NOT LISTED FOR SALE

2506 Pepper Dr Navarre, FL 32566

Estimated Value: $371,000 - $410,000

3 Beds
2 Baths
1,590 Sq Ft
$241/Sq Ft Est. Value

Last Sold January 15, 2025

Last sale price $380,000 $239 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,277/month

42 Days on Market

Highlights

  • Community Boat Launch
  • Greenhouse
  • Craftsman Architecture
  • West Navarre Intermediate School Rated A-
  • Primary Bedroom Suite
  • Vaulted Ceiling

About This Home

As of January 2025

Beautifully renovated Holley by the Sea home seeking new owners. This home has been lovingly maintained and updated by it's current owners in all ways big and small. From a new roof to new flooring there's nothing left to do but move in! 2506 Pepper Dr sits on a tranquil side street surrounded by HOA owned land to protect your future privacy. The cleared backyard is perfect for outdoor lovers as it includes a play set, yard storage, dog run/garden space, and screened in porch. The inside features an open living floor plan bathed in natural lighting. Flooring, lighting, blinds, and window treatments have all been updated to give the space a modern and inviting feel. The split bedroom floor plan gives everyone their own privacy. The roof was updated in 2024, water heater in 2023, and the HVAC unit in 2018. The neighborhood amenities in Holley by the Sea include 3 pools, tennis & pickle ball courts, basketball & fitness center. Set your appointment today to see this move-in ready stunner!

Last Agent to Sell the Property

Cora Rasmussen

Realty ONE Group Emerald Coast License #3494056 Listed on: 11/01/2024

Realty ONE Group Emerald Coast

Co-Listed By

Jacqueline Luberto

Realty ONE Group Emerald Coast License #3358891

Last Buyer's Agent

Test Test

ECN - Unknown Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,223

Year Built

  • Built in 2005

Lot Details

  • Lot Dimensions are 100 x 200
  • Property fronts a county road
  • Back Yard Fenced
  • Interior Lot
  • Level Lot
  • Sprinkler System
  • Cleared Lot
  • Lawn Pump

HOA Fees

  • $47 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Craftsman Architecture
  • Brick Exterior Construction
  • Dimensional Roof
  • Composition Shingle Roof
  • Vinyl Siding
  • Vinyl Trim

Interior Spaces

  • 1,590 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace
  • Double Pane Windows
  • Living Room
  • Dining Area

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Induction Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Outdoor Features

  • Greenhouse
  • Shed
  • Built-In Barbecue

Schools

  • West Navarre Elementary School
  • Woodlawn Beach Middle School
  • Navarre High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 18-2S-26-1920-20900-0050

Community Details

Overview

  • Association fees include master, recreational faclty
  • Holley By The Sea Subdivision

Amenities

  • Picnic Area

Recreation

  • Community Boat Launch
  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,223

Year Built

Built in 2005

Lot Details

0.44 Acres

HOA Fees

$47 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 100 x 200
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Co List Office Mls Id: EROG
  • Co List Office Phone: 850-842-3211
  • Subdivision Name: HOLLEY BY THE SEA
  • Directions: From HWY 98, travel north on Coral Dr (HBTS East Entrance). At the end of Coral St. turn right, then left on Pepper Dr. Property is on the right.
  • Architectural Style: Craftsman Style
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2005
  • Remarks Misc:Remarks: Beautifully renovated Holley by the Sea home seeking new owners. This home has been lovingly maintained and updated by it's current owners in all ways big and small. From a new roof to new flooring there's nothing left to do but move in! 2506 Pepper Dr sits on a tranquil side street surrounded by HOA owned land to protect your future privacy. The cleared backyard is perfect for outdoor lovers as it includes a play set, yard storage, dog run/garden space, and screened in porch. The inside features an open living floor plan bathed in natural lighting. Flooring, lighting, blinds, and window treatments have all been updated to give the space a modern and inviting feel. The split bedroom floor plan gives everyone their own privacy. The roof was updated in 2024, water heater in 2023, and the
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Dining Area: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Microwave, Oven Self Cleaning, Refrigerator, Smooth Stovetop Rnge, Stove/Oven Electric
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Ceiling Vaulted, Fireplace, Floor Tile, Floor Vinyl, Kitchen Island, Pantry, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Lot Features: Cleared, Interior, Level
  • Pool Features: Pool Type
  • Construction Type: Brick, Roof Dimensional Shg, Vinyl Siding, Slab, Trim Vinyl
  • Exterior Features: BBQ Pit/Grill, Fenced Back Yard, Fenced Privacy, Greenhouse, Lawn Pump, Sprinkler System, Yard Building
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Cleared: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • ConstructionSiding:Brick: Yes
  • Exterior:BBQ PitGrill: Yes
  • Exterior:Greenhouse: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Electric, Public Sewer, Public Water

Condo/Co-op/Association

  • Community Features: Boat Launch, Exercise Room, Picnic Area, Pool, Tennis
  • Association #2 Fee: 565.5
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Master Association, Recreational Faclty

Schools

  • Elementary School: West Navarre
  • High School: Navarre
  • Middle Or Junior School: Woodlawn Beach

Lot Info

  • Parcel #: 18-2S-26-1920-20900-0050
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3223.48
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 5, 2025
Sold by
Schutz James R
Bought by
James And Marcia Revoacble Trust and Schutz
Current Estimated Value
$383,317

Purchase Details

Listed on
Nov 1, 2024
Closed on
Jan 9, 2025
Sold by
Culbertson Ryan W and Culbertson Myra L
Bought by
Schutz James R
Seller's Agent
Cora Rasmussen
Realty ONE Group Emerald Coast
Buyer's Agent
Test Test
ECN - Unknown Office
List Price
$400,000
Sold Price
$380,000
Premium/Discount to List
-$20,000
-5%
Views
15

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.76%

Purchase Details

Listed on
Sep 20, 2019
Closed on
Nov 1, 2019
Sold by
Siatkowski Gerard Z and Ramsey Erin A
Bought by
Culbertson Ryan W and Culbertson Myra L
Seller's Agent
AMY BURGDOFF
Emerald Coast Real Estate Store LLC
Buyer's Agent
Jacqueline Luberto
Century 21 AllPoints Realty
List Price
$228,000
Sold Price
$228,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.30%
Original Mortgage
$232,902
Interest Rate
3.7%
Mortgage Type
VA

Purchase Details

Listed on
Jan 16, 2016
Closed on
Mar 11, 2016
Sold by
Debusk Evan Marshall and Lekeux Anne Sophie
Bought by
Siatkowski Gerard Z and Ramsey Erin A
Seller's Agent
Elizabeth Spencer
Navarre Beach Realty, Inc.
Buyer's Agent
Non Member Agent (NABOR)
Non Member Office (NABOR)
List Price
$195,000
Sold Price
$191,000
Premium/Discount to List
-$4,000
-2.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.98%
Original Mortgage
$181,450
Interest Rate
3.72%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 8, 2012
Sold by
The Bank Of New York Mellon Trust Compan
Bought by
Debusk Evan Marshall and Lekeux Anne Sophie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,841
Interest Rate
4%
Mortgage Type
VA

Purchase Details

Closed on
Dec 30, 2011
Sold by
Federal Deposit Insurance Corporation
Bought by
The Bank Of New York Mellon Trust Compan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,841
Interest Rate
4%
Mortgage Type
VA

Purchase Details

Closed on
Jun 1, 2010
Sold by
Gfb Properties Llc and Blake Gerald
Bought by
First National Bank Of Florida

Purchase Details

Closed on
Oct 17, 2005
Sold by
Bay Pointe Homes Corp
Bought by
Gfb Properties Llc

Purchase Details

Closed on
Mar 2, 2004
Sold by
Southeast Community Properties Llc
Bought by
Bay Pointe Homes Corp

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,000
Interest Rate
5.68%
Mortgage Type
Construction

Purchase Details

Closed on
Jan 23, 1998
Sold by
Se Community Properties Inc
Bought by
Wood Ronnie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$12,150
Interest Rate
6.96%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
James And Marcia Revoacble Trust $100 None Listed On Document
Schutz James R $380,000 Pure Title
Schutz James R $380,000 Pure Title
Culbertson Ryan W $228,000 Reliable Land Title Corp
Siatkowski Gerard Z $191,000 Reliable Land Title Corp
Debusk Evan Marshall $149,700 Attorney
The Bank Of New York Mellon Trust Compan -- None Available
First National Bank Of Florida -- None Available
Gfb Properties Llc $247,900 --
Bay Pointe Homes Corp $5,000 --
Wood Ronnie $13,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Culbertson Ryan W $232,902
Previous Owner Siatkowski Gerard Z $181,450
Previous Owner Debusk Evan Marshall $152,841
Previous Owner Bay Pointe Homes Corp $119,000
Previous Owner Wood Ronnie $12,150
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/15/2025 01/15/25 Sold $380,000 -5.0% $239 / Sq Ft
12/13/2024 12/13/24 Pending -- -- --
11/29/2024 11/29/24 Off Market $400,000 -- --
11/01/2024 11/01/24 For Sale $400,000 +75.4% $252 / Sq Ft
11/01/2019 11/01/19 Sold $228,000 0.0% $143 / Sq Ft View Prior Sale
09/20/2019 09/20/19 Pending -- -- --
09/20/2019 09/20/19 For Sale $228,000 +19.4% $143 / Sq Ft
03/11/2016 03/11/16 Sold $191,000 -2.1% $120 / Sq Ft View Prior Sale
01/30/2016 01/30/16 Pending -- -- --
01/16/2016 01/16/16 For Sale $195,000 -- $123 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,082 $303,536 -- --
2024 $3,223 $294,982 $75,000 $219,982
2023 $3,223 $283,216 $65,000 $218,216
2022 $2,974 $259,031 $50,000 $209,031
2021 $2,667 $214,357 $45,000 $169,357
2020 $2,424 $188,137 $0 $0
2019 $1,725 $167,813 $0 $0
2018 $1,730 $164,684 $0 $0
2017 $1,726 $161,297 $0 $0
2016 $1,397 $144,064 $0 $0
2015 $1,405 $141,573 $0 $0
2014 $1,417 $140,449 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 962252

Emerald Coast Association of REALTORS®

APN: 18-2S-26-1920-20900-0050

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