$759,900

25 Silver Tree Ln Oakland, MD 21550

Estimated payment $4,732/month

Total Views 30,936
5 Beds
4 Baths
2,364 Sq Ft
$321 Price per Sq Ft

Highlights

  • Home fronts navigable water
  • Spa
  • Open Floorplan
  • Water Access
  • Lake View
  • Deck

About This Home

Beautiful lake access retreat located in the Silver Tree Landings community. This recently updated contemporary home feels warm and inviting from the moment you walk in (upgrade list available). Offering hardwood flooring, granite countertops, two stone propane fireplaces and cathedral ceilings. The abundance of windows allows the natural light to brighten any season, while offering views from almost every room. The covered and uncovered decks offer plenty of outdoor space to enjoy with family and friends during any season. If all this isn't enough, take a short walk down to the lake access area, where you can enjoy the lake and everything it offers. The location checks off one more box, just steps to Dutch's Restaurant & Harbor Bar, and minutes to Wisp Ski Resort. Call today to preview this gorgeous home!

Listing Agent

Betsy Spiker Holcomb

(301) 616-5022 betsy@deepcreeksales.com Taylor Made Deep Creek Vacations & Sales License #518606 Listed on: 03/10/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,425

Year Built

  • Built in 2004

Lot Details

  • 10,000 Sq Ft Lot
  • Home fronts navigable water
  • Cleared Lot
  • Property is in excellent condition
  • Property is zoned LR

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • Driveway

Property Views

  • Lake
  • Mountain

Home Design

  • Contemporary Architecture
  • Block Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 2,364 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Cathedral Ceiling
  • Fireplace With Glass Doors
  • Stone Fireplace
  • Wood Frame Window
  • Sliding Doors
  • Family Room
  • Living Room
  • Dining Room
  • Laundry on lower level
  • Finished Basement

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

Outdoor Features

  • Spa
  • Water Access
  • Property is near a lake
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Owned Propane
  • Electric Water Heater
  • Cable TV Available

Community Details

  • Association fees include road maintenance, snow removal
  • Silver Tree Landing Subdivision

Listing and Financial Details

  • Tax Lot 0013
  • Assessor Parcel Number 1218072734

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,425

Year Built

Built in 2004

Lot Details

0

HOA Fees

$100 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 2004
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Oven/Range - Electric, Refrigerator
  • Flooring Type: Ceramic Tile, Carpet, Hardwood
  • Interior Amenities: Carpet, Dining Area, Entry Level Bedroom, Floor Plan - Open, Wood Floors
  • Window Features: Wood Frame
  • Fireplace Features: Stone, Fireplace - Glass Doors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Dry Wall, Cathedral Ceilings
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Bedroom 1
  • Basement: Yes
  • Basement Type: Fully Finished
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2364
  • Living Area Sq Ft: 2364
  • Price Per Sq Ft: 321.45
  • Above Grade Finished Sq Ft: 2364
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 2
  • Lower Levels Bathrooms: 2.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Exterior Features: Hot Tub
  • Roof: Shingle
  • View: Lake, Mountain
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Paved Driveway
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Owned
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 1200.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Road Maintenance, Snow Removal
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Lot Features: Cleared
  • Lot Size Acres: 0.23
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10000.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Excellent
  • Zoning: LR
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 7425.00
  • Assessor Parcel Number: 1218072734
  • Tax Lot: 0013
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,605 $749,200 $180,000 $569,200
2024 $8,442 $635,700 $0 $0
2023 $6,987 $522,200 $0 $0
2022 $5,509 $408,700 $86,700 $322,000
2021 $5,459 $401,967 $0 $0
2020 $5,367 $395,233 $0 $0
2019 $5,276 $388,500 $86,700 $301,800
2018 $4,912 $380,233 $0 $0
2017 $5,148 $388,500 $0 $0
2016 -- $363,700 $0 $0
2015 -- $363,700 $0 $0
2014 -- $363,700 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/16/2025 10/16/25 Price Changed $759,900 -1.0% $321 / Sq Ft
09/07/2025 09/07/25 Price Changed $767,500 -1.0% $325 / Sq Ft
05/23/2025 05/23/25 Price Changed $775,000 -1.9% $328 / Sq Ft
04/23/2025 04/23/25 Price Changed $789,999 -1.1% $334 / Sq Ft
03/20/2025 03/20/25 Price Changed $799,000 -2.4% $338 / Sq Ft
03/10/2025 03/10/25 For Sale $819,000 +9.2% $346 / Sq Ft
07/14/2022 07/14/22 Sold $749,999 0.0% $317 / Sq Ft View Prior Sale
06/08/2022 06/08/22 Pending -- -- --
05/15/2022 05/15/22 For Sale $749,999 +78.6% $317 / Sq Ft
07/11/2016 07/11/16 Sold $420,000 -1.2% $178 / Sq Ft View Prior Sale
05/31/2016 05/31/16 Pending -- -- --
04/24/2015 04/24/15 Price Changed $425,000 -2.3% $180 / Sq Ft
11/03/2014 11/03/14 For Sale $435,000 -- $184 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $749,999 Collins David R
Deed $420,000 Attorney
Deed $382,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $562,499 New Conventional
Previous Owner $42,000 Stand Alone Second
Previous Owner $336,000 New Conventional
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDGA2009038

Bright MLS

APN: 18-072734