NOT LISTED FOR SALE

25235 432nd Ln McGregor, MN 55760

Estimated Value: $531,000 - $569,000

3 Beds
2.5 Baths
2,804 Sq Ft
$196/Sq Ft Est. Value

Sale Details

Date Sold: January 15, 2026

Last sale price $535,000 $191 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $3,182 / mo

108 Days on Market

Highlights

  • Private Waterfront
  • Beach Access
  • Lake View
  • Docks
  • Greenhouse
  • Deck

About This Home

As of January 2026

Discover a rare opportunity to own this private, meticulously maintained lake home on the shores of Rock Lake, McGregor MN. With 8.8± acres of wooded beauty and over 335± feet of shoreline, this retreat offers breathtaking views, endless space, and unmatched peace. When you drive into the property take your time and meander through the winding flower garden paths or enjoy the fenced-in vegetable garden with a heated greenhouse. Don’t forget to relax on the huge deck. The property also includes a pole barn with a heated workshop (wood or gas), a whole-home generator for added peace of mind, and two accesses to the property. When you step inside you will find on the main level a huge master suite with a full jack and Jill bathroom, a 1⁄2 bath, an open-concept kitchen and dining area, living room and a cozy four-season sunroom, with gas fireplace—all flooded with natural light and overlooking the lake. Downstairs you will find a second living room with a gas fireplace, a large bedroom, a second non-conforming bedroom (no closet), spacious laundry room with a 3⁄4 bath and plenty of storage. Whether you're looking for a quiet escape or a home base for lake adventures, this is the kind of place that stays in your heart and is ready for its next chapter.

Last Agent to Sell the Property

Thomas Sewell

Edina Realty, Inc. - Duluth Listed on: 07/21/2025

Last Buyer's Agent

Nonmember NONMEMBER

Nonmember Office

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,454

Year Built

  • Built in 1985

Lot Details

  • 8.8 Acre Lot
  • Private Waterfront
  • 335 Feet of Waterfront
  • Lake Front
  • Property fronts a county road
  • Elevated Lot
  • Level Lot
  • Many Trees

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Concrete Foundation
  • Poured Concrete
  • Wood Frame Construction
  • Asphalt Shingled Roof
  • Wood Siding

Interior Spaces

  • 2 Fireplaces
  • Gas Fireplace
  • Entrance Foyer
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Sun or Florida Room
  • Lower Floor Utility Room
  • Storage Room
  • Utility Room
  • Lake Views

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Drainage System
  • Sump Pump
  • Fireplace in Basement
  • Bedroom in Basement
  • Recreation or Family Area in Basement
  • Finished Basement Bathroom

Parking

  • 4 Car Detached Garage
  • Heated Garage

Outdoor Features

  • Beach Access
  • Docks
  • Deck
  • Greenhouse
  • Pole Barn

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Power Generator
  • Private Water Source
  • Drilled Well
  • Mound Septic
  • Private Sewer

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 14-0-027003/033901/027005

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,454

Year Built

Built in 1985

Lot Details

8.8 Acres

Listing Details

  • Class: SINGLE FAMILY
  • Directions: Hwy 210 to 255th Pl/Rock Lake Rd to 432nd Ln.
  • L O1 Office Phone1 Number: 218-728-7700
  • Planned Unit Development: No
  • ShorelineCharacteristics: Shore-Accessible, Shore-Beach
  • Property Sub-Type: SF/Detached
  • Tax Year: 2025
  • Twp Number: 48
  • View Type:Pond View: Inland Lake
  • Lot Description Waterfront: Yes
  • Air Conditioner: Central
  • Reso Association Amenities: Foyer Entry
  • Amenities Exterior: Deck, Dock
  • Half Bathrooms: 1
  • Mfg And Park Info Construction Type: Frame/Wood
  • FinFootageAboveGrade: 1804
  • Below Grade Finished Sq Ft: 1000
  • Garage Type: Detached
  • Heat: Fireplace, Forced Air, Propane
  • Fireplaces: 2
  • MainFloorBath: Yes
  • New Development: No
  • RdBtwnWtrfrntAndHome: No
  • Reso Roof: Asphalt Shingles
  • Room 10: Family Room
  • Room 11: Utility Room
  • Room 12: Storage Room
  • Bedroom 3: Living Room
  • TotalBedrooms: 3
  • Year Built: 1985
  • Level 1 Bedroom: Main
  • RoomLevel10: Lower
  • RoomLevel11: Lower
  • RoomLevel12: Lower
  • RoomLevel3: Main
  • RoomLevel4: Main
  • RoomLevel5: Main
  • RoomLevel6: Main
  • RoomLevel7: Main
  • RoomLevel8: Lower
  • RoomLevel9: Lower
  • Property Style: Ranch/Rambler
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Three Quarter Bathrooms: 1
  • Appliances: Dishwasher, Dryer, Range/Stove, Refrigerator, Washer
  • Basement Features: Drainage System, Finished, Bath, Bedrooms, Family/Rec Room, Fireplace, Utility Room, Washer Hook-Ups, Dryer Hook-Ups
  • Basement Material: Concrete Block, Poured Concrete
  • Basement Style: Full
  • Bathroom Description: 3/4 Basement, 1/2 Main Floor, Full Main Floor
  • Formal Dining: Combine with Kitchen
  • Extra Rooms: Family/Rec, Storage Room, Sunrm/Solarium, Utility Room, Non-Conforming Bedroom, Foyer
  • Fireplace: Yes
  • Den Fireplace Type: Gas
  • Bedroom Features:Main Floor Bedroom: Yes
  • Bathroom 1: Kitchen
  • Bathroom 2: Dining Room
  • Main Residence Features:Family Room4: Sunroom/Solarium
  • Bedroom 5: Bedroom
  • Stories: 1 Story
  • Room 6: Bathroom
  • Room 7: Foyer
  • Room 8: Bedroom
  • Room 9: Bedroom
  • Total Bathrooms: 3
  • Total Fin Square Footage: 2804
  • Exercise Room Level2: Main

Exterior Features

  • Out Buildings: Greenhouse, Pole Building
  • Road Frontage: County
  • Waterfront Access: Private
  • Water Frontage In Feet: 335
  • Waterfront Name: Rock
  • Construction Status: Previously Owned
  • Exterior: Brick, Wood

Garage/Parking

  • Garage Features: Electrical Service, Heat, Slab
  • Garage Capacity: 4
  • ParkingFeaturesGarageDimensions: 30 x 45

Utilities

  • Power Company: Lake Country Power
  • Sewer: Private, Mound
  • Water: Private, Drilled

Condo/Co-op/Association

  • Association Fee: No

Schools

  • Junior High Dist: McGregor #4

Lot Info

  • Estimated Lot Dimensions: Irr
  • Estimated Number of Acres: 8.8
  • Cultivated Acreage: LSAR
  • Geo Subdivision: MN
  • Lot Description: Tree Coverage - Heavy, High, Level
  • Parcel Number: 14-0-027003/033901/027005
  • Waterfront Type: Inland Lake

Tax Info

  • Tax Amount: 2454

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 21, 2025
Closed on
Jan 15, 2026
Sold by
Bought by
Seller's Agent
Thomas Sewell
Edina Realty, Inc. - Duluth
Buyer's Agent
Nonmember NONMEMBER
Nonmember Office
List Price
$599,999
Sold Price
$535,000
Premium/Discount to List
-$64,999
-10.83%
Views
169
Current Estimated Value
$549,869

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,869
Avg. Annual Appreciation
4.60%
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$535,000 --
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
01/15/2026 01/15/26 Sold $535,000 -10.8% $191 / Sq Ft
12/01/2025 12/01/25 For Sale $599,999 0.0% $214 / Sq Ft
11/06/2025 11/06/25 Pending -- -- --
09/19/2025 09/19/25 Price Changed $599,999 -4.7% $214 / Sq Ft
08/26/2025 08/26/25 Price Changed $629,900 -3.1% $225 / Sq Ft
07/21/2025 07/21/25 For Sale $650,000 -- $232 / Sq Ft
Source: Lake Superior Area REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $1,992 $395,600 $106,600 $289,000
2025 $1,966 $381,100 $106,600 $274,500
2024 $2,036 $370,700 $106,600 $264,100
2023 $2,250 $370,600 $106,600 $264,000
2022 $2,300 $374,500 $95,700 $278,800
2021 $1,970 $284,200 $85,900 $198,300
2020 $2,240 $241,000 $74,400 $166,600
2019 $2,050 $261,100 $74,400 $186,700
2018 $2,008 $233,200 $75,100 $158,100
2017 $2,050 $232,600 $75,100 $157,500
2016 $2,044 $244,100 $78,800 $165,300
2014 $1,962 $245,800 $87,900 $157,900
2012 $21 $297,900 $103,100 $194,800
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: Lake Superior Area REALTORS®

MLS Number: 6120874

APN: 14-0-027003

Your Personal Tour Guide

Ask me questions while you tour the home.