$850,000
PENDING PRE-FORECLOSURE The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.

2505 Whispering Palms Loop Chula Vista, CA 91915

Eastlake Neighborhood

Estimated payment $5,991/month

Total Views 1,537
3 Beds
3 Baths
2,236 Sq Ft
$380 Price per Sq Ft

Highlights

  • In Ground Pool
  • 94,956 Sq Ft lot
  • Private Yard
  • Eastlake Middle School Rated A-
  • Clubhouse
  • Neighborhood Views

About This Home

Welcome to 2505 Whispering Palms Loop, a spacious 3-bedroom, 2-bathroom home offering 2,236 square feet of comfortable living space in a desirable Chula Vista community. Designed for both everyday living and entertaining, this home features an inviting open-concept layout with generous living areas, abundant natural light, and plenty of space to gather with family and friends. The well-appointed kitchen provides ample cabinetry and counter space and flows seamlessly into the main living areas, creating an ideal setting for entertaining or casual family meals. The generously sized bedrooms offer comfortable accommodations, while the primary suite provides a private retreat with an en-suite bathroom. Step outside to your own private backyard oasis featuring a sparkling pool—perfect for cooling off during warm San Diego days, hosting summer gatherings, or simply relaxing at home. The outdoor space offers the potential to create your ideal entertaining area, with plenty of room for lounge seating, dining, and enjoying the Southern California lifestyle. Additional highlights include a convenient 2-car garage, ample storage, and a desirable low-maintenance community lifestyle. The HOA is just $343 per month, offering an attractive combination of community amenities and affordability. Located in Chula Vista with convenient access to shopping, dining, parks, schools, major roadways, and everything the South Bay has to offer, this home delivers the space, privacy, and amenities you've been looking for. With 2,236 square feet, a private pool, 2-car garage, and low HOA dues, 2505

Listing Agent

Mackenzie Black

TXR Homes, Inc. License #02004975 Listed on: 08/19/2026

Co-Listing Agent

Seth Boisvert

TXR Homes, Inc. License #02020958

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1994

Lot Details

  • Property is Fully Fenced
  • Private Yard

HOA Fees

  • $343 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Entry on the 1st floor
  • Clay Roof
  • Stucco

Interior Spaces

  • 3 Bedrooms
  • 2,236 Sq Ft Home
  • 2-Story Property
  • Living Room with Fireplace
  • Neighborhood Views

Kitchen

  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Disposal

Laundry

  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Pool Equipment or Cover

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Short Sale

Community Details

Overview

  • Association fees include common area maintenance, exterior (landscaping), limited insurance, roof maintenance, clubhouse paid
  • 2 Units
  • Master's Collection Association
  • Master's Collection Community Community
  • Chula Vista Subdivision

Amenities

  • Clubhouse

Recreation

  • Ping Pong Table
  • Community Playground
  • Community Pool

Pet Policy

  • Pets allowed on a case-by-case basis

Property Details

Home Type

Condominium

Year Built

Built in 1994

Lot Details

2.18 Acres

HOA Fees

$343 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Stories: 2
  • Year Built: 1994
  • Unit Levels: 2 Story
  • Property Sub Type: Condominium
  • Association Fees: 343.0
  • Association Fee Frequency: Monthly
  • Association Fee Inclusions: Common Area Maintenance, Exterior (Landscaping), Limited Insurance, Roof Maintenance, Clubhouse Paid
  • Co List Office Mls Id: 992082
  • Co List Office Mls Id: 992082
  • Subdivision Name: CHULA VISTA
  • Directions: GPS
  • BuildingName: Master's Collection Community
  • Entry Level: 1
  • Living Area: 2236.0
  • FeedTypes: IDX
  • RFModificationTimestamp: 2026-08-25T19:11:16Z
  • ADU_YesNo: No
  • AgeRestrictions: N/K
  • Elevator: No
  • ExclusiveUseYard: Yes
  • FullAddress: 2505 Whispering Palms Loop
  • Ownership: Fee Simple
  • ShortSale: Yes
  • Special Features: VirtualTour

Interior Features

  • Total Bedrooms: 3
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Pool/Spa/Equipment, Refrigerator, Washer, Freezer, Ice Maker, Counter Top
  • Fireplace Features: FP in Living Room
  • Fireplaces: 1

Exterior Features

  • Fencing: Full
  • Roof: Tile/Clay
  • View: Neighborhood
  • Pool Features: Below Ground, Private
  • Construction Type: Stucco

Garage/Parking

  • Garaged Spaces: 2.0
  • Parking Features: Attached
  • Total Parking Spaces: 4.0
  • SDMLS_ParkingNonGaraged: 2.0

Utilities

  • Cooling: Central Forced Air
  • Heating: Forced Air Unit
  • Sewer: Sewer Connected
  • Laundry Features: Gas & Electric Dryer HU
  • Water Source: Meter on Property
  • HeatSource: Natural Gas

Condo/Co-op/Association

  • Association Amenities: Club House, Paddle Tennis, Playground, Pool
  • Association Name: Master's Collection
  • Pets Allowed: Allowed w/Restrictions

Lot Info

  • Lot Size Sq Ft: 94956.0

Multi Family

  • Number Of Units Total: 2

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $10,185 $880,801 $620,806 $259,995
2025 $10,185 $863,532 $608,634 $254,898
2024 $9,826 $846,600 $596,700 $249,900
2023 $3,977 $345,045 $105,468 $239,577
2022 $3,865 $338,280 $103,400 $234,880
2021 $3,772 $331,648 $101,373 $230,275
2020 $3,685 $328,248 $100,334 $227,914
2019 $3,586 $321,813 $98,367 $223,446
2018 $4,922 $315,504 $96,439 $219,065
2017 $12 $309,319 $94,549 $214,770
2016 $4,696 $303,255 $92,696 $210,559
2015 $4,620 $298,701 $91,304 $207,397
2014 $5,023 $292,851 $89,516 $203,335
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/24/2026 08/24/26 Pending -- -- --
08/19/2026 08/19/26 For Sale $850,000 +2.4% $380 / Sq Ft
05/08/2023 05/08/23 Sold $830,000 -1.2% $371 / Sq Ft View Prior Sale
03/30/2023 03/30/23 Pending -- -- --
03/30/2023 03/30/23 Price Changed $840,000 +0.6% $376 / Sq Ft
03/25/2023 03/25/23 For Sale $835,000 -- $373 / Sq Ft
Source: San Diego MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Grant Deed $830,000 First American Title
Interfamily Deed Transfer -- United Title Company
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- Orange Coast
Interfamily Deed Transfer -- Security Union Title
Interfamily Deed Transfer -- Security Union Title
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- Fidelity Title
Interfamily Deed Transfer -- United Title Company
Grant Deed $229,000 Commonwealth Land Title Co
Grant Deed $185,000 First American Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $23,831 FHA
Open $814,966 FHA
Previous Owner $91,500 New Conventional
Previous Owner $457,500 Unknown
Previous Owner $180,000 Credit Line Revolving
Previous Owner $100,000 New Conventional
Previous Owner $50,000 New Conventional
Previous Owner $328,000 Negative Amortization
Previous Owner $69,800 Credit Line Revolving
Previous Owner $248,000 Purchase Money Mortgage
Previous Owner $77,000 Stand Alone Second
Previous Owner $183,200 Purchase Money Mortgage
Previous Owner $22,500 Unknown
Previous Owner $184,450 VA
Source: Public Records

Source: San Diego MLS

MLS Number: 260020346

San Diego MLS

APN: 595-321-50-25

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