$670,000
SOLD DEC 27, 2024

2506 Underwood Ln Adamstown, MD 21710

3 Beds
3 Baths
3,858 Sq Ft
0.5 Acres

Recently Sold

$174 Per Sq Ft

2% Above List Price

15 Days on Market

Highlights

  • View of Trees or Woods
  • Open Floorplan
  • Rambler Architecture
  • 0.5 Acre Lot
  • Deck
  • Wood Flooring

About This Home

As of December 2024

Welcome Home to 2506 Underwood Lane!

Rarely available main level living in the desirable Saddle Ridge neighborhood! This meticulously maintained home offers spacious open living space with plenty of natural light throughout. Featuring bump-outs on each level, an open floor plan, and an oversized garage with extra storage, this home is designed for both comfort and convenience.
As you approach, you'll immediately notice the tranquil, peaceful atmosphere of the neighborhood and the expansive, beautifully landscaped lot.

Main Level:
Step inside to find glowing hardwood floors and an inviting, airy ambiance. The dining room provides an ideal space for casual meals or entertaining family and friends. The living room, with its cozy gas fireplace, is perfect for relaxing after a long day.
The expansive kitchen, designed by the current owners, is a true chef’s delight, offering abundant counter space, ample cabinetry, and a breakfast nook with plenty of room for a table. The kitchen seamlessly flows out to a large rear deck, ideal for both indoor and outdoor entertaining.
The private primary suite boasts a sitting area and plenty of closet space. The attached primary bath includes dual vanities, a soaking tub, and a separate shower stall. Two additional well-sized bedrooms on this level offer plenty of natural light and closet space. The second full bathroom is conveniently located between the bedrooms, with a large vanity and shower/tub combo.
No need to haul laundry up and down stairs – the laundry is conveniently located on the main level.

Lower Level:
The walk-out lower level is just as bright and welcoming as the main floor, with large windows and a sliding door leading to the backyard. The expansive family room includes a wet bar, perfect for entertaining. A quiet and private office space is ideal for those who work from home. This level also features a third full bathroom with a shower stall and a spacious additional room used for storage, complete with built-in shelving.

Peace of Mind:
All mechanicals have been meticulously maintained, including the brand-new gas furnace (just one month old).

Outdoor Retreat:
Step outside into the tranquil backyard, which backs to trees, shrubs, and park-like open space – perfect for children or pets. Relax by the Zen-like fishpond with a calming water feature.

Neighborhood & Location:
This peaceful neighborhood offers easy access to shopping, dining, and major commuter routes to Frederick, Baltimore, DC, and Northern Virginia, making this home the perfect balance of privacy and convenience.
Don’t miss your chance to make 2506 Underwood Lane yours!

Last Agent to Sell the Property

Mark Hinkle

Middle Creek Realty, LLC License #RMR005562 Listed on: 11/21/2024

Last Buyer's Agent

kimberly obendorfer

RE/MAX Realty Group

RE/MAX Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,758

Year Built

  • Built in 2000

Lot Details

  • 0.5 Acre Lot
  • Backs To Open Common Area
  • Property is in excellent condition
  • Property is zoned R1

HOA Fees

  • $83 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • 4 Driveway Spaces
  • Front Facing Garage

Home Design

  • Rambler Architecture
  • Permanent Foundation
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Combination Kitchen and Dining Room
  • Den
  • Storage Room
  • Views of Woods

Kitchen

  • Eat-In Country Kitchen
  • Breakfast Area or Nook
  • Butlers Pantry
  • Double Oven
  • Cooktop with Range Hood
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Electric Dryer
  • Washer

Improved Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Shelving
  • Basement with some natural light

Outdoor Features

  • Deck
  • Patio
  • Exterior Lighting
  • Shed
  • Outbuilding
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Natural Gas Water Heater

Community Details

  • Association fees include common area maintenance, trash, snow removal
  • Saddle Ridge HOA
  • Saddle Ridge Subdivision
  • Property Manager

Listing and Financial Details

  • Tax Lot 4
  • Assessor Parcel Number 1101032275

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,758

Year Built

Built in 2000

Lot Details

0

HOA Fees

$83 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2024-12-21
  • Year Built: 2000
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome Home to 2506 Underwood Lane! Rarely available main level living in the desirable Saddle Ridge neighborhood! This meticulously maintained home offers spacious open living space with plenty of natural light throughout. Featuring bump-outs on each level, an open floor plan, and an oversized garage with extra storage, this home is designed for both comfort and convenience. As you approach, you'll immediately notice the tranquil, peaceful atmosphere of the neighborhood and the expansive, beautifully landscaped lot. Main Level: Step inside to find glowing hardwood floors and an inviting, airy ambiance. The dining room provides an ideal space for casual meals or entertaining family and friends. The living room, with its cozy gas fireplace, is perfect for relaxing after a long day. The expansive kitchen, designed by the current owners, is a true chef’s delight, offering abundant counter space, ample cabinetry, and a breakfast nook with plenty of room for a table. The kitchen seamlessly flows out to a large rear deck, ideal for both indoor and outdoor entertaining. The private primary suite boasts a sitting area and plenty of closet space. The attached primary bath includes dual vanities, a soaking tub, and a separate shower stall. Two additional well-sized bedrooms on this level offer plenty of natural light and closet space. The second full bathroom is conveniently located between the bedrooms, with a large vanity and shower/tub combo. No need to haul laundry up and down stairs – the laundry is conveniently located on the main level. Lower Level: The walk-out lower level is just as bright and welcoming as the main floor, with large windows and a sliding door leading to the backyard. The expansive family room includes a wet bar, perfect for entertaining. A quiet and private office space is ideal for those who work from home. This level also features a third full bathroom with a shower stall and a spacious additional room used for storage, complete with built-in shelving. Peace of Mind: All mechanicals have been meticulously maintained, including the brand-new gas furnace (just one month old). Outdoor Retreat: Step outside into the tranquil backyard, which backs to trees, shrubs, and park-like open space – perfect for children or pets. Relax by the Zen-like fishpond with a calming water feature. Neighborhood & Location: This peaceful neighborhood offers easy access to shopping, dining, and major commuter routes to Frederick, Baltimore, DC, and Northern Virginia, making this home the perfect balance of privacy and convenience. Don’t miss your chance to make 2506 Underwood Lane yours!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Dryer - Electric, Exhaust Fan, Oven - Double, Range Hood, Refrigerator, Washer, Water Heater
  • Flooring Type: Carpet, Ceramic Tile, Hardwood, Vinyl
  • Interior Amenities: Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Butlers Pantry, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Table Space, Kitchen - Country, Pantry, Primary Bath(s), Recessed Lighting, Walk-In Closet(s), Wood Floors
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Permanent
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Laundry, Office, Storage Room, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Partial, Improved, Heated, Interior Access, Outside Entrance, Shelving, Walkout Level
  • Laundry Type: Main Floor
  • Total Sq Ft: 4702
  • Living Area Sq Ft: 3858
  • Price Per Sq Ft: 279.86
  • Above Grade Finished Sq Ft: 2358
  • Below Grade Finished Sq Ft: 1500
  • Below Grade Sq Ft: 844
  • Total Below Grade Sq Ft: 2344
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 2506

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Stone, Vinyl Siding
  • Exterior Features: Outbuilding(s), Exterior Lighting
  • View: Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 250.00
  • HOA Fee Frequency: Quarterly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Trash, Snow Removal
  • HOA Name: SADDLE RIDGE HOA
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: FREDERICK COUNTY PUBLIC SCHOOLS
  • School District Key: 121139693024
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Features: Backs - Open Common Area
  • Lot Size Acres: 0.50
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 21600.00
  • Outdoor Living Structures: Deck(s), Patio(s), Porch(es)
  • Property Condition: Excellent
  • Year Assessed: 2024
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 6758.00
  • Assessor Parcel Number: 1101032275
  • Tax Lot: 4
  • Tax Total Finished Sq Ft: 3858
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 12/27/2024

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 21, 2024
Closed on
Dec 27, 2024
Sold by
Darby Thomas G and Darby Ruth L
Bought by
Phan An and Phan Margarita Concepcion
Seller's Agent
Mark Hinkle
Middle Creek Realty, LLC
Buyer's Agent
kimberly obendorfer
RE/MAX Realty Group
List Price
$659,900
Sold Price
$670,000
Premium/Discount to List
$10,100
1.53%
Views
229
Current Estimated Value
$687,704

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,704
Avg. Annual Appreciation
3.91%
Original Mortgage
$636,031
Outstanding Balance
$632,200
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$55,504

Purchase Details

Closed on
May 2, 2000
Sold by
H F Payne Construction Co Inc
Bought by
Darby Thomas G and Darby Ruth L
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $670,000 Wfg National Title
Deed $670,000 Wfg National Title
Deed $295,848 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $636,031 New Conventional
Closed $636,031 New Conventional
Previous Owner $570,000 Reverse Mortgage Home Equity Conversion Mortgage
Previous Owner $226,993 Stand Alone Second
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/27/2024 12/27/24 Sold $670,000 +1.5% $174 / Sq Ft
12/06/2024 12/06/24 Pending -- -- --
11/21/2024 11/21/24 For Sale $659,900 -- $171 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,364 $595,233 -- --
2024 $6,364 $553,000 $97,300 $455,700
2023 $5,238 $516,900 $0 $0
2022 $4,926 $480,800 $0 $0
2021 $4,598 $444,700 $97,300 $347,400
2020 $4,598 $442,500 $0 $0
2019 $4,572 $440,300 $0 $0
2018 $4,587 $438,100 $97,300 $340,800
2017 $4,357 $438,100 $0 $0
2016 $4,749 $405,500 $0 $0
2015 $4,749 $389,200 $0 $0
2014 $4,749 $389,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDFR2056126

Bright MLS

APN: 01-032275