$385,000
SOLD FEB 26, 2026
Last list price
4 Beds
2.5 Baths
2,651 Sq Ft
10,733 Sq Ft Lot

Recently Sold

$145 Per Sq Ft

9 Days on Market

Highlights

  • Wood Flooring
  • Corner Lot
  • No HOA
  • George M. Null Elementary School Rated A-
  • Granite Countertops
  • Breakfast Room

About This Home

As of February 2026

OPEN HOUSE CANCELED DUE TO WEATHER. STAY SAFE OUT THERE!! Welcome to 2520 Fair Oaks Drive, a beautifully maintained 5-LEVEL showstopper in St. Charles 63301!! With 4 bedrooms, 2.5 baths, and a creative layout that maximizes every inch, this home offers over 2,000 square feet of versatile, multi-level living including space for a game room, home gym & charming top-floor flex room. Add in easy attic access with abundant clean storage, and you’ve got a home that truly lives large, giving everyone their own space (or even their own level!) while still keeping you all connected. The welcoming entry foyer opens to an oversized, light-filled living room featuring French doors, fresh carpet, and a stunning picture window overlooking the covered front porch, a perfect spot for morning coffee, waving to neighbors, or just watching the world go by. The updated kitchen features a peninsula breakfast bar, granite counters, stainless steel appliances, and connects to a bright breakfast room with an atrium door to the backyard. Upstairs, the primary suite features an ensuite refreshed bathroom, hardwood floors, crown molding & 2 closets. Two additional bedrooms also have hardwood floors, ceiling fans, and easy access to the hall bath. The uppermost level hosts a fourth bedroom, perfect as a guest space, hobby room or office. The lower level offers a large family room with another big picture window, adorable half bath and walk-out atrium door to the patio and covered hot tub area (hot tub included!). The level backyard includes partial fencing, lovely koi pond water feature, and plenty of room for pets, play, or relaxation. Recent updates include Furnace (2022), AC (2025), Humidifier (2021), Roof & Gutters (2020), Water Heater (2016). A brick exterior, attic fan, some updated windows and a spacious 2-car garage complete the package. Tucked into a welcoming, tree-lined neighborhood full of charm. OPEN HOUSE Sunday, Dec 14th from 1-3PM. "Don’t Sleep on Your Dream Home, Sleep in It!"

Last Agent to Sell the Property

Tami Kramer

Keller Williams Realty West License #2016042526 Listed on: 01/21/2026

Keller Williams Realty West

Co-Listed By

Lonny Kramer

Keller Williams Realty West License #2020036446

Last Buyer's Agent

Steven Scott

Platinum Realty of St. Louis License #2016033747

Platinum Realty of St. Louis

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,481

Year Built

  • Built in 1961

Lot Details

  • 10,733 Sq Ft Lot
  • Lot Dimensions are 105x118x125x71
  • Back Yard Fenced
  • Corner Lot
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Split Level Home
  • Architectural Shingle Roof

Interior Spaces

  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Entrance Foyer
  • Family Room
  • Living Room
  • Breakfast Room
  • Storage
  • Attic Fan

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Recirculated Exhaust Fan
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Partially Finished Basement

  • Basement Ceilings are 8 Feet High
  • Laundry in Basement

Outdoor Features

  • Patio

Schools

  • George M. Null Elem. Elementary School
  • Jefferson / Hardin Middle School
  • St. Charles High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Mid-Rise Condominium

Listing and Financial Details

  • Assessor Parcel Number 6-006C-4261-00-0078.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,481

Year Built

Built in 1961

Lot Details

10,733 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1961
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: In Basement
  • ResoLotFeatures: Corner Lot, Level
  • Lot Size Acres: 0.2464
  • Co List Office Mls Id: MISKWRW01
  • Co List Office Phone: 636-229-8500
  • Co List Office Phone: 636-229-8500
  • MLS Status: Closed
  • Subdivision Name: Fair Oaks
  • Above Grade Finished Sq Ft: 1817
  • Architectural Style: Mid-Rise 3or4 Story
  • Carport Y N: No
  • Unit Levels: Multi/Split
  • New Construction: No
  • Property Attached Yn: No
  • Reso Structure Type: House
  • Financial Info Electric: Ameren
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Carpeting
  • PreviousStatus: Pending
  • MIS_RoomFlooring: Other
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_PoolYN: 0
  • MIS_RoomFlooring: Wood
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: 8 ft + Pour, Partially Finished
  • Interior Amenities: Breakfast Bar, Breakfast Room, Crown Molding, Eat-in Kitchen, Entrance Foyer, Granite Counters, High Speed Internet, Recessed Lighting, Storage
  • Appliances: Dishwasher, Disposal, Exhaust Fan, Humidifier, Electric Range
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 834
  • Fireplace: No
  • Flooring: Carpet, Ceramic Tile, Hardwood
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 1
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 0
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 2
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 4

Exterior Features

  • Fencing: Back Yard, Partial
  • Roof: Architectural Shingle
  • Pool Private: No
  • Waterfront: No
  • Disclosures: Flood Plain No, Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Unknown
  • Patio And Porch Features: Patio

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Attached, Garage Door Opener, Garage Faces Side, Oversized

Utilities

  • Sewer: Public Sewer
  • Cooling: Attic Fan, Ceiling Fan(s), Central Air
  • Heating: Forced Air, Natural Gas
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: George M. Null Elem.
  • Junior High Dist: St. Charles R-VI
  • High School: St. Charles High
  • Middle Or Junior School: Jefferson / Hardin

Lot Info

  • Lot Dimensions: 105x118x125x71
  • Lot Size Sq Ft: 10733.18
  • Parcel Number: 6-006C-4261-00-0078.0000000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3481

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 21, 2026
Closed on
Feb 26, 2026
Sold by
Studebaker David and Studebaker Teresa A
Bought by
Denley Deidre
Seller's Agent
Tami Kramer
Keller Williams Realty West
Buyer's Agent
Steven Scott
Platinum Realty of St. Louis
List Price
$385,000
Views
199

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8842.70%
Original Mortgage
$391,352
Outstanding Balance
$391,352
Interest Rate
6.06%
Mortgage Type
VA
Estimated Equity
$135,955

Purchase Details

Closed on
Feb 15, 2001
Sold by
Milagrous Trustees Willoughby Lloyd E & Willo and Lloyd E
Bought by
Studebaker David A and Studebaker Teresa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,500
Interest Rate
6.95%

Purchase Details

Closed on
Mar 18, 1998
Sold by
Willoughby Lloyd E Milagrous
Bought by
Willoughby Lloyd E and Willoughby Milagrous
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Leaders Title
Warranty Deed $130,000 --
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $391,352 VA
Previous Owner $123,500 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/26/2026 02/26/26 Sold -- -- --
01/30/2026 01/30/26 Pending -- -- --
01/21/2026 01/21/26 For Sale $385,000 -- $145 / Sq Ft
Source: MARIS MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,481 $55,641 -- --
2024 $3,481 $54,270 -- --
2023 $3,476 $54,270 -- --
2022 $3,129 $45,542 $0 $0
2021 $3,133 $45,542 $0 $0
2020 $2,836 $39,587 $0 $0
2019 $2,811 $39,587 $0 $0
2018 $2,332 $31,158 $0 $0
2017 $2,300 $31,158 $0 $0
2016 $2,141 $27,920 $0 $0
2015 $2,137 $27,920 $0 $0
2014 $1,962 $25,264 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS26002576

MARIS MLS

APN: 6-006C-4261-00-0078.0000000

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