Seller's Agent in 2023
James Parrish
Coldwell Banker Elite
(540) 735-5564
1 in this area
23 Total Sales
2514 Charles St Fredericksburg, VA 22401
Riverside NeighborhoodEstimated Value: $545,000 - $580,000
3
Beds
2.5
Baths
1,380
Sq Ft
$407/Sq Ft
Est. Value
Highlights
- Gourmet Kitchen
- Colonial Architecture
- Mud Room
- Open Floorplan
- Wood Flooring
- 4-minute walk to Rappahannock River Heritage Trail
About This Home
As of December 2023Elegant Living in Downtown Fredericksburg!
Discover the charm and modern luxury of this newly remodeled (2020) colonial home in the sought-after Downtown Fredericksburg location. No detail has been overlooked, from the NEW windows, and NEW roof, to the latest appliances that seamlessly blend with the home's historic appeal. Step inside to admire the beautiful hardwood floors extending throughout the main living areas and the original refinished hardwood floors upstairs, complementing impeccable craftsmanship.
The heart of this home, a stunning modern gourmet kitchen, awaits your culinary endeavors. It is designed for cooking and entertaining, ensuring that memories are made around delicious meals and laughter. You will also enjoy taking the party outside to the backyard patio, completely surrounded by an awesome privacy fence.
Upstairs, the master suite offers a sense of peace and relaxation, boasting high-quality finishes and an en-suite bath. The fully tiled shower also includes a bench seat. There are two additional bedrooms and a very convenient second full bath upstairs.
But that's not all – one of the standout features of this property is its rare 2-car garage, a true luxury in Downtown, coupled with additional off-street parking, ensuring convenience and security for its residents and guests.
You will love the full unfinished basement (approx. 700 sq ft.) as it presents a world of possibilities – a personal gym, home theater, or simply storage for all life's essentials.
Situated in a prime location, you're mere steps away from iconic local establishments like Carl's and Mason Dixon Cafe. Revel in the city's vibrant atmosphere with a leisurely walk to tons of great restaurants, boutique shops, and cultural attractions right in the heart of Downtown.
If you love the outdoors, you'll love the accessibility to the Rappahannock River Heritage Trail and Canal Path loop. This serene trail is perfect for morning jogs, evening strolls, or weekend picnics, offering a beautiful contrast of urban living with a touch of nature.
Don't miss the opportunity to call this exquisite property home. Book a showing today and experience Downtown living at its finest!
Last Agent to Sell the Property
Coldwell Banker Elite License #0225217415 Listed on: 10/06/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,620
Year Built
- Built in 1929 | Remodeled in 2020
Lot Details
- 5,663 Sq Ft Lot
- Privacy Fence
- Vinyl Fence
- Landscaped
- Level Lot
- Cleared Lot
- Back Yard Fenced
- Property is zoned CT
Parking
- 2 Car Detached Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
- On-Street Parking
Home Design
- Colonial Architecture
- Permanent Foundation
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Ceiling height of 9 feet or more
- Ceiling Fan
- Recessed Lighting
- Double Pane Windows
- Mud Room
- Entrance Foyer
- Living Room
- Dining Room
Kitchen
- Gourmet Kitchen
- Built-In Oven
- Built-In Range
- Range Hood
- Built-In Microwave
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
Laundry
- Laundry on main level
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Basement Windows
Outdoor Features
- Patio
Utilities
- Heat Pump System
- Electric Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 30
- Assessor Parcel Number 7779-79-8469
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jul 21, 2025
Sold by
Lynch Kristin
Bought by
Payne Michael and Payne Nicole
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$595,906
Outstanding Balance
$595,906
Interest Rate
6.84%
Mortgage Type
VA
Estimated Equity
-$41,568
Purchase Details
Listed on
Oct 6, 2023
Closed on
Dec 18, 2023
Sold by
Foster Joseph and Foster Brooke
Bought by
Lynch Kristin
Seller's Agent
James Parrish
Coldwell Banker Elite
Buyer's Agent
Jennifer Cook
Berkshire Hathaway HomeServices PenFed Realty
List Price
$525,000
Sold Price
$525,000
Views
26
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.29%
Original Mortgage
$472,500
Interest Rate
7.76%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 18, 2021
Closed on
Mar 9, 2021
Sold by
Simms Douglas M and Foster Joseph
Bought by
Cooper Brooke
Seller's Agent
Micah Dianda
Samson Properties
Buyer's Agent
Wanda DeLew
United Real Estate Premier
List Price
$495,000
Sold Price
$460,000
Premium/Discount to List
-$35,000
-7.07%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.87%
Original Mortgage
$368,000
Interest Rate
2.7%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Payne Michael | $618,000 | First American Title | |
| Lynch Kristin | $525,000 | Stewart Title | |
| Cooper Brooke | $460,000 | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Payne Michael | $595,906 | |
| Previous Owner | Lynch Kristin | $472,500 | |
| Previous Owner | Cooper Brooke | $368,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/18/2023 12/18/23 | Sold | $525,000 | 0.0% | $380 / Sq Ft |
| 10/06/2023 10/06/23 | For Sale | $525,000 | +14.1% | $380 / Sq Ft |
| 03/09/2021 03/09/21 | Sold | $460,000 | -7.1% | $312 / Sq Ft |
| 01/18/2021 01/18/21 | For Sale | $495,000 | -- | $336 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,785 | $491,500 | $155,000 | $336,500 |
| 2024 | $3,881 | $436,100 | $173,300 | $262,800 |
| 2023 | $3,750 | $436,100 | $173,300 | $262,800 |
| 2022 | $3,620 | $436,100 | $173,300 | $262,800 |
| 2021 | $3,620 | $274,900 | $173,300 | $101,600 |
| 2020 | $2,054 | $241,700 | $173,300 | $68,400 |
| 2019 | $1,934 | $241,700 | $173,300 | $68,400 |
| 2018 | $1,934 | $241,700 | $173,300 | $68,400 |
| 2017 | $1,934 | $241,700 | $173,300 | $68,400 |
| 2012 | -- | $212,400 | $144,400 | $68,000 |
Source: Public Records
Agents Affiliated with this Home
-
James Parrish
-
Jennifer Cook
Buyer's Agent in 2023
Jennifer Cook
BHHS PenFed (actual)
(540) 907-3415
1 in this area
178 Total Sales
-
Micah Dianda
Seller's Agent in 2021
Micah Dianda
Samson Properties
(540) 653-0102
2 in this area
442 Total Sales
-
W
Buyer's Agent in 2021
Wanda DeLew
United Real Estate Premier
Map
Source: Bright MLS
MLS Number: VAFB2004838
APN: 7779-79-8469
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