$325,000
SOLD MAR 20, 2026
3 Beds
2 Baths
1,690 Sq Ft
6,098 Sq Ft Lot

Recently Sold

$192 Per Sq Ft

4% Below List Price

138 Days on Market

Highlights

  • Fitness Center
  • Gated Community
  • Reverse Osmosis System
  • Sallie Jones Elementary School Rated A-
  • View of Trees or Woods
  • Open Floorplan

About This Home

As of March 2026

PRICE REDUCTION ALERT! Welcome to this beautifully upgraded single-family residence located in the highly sought-after community of Waterford Estates, just minutes from historic downtown Punta Gorda! This stunning home has been lovingly maintained and thoughtfully improved with features that make it truly move-in ready. Over $70,000 in improvements and/or upgrades. Step inside to find luxury vinyl plank flooring, upgraded kitchen appliances and cabinetry, and a Kinetico water filtration system in both the kitchen and primary suite, along with a whole-home soft water system. The home has been freshly painted and showcases stylish wood plank shades throughout. The primary bedroom offers a touch of charm with a barn door, along with a new vanity and lighting, for a modern, refreshed look. Outside, enjoy peace of mind with wrap-around accordion shutters, a new roof (2023), and gutters with downspouts. The fenced backyard features a paver patio, screened lanai, and even an additional outdoor faucet for convenience. The garage is a standout, complete with a keypad entry, built-in cabinets, and shelving for organized storage. Some furnishings convey with sale. Other thoughtful additions include a storm door with pull-down screen, upgraded landscaping and decorative curbing, and a sense of pride in every detail. Located in the vibrant Waterford Estates community, residents enjoy two pools, a clubhouse with a fitness center, pickleball courts, and scenic walking paths. As we like to say, everything here is just five minutes away.

Last Agent to Sell the Property

Sam Mattoni

COLDWELL BANKER SUNSTAR REALTY Brokerage Phone: 941-575-2502 License #3443223 Listed on: 10/06/2025

COLDWELL BANKER SUNSTAR REALTY

Co-Listed By

Helen Ann Mattoni

COLDWELL BANKER SUNSTAR REALTY Brokerage Phone: 941-575-2502 License #3430965

Last Buyer's Agent

Sam Mattoni

COLDWELL BANKER SUNSTAR REALTY Brokerage Phone: 941-575-2502 License #3443223 Listed on: 10/06/2025

COLDWELL BANKER SUNSTAR REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,228

Year Built

  • Built in 2020

Lot Details

  • 6,249 Sq Ft Lot
  • West Facing Home
  • Fenced
  • Mature Landscaping
  • Level Lot

HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,690 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Shade Shutters
  • Sliding Doors
  • Living Room
  • L-Shaped Dining Room
  • Views of Woods

Kitchen

  • Dinette
  • Range
  • Microwave
  • Dishwasher
  • Reverse Osmosis System

Flooring

  • Brick
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Hurricane or Storm Shutters
  • Pest Guard System

Eco-Friendly Details

  • Reclaimed Water Irrigation System

Outdoor Features

  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Sallie Jones Elementary School
  • Punta Gorda Middle School
  • Charlotte High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Water Filtration System
  • Electric Water Heater
  • Water Softener
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Visit Down Payment Resource Website
  • Tax Lot 507
  • Assessor Parcel Number 412308228030
  • $1,175 per year additional tax assessments

Community Details

Overview

  • Association fees include pool, escrow reserves fund, ground maintenance, maintenance, management, private road, recreational facilities
  • Ana Shapiro Association, Phone Number (239) 344-8733
  • Visit Association Website
  • Waterford Estates Association
  • Built by D. R. Horton
  • Waterford Estates Subdivision, Aria Floorplan
  • Waterford Estates Community
  • The community has rules related to deed restrictions, fencing, allowable golf cart usage in the community

Amenities

  • Clubhouse
  • Community Mailbox

Recreation

  • Pickleball Courts
  • Recreation Facilities
  • Community Playground
  • Fitness Center
  • Community Pool

Security

  • Card or Code Access
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,228

Year Built

Built in 2020

Lot Details

6,249 Sq Ft Lot

HOA Fees

$203 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool, Escrow Reserves Fund, Maintenance Grounds, Maintenance, Management, Private Road, Recreational Facilities
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1690
  • Lot Size Acres: 0.14
  • New Construction: No
  • Year Built: 2020
  • Building Area Total: 2267
  • Lot Size Sq Ft: 6249
  • Status: Sold
  • Street Direction: E
  • Co List Office Mls Id: MFR274501382
  • Co List Office Phone: 941-575-2502
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 210.61
  • Escrow City: Punta Gorda
  • Escrow State: FL
  • Escrow Street Name: W. Marion Avenue
  • Minimum Lease: 1 Month
  • RATIO Current Price By Calculate: 192.31
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 941-575-2502
  • Tax Year: 2024
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Luxury Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), L Dining, Open Floorplan, Pest Guard System, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Living Area Meters: 157.01

Exterior Features

  • Direction Faces: West
  • Exterior Features: Hurricane Shutters, Rain Gutters, Shade Shutter(s), Sidewalk, Sliding Doors
  • Roof: Shingle
  • Home Warranty: Yes
  • Pool Private: No
  • View: Trees/Woods
  • Waterfront: No
  • Patio and Porch Features: Covered, Patio, Screened
  • Road Surface Type: Asphalt, Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Fitness Center, Gated Community - No Guard, Golf Carts OK, Irrigation-Reclaimed Water, Pool, Street Lights
  • Association Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Pickleball Court(s), Playground, Pool, Recreation Facilities
  • Association Fee: 292.95
  • Association Fee Frequency: Quarterly
  • Association Name: Ana Shapiro
  • Phone: 239-344-8733
  • Association: Yes
  • Senior Community: No
  • Association #2 Fee: 316
  • Association #2 Fee Frequency: Quarterly
  • Association: Waterford Estates
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Pet Restrictions: See Association Documents
  • Association Fee Requirement: Required
  • Association URL: www.precedentmg.com

Fee Information

  • Total Annual Fees: 2435.80
  • Total Monthly Fees: 202.98
  • Monthly HOA Amount: 97.65

Schools

  • Elementary School: Sallie Jones Elementary
  • High School: Charlotte High
  • Middle Or Junior School: Punta Gorda Middle

Lot Info

  • Parcel Number: 412308228030
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: Landscaped, Level, Sidewalk, Paved
  • Flood Zone Code: AE

Building Info

  • Builder Name: D. R. Horton

Rental Info

  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: See Association Documents

Tax Info

  • Tax Annual Amount: 4228
  • Tax Lot: 507
  • Tax Other Annual Assessment Amount: 1175

Multi Family

  • Approval Process: See Association Documents

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 20, 2021
Sold by
Thomson Ruth Lee
Bought by
Thomson Ruth Lee and The Ch Dog Trust

Purchase Details

Closed on
Nov 24, 2020
Sold by
D R Horton Inc
Bought by
Thompson Ruth Lee

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$203,065
Outstanding Balance
$180,286
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$144,895

Purchase Details

Closed on
Nov 6, 2019
Sold by
Maxcy Dev Group Holdings Waterford Estat
Bought by
D R Horton Inc
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Warranty Deed $238,065 Dhi Title Of Florida Inc
Special Warranty Deed $5,138,100 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $203,065 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/20/2026 03/20/26 Sold $325,000 -2.1% $192 / Sq Ft
02/21/2026 02/21/26 Pending -- -- --
01/19/2026 01/19/26 Price Changed $332,000 -2.4% $196 / Sq Ft
11/08/2025 11/08/25 For Sale $340,000 0.0% $201 / Sq Ft
10/30/2025 10/30/25 Pending -- -- --
10/20/2025 10/20/25 Price Changed $340,000 -5.2% $201 / Sq Ft
10/06/2025 10/06/25 For Sale $358,500 -- $212 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,405 $220,270 -- --
2024 $4,372 $214,062 -- --
2023 $4,372 $207,827 $0 $0
2022 $4,252 $201,774 $0 $0
2021 $4,250 $195,897 $19,125 $176,772
2020 $1,539 $17,000 $17,000 $0
2019 $365 $17,000 $17,000 $0
2018 $0 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: C7515316

Stellar MLS

APN: 412308228030

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