$177,000
SOLD DEC 3, 2025

2526 Prospect Rd Toccoa, GA 30577

3 Beds
2 Baths
1,664 Sq Ft
1.38 Acres

Recently Sold

$106 Per Sq Ft

0 Day on Market

Highlights

  • Deck
  • No HOA
  • Central Heating and Cooling System
  • Ranch Style House
  • Separate Outdoor Workshop

About This Home

As of December 2025

4.75% % Rate Assumable FHA with Roam! Priced to sell, investor potential, motivated seller! This 3-bedroom, 2-bath home located at 2526 Prospect Road in Toccoa, Georgia sits on a peaceful, open lot that offers plenty of space and endless potential. -Whether you're a first-time homebuyer or an investor looking for your next project, this property is full of opportunity. -Inside, you'll find a functional layout with great bones. One bedroom will need updated flooring, giving you the chance to customize the space to your taste. The second (dairy) bath has been recently updated, offering a glimpse of what the rest of the home could become with a little TLC. With a motivated seller and so much room to add value, this is your chance to create something special. Don't miss out on this affordable property with tons of potential.

Last Agent to Sell the Property

Mark Spain

Mark Spain Real Estate License #178501 Listed on: 11/19/2025

Mark Spain Real Estate

Co-Listed By

Josh Allen

Mark Spain Real Estate License #439416

Last Buyer's Agent

Brett Ivester

Hammock Realty North Georgia License #396980

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,491

Year Built

  • Built in 2001

Home Design

  • 1,664 Sq Ft Home
  • Ranch Style House
  • Block Foundation
  • Metal Roof
  • Vinyl Siding

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Parking

  • 2 Parking Spaces
  • Carport

Outdoor Features

  • Deck
  • Separate Outdoor Workshop

Schools

  • Franklin County Middle School
  • Franklin County High School

Utilities

  • Central Heating and Cooling System
  • 220 Volts
  • Septic Tank
  • Phone Available
  • Cable TV Available

Additional Features

  • Dishwasher
  • 1.38 Acre Lot

Community Details

  • No Home Owners Association
  • No Laundry Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,491

Year Built

Built in 2001

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2001
  • ArchitecturalStyle: Ranch
  • Co List Office: TECH01
  • Electric: 220 Volts
  • Financing Type: Conventional 95%
  • Levels: One
  • Lot Size Acres: 1.38
  • Other Sturctures: Workshop
  • Property Sub-Type: Single Family Residence
  • Structure Type: Other
  • Total Finished Area2: 1664
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher
  • Bedrooms: 3
  • Basement: None
  • Total Finished Sq Ft: 1664
  • Above Grade Finished Sq Ft: 1664
  • Interior Amenities: Other
  • Full Bathrooms: 2
  • Flooring: Other

Beds/Baths

  • Main Level Full Bathrooms: 2
  • Bedroom Main Level: 3

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Vinyl Siding
  • Foundation Details: Block
  • Lot Features: Other
  • Patio And Porch Features: Deck
  • Property Condition: Resale
  • Roof: Metal
  • Waterfront Features: No Dock Or Boathouse

Garage/Parking

  • Parking Features: Carport
  • ParkingTotal: 2

Utilities

  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: None
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Phone Available, Sewer Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Other
  • High School: Franklin County
  • High School Bus: Yes
  • Middle School: Franklin County
  • Middle School Bus: Yes

Tax Info

  • Year: 2024
  • Tax Annual Amount: 1491

MLS Schools

  • Elementary Bus Line: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 8, 2019
Sold by
Segars Kayla
Bought by
Bray Cody

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,518
Outstanding Balance
$118,394
Interest Rate
4.75%
Mortgage Type
FHA
Estimated Equity
$143,428

Purchase Details

Closed on
Sep 25, 2009
Sold by
Yearwood Kathryn L
Bought by
Segars Kayla

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,650
Interest Rate
5.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 14, 2003
Sold by
Sutton Christine
Bought by
Yearwood Kathryn L

Purchase Details

Closed on
Nov 27, 2002
Sold by
Segars Mark
Bought by
Sutton Christine

Purchase Details

Closed on
Jan 5, 1994
Bought by
Segars Mark
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $137,000 --
Deed $91,000 --
Deed -- --
Deed $10,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $134,518 FHA
Previous Owner $97,650 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/03/2025 12/03/25 Sold $177,000 -- $106 / Sq Ft
11/19/2025 11/19/25 Pending -- -- --
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,701 $73,602 $9,054 $64,548
2024 $1,520 $63,840 $3,747 $60,093
2023 $1,500 $58,150 $3,407 $54,743
2022 $1,354 $52,492 $2,645 $49,847
2021 $1,293 $47,001 $2,645 $44,356
2020 $1,307 $47,001 $2,645 $44,356
2019 $1,263 $47,001 $2,645 $44,356
2018 $1,075 $40,020 $2,844 $37,176
2017 $1,118 $40,020 $2,844 $37,176
2016 $1,072 $36,747 $2,844 $33,903
2015 -- $36,747 $2,844 $33,903
2014 -- $36,747 $2,844 $33,903
2013 -- $38,223 $2,844 $35,379
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Georgia MLS

MLS Number: 10630847

Georgia MLS

APN: 002-026-A