$400,000
PRE-FORECLOSURE The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.

Estimated payment $2,896/month

Total Views 28,048
4 Beds
4 Baths
4,608 Sq Ft
$87 Price per Sq Ft

Highlights

  • Hot Property
  • Beach Front
  • Beach
  • Matoaka Elementary School Rated A-
  • Community Boat Dock
  • In Ground Pool

About This Home

BANK-ORDERED FORECLOSURE: PROPERTY AUCTION - BID LIVE OR ONLINE, List price may not reflect the final sales price, opening offer amount will be announced at the beginning of the sale March 24th @ 12:00 PM. Presale offers are not being considered. Foreclosure Sale of Luxury Waterfront Home - Bid in-person or online for luxury waterfront property in Drummonds Field, Williamsburg VA. 4,608 sq ft contemporary home with James River frontage and in-ground pool. Online bidders must register 24 hours in advance; onsite registration available day of sale. Sale Date:March 24th at 12:00 PM Location: 5201 Monticello Ave, Williamsburg, VA 23188 Format: SIMULCAST AUCTION - BIDDING OPTIONS & REGISTRATION REQUIREMENTS Online Bidders: Must register at least 24 hours prior to the auction (by March 23rd, 12:00 PM) Must complete all qualification requirements prior to approval $25,000 initial deposit must be received 24 hours prior to auction All required documentation must be submitted before bidding approval In-Person Bidders: Can register on the day of the sale at the auction site Must present a $25,000 cashier's check to the registration clerk Must complete registration form before being approved to bid. Property Description: Luxury contemporary waterfront home built in 1986 featuring 4,608 square feet with 4 bedrooms and 4 full bathrooms on a 40,946 sq ft lot with James River frontage. Property includes an in-ground pool, screen porch, patio, and fireplace. IMPORTANT NOTES This is a BANK FORECLOSURE PROPERTY SALE. A Substitute Trustee has been appointed to conduct this foreclosure sale. All sales are AS-IS, WHERE-IS with no contingencies. Bidders are encouraged to conduct appropriate due diligence regarding the property condition and all existing encumbrances. TIME IS OF THE ESSENCE for all settlement deadlines. Review the complete Memorandum of Trustee's Foreclosure Sale and auction Terms & Conditions available in the document section.

Listing Agent

Tim Dudley

Dudley Resources License #0225224467 Listed on: 03/06/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,429

Year Built

  • Built in 1986

Lot Details

  • 0.94 Acre Lot
  • Beach Front
  • River Front
  • Zoning described as R8

HOA Fees

  • $135 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Off-Street Parking

Home Design

  • Custom Home
  • Fire Rated Drywall
  • Frame Construction
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 4,608 Sq Ft Home
  • 2-Story Property
  • Fireplace Features Masonry
  • Water Views
  • Crawl Space

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Full Bathrooms

Outdoor Features

  • In Ground Pool
  • Deck
  • Outbuilding

Schools

  • Matoaka Elementary School
  • Lois Hornsby Middle School
  • Jamestown High School

Utilities

  • Forced Air Heating and Cooling System
  • Water Heater

Listing and Financial Details

  • Tax Lot 7
  • Assessor Parcel Number 46-3-02-0-0007

Community Details

Overview

  • Drummonds Field Subdivision

Recreation

  • Community Boat Dock
  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,429

Year Built

Built in 1986

Lot Details

0.94 Acres

HOA Fees

$135 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1986
  • Property Attached Yn: No
  • Lot Size Acres: 0.941
  • Water Body Name: James River
  • Ownership: Individuals
  • Subdivision Name: Drummonds Field
  • Above Grade Finished Sq Ft: 4608.0
  • Architectural Style: Custom
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Basement: Crawl Space
  • Appliances: Electric Water Heater
  • Basement YN: No
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Masonry
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 4608.0
  • Stories: 2

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Lot Features: Beach Front, Waterfront
  • Pool Features: In Ground, Pool
  • View: Water
  • View: Yes
  • Waterfront Features: River Front, Waterfront
  • Waterfront: Yes
  • Disclosures: Disclosure on File
  • Construction Type: Drywall, Frame, Wood Siding
  • Exterior Features: Out Building(s)
  • Other Structures: Outbuilding
  • Patio And Porch Features: Deck
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Off Street, Oversized

Utilities

  • Heating: Electric, Forced Air
  • Cooling: Central Air
  • Sewer: Public Sewer
  • Water Heater: Electric
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Beach, Dock, Home Owners Association
  • Association Fee: 135.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Pool(s), Recreation Facilities

Schools

  • Middle Or Junior School: Lois Hornsby

Lot Info

  • Parcel Number: 46-3-02-0-0007
  • Zoning Description: R8

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 8428.68
  • Tax Lot: 7

MLS Schools

  • Elementary School: Matoaka
  • High School: Jamestown

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,401 $1,080,600 $503,000 $577,600
2024 $8,401 $1,080,600 $503,000 $577,600
2023 $8,401 $1,012,200 $503,000 $509,200
2022 $8,401 $1,012,200 $503,000 $509,200
2021 $7,848 $934,300 $479,300 $455,000
2020 $7,848 $934,300 $479,300 $455,000
2019 $7,848 $934,300 $479,300 $455,000
2018 $7,848 $934,300 $479,300 $455,000
2017 $7,946 $946,000 $495,000 $451,000
2016 $7,946 $946,000 $495,000 $451,000
2015 -- $933,300 $495,000 $438,300
2014 -- $933,300 $495,000 $438,300
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/06/2026 03/06/26 For Sale $400,000 -- $87 / Sq Ft
Source: Central Virginia Regional MLS

Purchase History

Date Type Sale Price Title Company
Deed $115,000 --
Source: Public Records

About the Listing Agent

Tim Dudley

Dudley Resources

(757) 960-1442

Section Image

I'm an expert real estate agent with Dudley Resources in Richmond, VA and the nearby area, providing home-buyers and sellers with professional, responsive and attentive real estate services. Want an agent who'll really listen to what you want in a home? Need an agent who knows how to effectively market your home so it sells? Give me a call! I'm eager to help and would love to talk to you.

Tim's Other Listings

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    List price is opening offer amount and may not reflect the final sales price. Property tour Wed. April 2nd @ 2:00 PM. Single-story 3 bedroom, 1 bathroom home on 3.62 AC spacious wooded lot in Mathews County, VA. Features hardwood floors, updated mini-split HVAC systems. Perfect for investors, first-time buyers, or those seeking a country retreat near Piankatank River Landing Public Beach on the

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  • 9116 Huron Ave, Henrico, VA 23294

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    Price just reduced — first showings at the new price this Saturday! Don’t wait!” Whole house inspection has been completed.Any and all offers are being accepted and must be submitted by Tuesday, March 3rd at 5:00. Timeless brick construction meets modern comfort in this beautifully maintained, original family-owned ranch located in one of the area’s most sought-after neighborhoods. Warm

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  • 2500 Maidens Rd, Powhatan, VA 23139

    $450,000

    • 3 Beds
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    • 2,520 Sq Ft
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    Property is subject to online sale, list price is opening offer amount and may not reflect the final sales price, seller reserve the right to reject any offers, Seller is considering pre-sale offers. Agent onsite 3/9-3/11 4-5PM. Home has been vacant for 16 years, value is in the land. A rare signalized corner at Routes 60 & 522 in Powhatan — 13.9± acres zoned R-C with broad commercial development

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  • 22511 Rose Cottage Rd, Locustville, VA 23404

    $250,000 Pending

    • 3 Beds
    • 2 Baths
    • 1,440 Sq Ft
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    • Locustville, VA

    Property is subject to online AUCTION ending 12/15, List price is opening offer amount and may not reflect the final sales price. Seller is not considering presale offers. Eastern Shore Farm - Creek Frontage, Hunting Land, Hobby Farm & Commercial Nursery Opportunity- Virginia92 +/- ACRE WORKING FARM WITH POND IRRIGATION - EASTERN SHORE VA After 33 years of success, Ivy Farm Wholesale Nursery

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  • 112 Blue Chickory Ln, Nellysford, VA 22958

    $899,000

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    Welcome to an irreplaceable Blue Ridge estate in Stoney Creek at Wintergreen-where refined mountain living meets documented, income-producing performance. Just 10 minutes to Wintergreen Resort slopes, a 1-minute walk to the championship golf course and clubhouse, minutes to wineries, breweries, Lake Monocan, and approximately 45 minutes to Charlottesville, this nearly private 1.2-acre cul-de-sac

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  • 112 Blue Chickory Ln, Nellysford, VA 22958

    $899,000

    • 5 Beds
    • 4.5 Baths
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    Welcome to Stoney Creek at Wintergreen, where refined Blue Ridge mountain living meets documented,high-performing short-term rental income. Just 10 minutes to Wintergreen Resort slopes, a 1-minute walk to the championship golf course and clubhouse, 5 minutes to Lake Monocan beach, and under 45 minutes to Charlottesville, this nearly private 1.2-acre cul-de-sac estate delivers rare scale, privacy,

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  • 7175 Beef Steak Rd, Waverly, VA 23890

    $299,750 Sold Sep 29, 2025

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    • 7175 Beef Steak Rd
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    Subject to Online Sale, List price is opening offer and may not reflect the final sales price, seller is considering pre-sale offers. Explore the possibilities on this 76.6-acre wooded retreat just minutes from the historic town of Waverly, Virginia. Ideal for a custom home, recreational use, hunting, or long-term investment, the land offers abundant wildlife, privacy, and opportunity.

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  • 36 Sandpiper Ct, Hampton, VA 23669

    $286,000 Sold Oct 17, 2025

    • 3 Beds
    • 2 Baths
    • 1,655 Sq Ft
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    • Hampton, VA

    BACK ON THE MARKET AS A RESULT OF BUYER DEFAULT DUE TO HEALTH REASONS. This property is being sold through another virtual auction. List price does not reflect the final sale price . Property is being conveyed as is, where is. Online,non-contingent sale ends September 16th @ 2pm. There is a 10% buyers fee associated with this sale. Seller is considering pre-auction offers. The previous contract

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Source: Central Virginia Regional MLS

MLS Number: 2605520

Central Virginia Regional MLS

APN: 46-3-02-0-0007

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