$395,000
SOLD JUL 14, 2025

2504 Lundy Rd Palatka, FL 32177

3 Beds
2.5 Baths
2,502 Sq Ft
0.47 Acres

Recently Sold

$158 Per Sq Ft

7% Below List Price

129 Days on Market

Highlights

  • All Bedrooms Downstairs
  • Bonus Room
  • Partially Fenced Property
  • Wood Flooring
  • Central Heating and Cooling System
  • Patio Home

About This Home

As of July 2025

Charming 3-Bedroom Home with Bonus Room on a Beautiful Wooded Lot – Prime Palatka Location! Welcome to this stunning 3-bedroom, 3-bathroom home with a versatile bonus room, nestled on a gorgeous wooded lot that provides both shade and privacy. This two-story home offers a primary suite on the main floor, while two additional bedrooms and the spacious bonus room are upstairs—perfect for guests, a home office, or a playroom. The kitchen features a breakfast bar and nook, perfect for casual meals, while the formal dining room offers an elegant space for hosting family and friends. The large family room is perfect for gatherings, offering ample space for relaxation and entertaining. Outdoor living is a dream with the expansive screened-in back porch, perfect for enjoying the peaceful surroundings. The home also features a two-car attached garage plus a detached 20x20 one-car garage, providing ample space for storage, a workshop, or hobby space. With its long and wide driveway, there’s plenty of room for parking and easy access. Located in the heart of Palatka, this home is just minutes from the St. Johns River, offering endless opportunities for boating, fishing, and waterfront dining. Enjoy nearby Palatka Golf Club, a historic and scenic course for golf enthusiasts, or take a quick drive to downtown Palatka, where you'll find charming shops, local restaurants, and community events. This home combines comfort, convenience, and a fantastic location—schedule your showing today! All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.

Last Agent to Sell the Property

DJ DellaSala

DJ & Lindsey Real Estate Listed on: 02/14/2025

Co-Listed By

Gage King

DJ & Lindsey Real Estate

Last Buyer's Agent

Melanie Dean

Berkshire Hathaway Homeservices Florida Network Realty

Berkshire Hathaway Homeservices Florida Network Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,099

Year Built

  • Built in 2003

Lot Details

  • 0.47 Acre Lot
  • Partially Fenced Property
  • Irrigation
  • Property is zoned R-1A

Parking

  • 3 Car Garage

Home Design

  • Patio Home
  • Slab Foundation
  • Frame Construction
  • Metal Roof

Interior Spaces

  • 2,502 Sq Ft Home
  • 2-Story Property
  • Bonus Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • All Bedrooms Down
  • Primary Bathroom includes a Walk-In Shower

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 13-10-26-8981-0000-0040

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,099

Year Built

Built in 2003

Lot Details

0

Listing Details

  • Acreage: 1/4 To 1/2 Acre
  • Additional Marketing: Yes
  • Class: Residential
  • Closing Price Per Sq Ft: 157.87
  • Construction: Frame, Cement Siding
  • Entry Level2: Ground Level
  • Extras: Bedroom Downstairs, Partial Fence, Irrigation System/Well
  • Heat: Central, Electric
  • Legal Description: THE FAIRWAYS MB6 P65 LOT 4
  • Lvt Date: 02/14/2025
  • Personal Property: Dishwasher, Microwave, Range, Refrigerator
  • Public Comments: Yes
  • Stories In Building: 2
  • Style: 2 Story, Patio Home
  • Type Of Property: Single Family Residence
  • Waste: Sewer
  • Year Built: 2003
  • Addnl Marketing Remarks: With its long and wide driveway, there’s plenty of room for parking and easy access. Located in the heart of Palatka, this home is just minutes from the St. Johns River, offering endless opportunities for boating, fishing, and waterfront dining. Enjoy nearby Palatka Golf Club, a historic and scenic course for golf enthusiasts, or take a quick drive to downtown Palatka, where you'll find charming shops, local restaurants, and community events. This home combines comfort, convenience, and a fantastic location—schedule your showing today! All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
  • Marketing For Public Vw: Charming 3-Bedroom Home with Bonus Room on a Beautiful Wooded Lot – Prime Palatka Location! Welcome to this stunning 3-bedroom, 3-bathroom home with a versatile bonus room, nestled on a gorgeous wooded lot that provides both shade and privacy. This two-story home offers a primary suite on the main floor, while two additional bedrooms and the spacious bonus room are upstairs—perfect for guests, a home office, or a playroom. The kitchen features a breakfast bar and nook, perfect for casual meals, while the formal dining room offers an elegant space for hosting family and friends. The large family room is perfect for gatherings, offering ample space for relaxation and entertaining. Outdoor living is a dream with the expansive screened-in back porch, perfect for enjoying the peaceful surroundings. The home also features a two-car attached garage plus a detached 20x20 one-car garage, providing ample space for storage, a workshop, or hobby space.
  • Subdivision Condo: The Fairway
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Primary Bathroom: Shower Only
  • Additional Room: Bonus Room
  • Bathrooms: 2
  • Bedrooms: 3
  • Entry Level: Ground Level
  • Flooring: Carpet, Tile, Wood
  • Half Bathrooms: 1
  • Living Sq Ft: 2502
  • Master Bedroom: On Level: 1
  • Price Per Sq Ft: 157.87

Exterior Features

  • Roof: Metal
  • Stories: 2
  • Substructure: Slab

Garage/Parking

  • Parking Facilities: 3 Car Garage

Utilities

  • Air Conditioner: Central, Electric
  • Water: City

Lot Info

  • Acres: 0.47
  • Lot Size: 20473
  • Zoning: R-1A
  • Geo Subdivision: FL

Tax Info

  • Assessor Parcel Number: 13-10-26-8981-0000-0040
  • Taxes: 9099
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 14, 2025
Closed on
Jul 19, 2025
Sold by
Carreras Dillon Matthew and Carreras Baleigh Nicole
Bought by
Holley Paul L
Seller's Agent
DJ DellaSala
DJ & Lindsey Real Estate
Buyer's Agent
Melanie Dean
Berkshire Hathaway Homeservices Florida Network Realty
List Price
$425,000
Sold Price
$395,000
Premium/Discount to List
-$30,000
-7.06%
Views
117

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.99%

Purchase Details

Listed on
Jan 11, 2021
Closed on
Apr 2, 2021
Sold by
Keith Grace
Bought by
Carreras Dillon Matthew and Carreras Baleigh Nicole
Seller's Agent
DEBORAH CRAGGS
REMAX LEADING EDGE
Buyer's Agent
Debby Craggs
VISTA COLLECTIVE REAL ESTATE
List Price
$309,900
Sold Price
$319,500
Premium/Discount to List
$9,600
3.1%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.09%
Original Mortgage
$313,712
Interest Rate
3%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 9, 2020
Sold by
Keith Grace C
Bought by
Keith Brian E and Keith Kevin H

Purchase Details

Closed on
Dec 13, 2006
Sold by
Woodworth Ray and Woodworth Jayne
Bought by
Keith Richard J and Keith Grace

Purchase Details

Closed on
Jun 11, 2002
Sold by
Bates Ben and Spalding Marc G
Bought by
Woodworth Ray and Woodworth Jayne
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $395,000 None Listed On Document
Warranty Deed $319,500 Action Ttl Svcs Of St Johns
Warranty Deed $100 Shoemaker Law Pllc
Warranty Deed $385,000 Associated Land Title Group
Warranty Deed $25,000 Gullett Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $313,712 FHA
Previous Owner $320,000 Credit Line Revolving
Previous Owner $100,000 Credit Line Revolving
Previous Owner $62,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/14/2025 07/14/25 Sold $395,000 -1.3% $158 / Sq Ft
06/20/2025 06/20/25 Price Changed $400,000 -5.9% $160 / Sq Ft
02/14/2025 02/14/25 For Sale $425,000 +33.0% $170 / Sq Ft
12/17/2023 12/17/23 Off Market $319,500 -- --
04/07/2021 04/07/21 Sold $319,500 +3.1% $111 / Sq Ft
03/08/2021 03/08/21 Pending -- -- --
01/11/2021 01/11/21 For Sale $309,900 -- $108 / Sq Ft
Source: St. Augustine and St. Johns County Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,812 $403,420 $22,500 $380,920
2023 $9,099 $389,950 $22,500 $367,450
2022 $7,948 $329,370 $20,000 $309,370
2021 $3,651 $176,030 $0 $0
2020 $3,581 $173,600 $0 $0
2019 $3,479 $169,700 $157,650 $12,050
2018 $3,430 $166,540 $160,480 $6,060
2017 $3,376 $163,120 $157,060 $6,060
2016 $3,265 $159,770 $0 $0
2015 $2,810 $158,660 $0 $0
2014 $3,066 $157,401 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: St. Augustine and St. Johns County Board of REALTORS®

MLS Number: 250936

St. Augustine and St. Johns County Board of REALTORS®

APN: 13-10-26-8981-0000-0040