NOT LISTED FOR SALE

2504 S Banker St Effingham, IL 62401

Estimated Value: $204,000 - $257,000

3 Beds
2 Baths
2,102 Sq Ft
$110/Sq Ft Est. Value

Last Sold April 30, 2021

Last sale price $165,000 $78 Per Sq Ft

Est. 40% increase in value since last sale

Current estimated payment $1,551/month

3 Days on Market

Highlights

  • Attic
  • Front Porch
  • Patio
  • Workshop
  • 1 Car Attached Garage
  • En-Suite Primary Bedroom

About This Home

As of April 2021

Move-In Ready! Recently remodeled 3 bed/2 bath home on a full basement. The kitchen has brand new cabinetry, a Subway tile backsplash, ceramic tile flooring, and new light fixtures. Recently refinished hardwood floors in the living room and hallway. All new light fixtures throughout! Brand new master bathroom with new tub, vanity, and ceramic tile floors. Large bedrooms with hardwood floors and new ceiling fans. TONS of storage! 2 built-in cabinets in the hallway, a built-in cabinet in the main bath, and built-in cabinetry in the basement... PLUS a staircase to the attic! Newly finished basement with Luxury Vinyl Tile flooring and new light fixtures. The outside features a concrete patio and a 18X11 outbuilding with electric for a workshop or more storage space! All of this on a .95 acre lot IN TOWN! Call your realtor today!! **Owner is a licensed real estate agent**

Last Agent to Sell the Property

Kelly Butts

KB Appraisals & Realty License #471020595 Listed on: 03/16/2021

Last Buyer's Agent

Julie Willingham

Premier Realtors License #471018711

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,247

Year Built

  • Built in 1959

Lot Details

  • 0.95 Acre Lot

Parking

  • 1 Car Attached Garage

Home Design

  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Workshop
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Fire and Smoke Detector
  • No Kitchen Appliances
  • Attic

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms

Outdoor Features

  • Patio
  • Outbuilding
  • Front Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0311032020

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,247

Year Built

Built in 1959

Lot Details

0

Parking

1

Listing Details

  • Above Grade Finished Sq Ft: 1162.0
  • Directions: South on Banker. East side of the road. 3 houses South of Dan Hecht's. On the edge of B & B Subdivision.
  • Lot Size Acres: 0.95
  • Lot Size: 150 x 300 - 3750 ROW
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Surface Type: Concrete, Gravel
  • Building Stories: 1
  • Year Built: 1959
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Gas Water Heater, None
  • Has Basement: Finished, Unfinished, Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 940.0
  • Interior Amenities: Attic, Bath in Master Bedroom, Main Level Master, Pantry
  • Fireplace: No
  • Stories: 1
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Other, Vinyl Siding
  • Exterior Features: Workshop
  • Roof: Shingle
  • Waterfront: No
  • Foundation Details: Basement
  • Other Structures: Outbuilding
  • Patio And Porch Features: Front Porch, Patio

Garage/Parking

  • Garage Spaces: 1.0
  • Attached Garage: Yes
  • Parking Features: Attached, Garage

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Gas
  • Water Source: Public
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Schools

  • Junior High Dist: Effingham Dist. 40

Lot Info

  • Lot Size Sq Ft: 41382.0
  • Parcel #: 0311032020
  • Zoning: RES
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2019
  • Tax Annual Amount: 2247.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 16, 2021
Closed on
Apr 30, 2021
Sold by
Schuette Timothy D and Butts Kelly J
Bought by
Wagner Dyrel D
Seller's Agent
Kelly Butts
KB Appraisals & Realty
Buyer's Agent
Julie Willingham
Premier Realtors
List Price
$168,500
Sold Price
$165,000
Premium/Discount to List
-$3,500
-2.08%
Current Estimated Value
$231,358

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$66,358
Avg. Annual Appreciation
7.84%
Original Mortgage
$168,795
Outstanding Balance
$152,731
Interest Rate
3%
Mortgage Type
VA
Estimated Equity
$78,627

Purchase Details

Closed on
Jan 12, 2021
Sold by
Koester John F and Koester Marcella K
Bought by
Butts Kelly J and Schuette Timothy D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,825
Interest Rate
2.7%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Jun 25, 2016
Sold by
Schlager Sandra K and Apke Thomas L
Bought by
Koester John F and Koester Marcella K
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wagner Dyrel D $165,000 Attorneys Ttl Guaranty Fund
Butts Kelly J $102,500 Attorneys Ttl Guaranty Fund
Koester John F $85,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wagner Dyrel D $168,795
Previous Owner Butts Kelly J $105,825
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/30/2021 04/30/21 Sold $165,000 -2.1% $78 / Sq Ft
03/20/2021 03/20/21 Pending -- -- --
03/16/2021 03/16/21 For Sale $168,500 -- $80 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,932 $64,200 $24,730 $39,470
2023 $3,565 $58,360 $22,480 $35,880
2022 $3,318 $53,540 $20,620 $32,920
2021 $3,845 $53,010 $20,420 $32,590
2020 $2,290 $31,250 $19,840 $11,410
2019 $2,247 $30,940 $19,640 $11,300
2018 $2,174 $29,750 $18,880 $10,870
2017 $2,137 $29,170 $18,510 $10,660
2016 $2,092 $28,320 $17,970 $10,350
2015 -- $38,870 $17,450 $21,420
2014 -- $37,760 $16,960 $20,800
2013 -- $37,020 $16,630 $20,390
2012 -- $36,470 $16,380 $20,090
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6210294

APN: 0311032020