| 12/16/2016 12/16/16 | Sold | $250,000 | -5.7% | $91 / Sq Ft |
| 10/27/2016 10/27/16 | Pending | -- | -- | -- |
| 09/20/2016 09/20/16 | For Sale | $265,000 | -- | $97 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $314,618 | Credit Line Revolving | |
| Closed | $50,000 | Stand Alone Refi Refinance Of Original Loan | |
| Closed | $230,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $51,750 | Unknown |
Source: Maine Listings
MLS Number: 1637985
APN: SACO-000038-000122
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Listing data is derived in whole or in part from Maine Real Estate Information System, Inc. (d/b/a Maine Listings) and is for consumers' personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified.
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