$395,000
$5K PRICE DROP

2520 Champlain St Ottawa, IL 61350

Estimated payment $2,798/month

Total Views 33,338
4 Beds
3.5 Baths
2,316 Sq Ft
$171 Price per Sq Ft

Highlights

  • 0.52 Acre Lot
  • Fireplace
  • Soaking Tub
  • Wood Flooring
  • Enclosed Patio or Porch
  • Living Room

About This Home

Escape to your private, wooded oasis right in town! This stunning home offers a unique blend of convenience and natural beauty, with a serene backyard featuring a tranquil creek flowing through it. Imagine evenings spent around the custom firepit, complete with cozy bench swings, or relaxing in the screened-in three-seasons room. The full sized, finished, walkout basement provides easy access to a beautiful, three-tiered garden, perfect for cultivating your green thumb. Step inside the main level and you'll find a spacious living room with a cozy fireplace, a formal dining room for special occasions, and a kitchen with a center island that's perfect for cooking and gathering. The main floor also features a luxurious master suite, a true retreat with a walk-in shower and a separate jacuzzi tub. A convenient half bath is located just off the 2.5-car garage. Upstairs, a versatile loft overlooks the main floor, creating a bright and airy feel. Two additional bedrooms and a full bathroom complete the second floor, providing plenty of space for family and guests. This home offers the best of both worlds-a peaceful, private setting with all the amenities of in-town living.

Listing Agent

James Lockwood

Coldwell Banker Real Estate Group License #475198961 Listed on: 08/15/2025

Coldwell Banker Real Estate Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,453

Year Built

  • Built in 1994

Lot Details

  • 0.52 Acre Lot
  • Lot Dimensions are 100x199

Parking

  • 2 Car Garage
  • Driveway

Interior Spaces

  • 2,316 Sq Ft Home
  • 2-Story Property
  • Fireplace
  • Family Room Downstairs
  • Living Room
  • Dining Room
  • Laundry Room

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Soaking Tub

Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Enclosed Patio or Porch

Schools

  • Ottawa Township High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Shared Well
  • Septic Tank

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,453

Year Built

Built in 1994

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1994
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished, Full, Walk-Out Access
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • LivingArea: 2316
  • Room Type: Enclosed Porch, Family Room
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 2316
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 395000
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, On Site, Attached, Garage
  • ParkingTotal: 6

Utilities

  • Sewer: Septic Tank
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Shared Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • High School: Ottawa Township High School
  • Middle/Junior School District: 141

Lot Info

  • Lot Size Acres: 0.52
  • Lot Dimensions: 100x199
  • Rural (Y/N): N
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 17

Tax Info

  • Tax Annual Amount: 8453
  • Tax Year: 2023

Map

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,271 $115,965 $13,885 $102,080
2023 $8,453 $103,790 $12,427 $91,363
2022 $7,751 $94,201 $11,279 $82,922
2021 $7,318 $88,294 $10,572 $77,722
2020 $6,938 $83,874 $10,043 $73,831
2019 $7,156 $83,019 $9,941 $73,078
2018 $7,042 $81,025 $9,702 $71,323
2017 $6,816 $78,543 $9,405 $69,138
2016 $6,563 $75,175 $9,002 $66,173
2015 $3,130 $71,711 $8,587 $63,124
2012 -- $78,395 $9,388 $69,007
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/08/2025 09/08/25 Price Changed $395,000 -1.2% $171 / Sq Ft
08/15/2025 08/15/25 For Sale $399,999 -- $173 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Deed $222,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $227,283 VA
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12447422

Midwest Real Estate Data (MRED)

APN: 21-01-204010