C
Seller's Agent in 2024
Chad Bradshaw
Worth Clark Realty
254 Moseley St Elgin, IL 60123
Near West Elgin NeighborhoodEstimated Value: $259,000 - $278,054
4
Beds
2
Baths
1,590
Sq Ft
$171/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Formal Dining Room
- 2 Car Detached Garage
- Main Floor Bedroom
- Stainless Steel Appliances
- Brick Porch or Patio
About This Home
As of March 2024Pre foreclosure sale. Move in ready just needs some minor repairs. A loan won't stop it at this point, only a TRO or reinstatement of the $27,806 or full pay off amount of course before Feb 15 24. CASH OR OWNER FINANCING ONLY OPTIONS NOW. Owner Financing (seller financing) terms would be $27,806 deposit down to reinstate the mortgage note and shut the bank up, (current through Feb 14) with a historic 3.125% rate... your mortgage to seller would be just that plus $200/mth for example. Your actual monthly mortgage through a seller financing contract would be $1444.89 (that's PITI). Please include payment to brokers on your deposit down ($3k for me + $3k for buyer agent = $6k - or give us something for doing our job) total would be $33,806. ARV on my comps for this neighborhood is $280k. Auction is gonna start at $254k. I'm selling it to you cheaper here! City is trying to eat off this...let's stop it! My rental comps are around $1800-$2000 for a home like this when it's cleaned up if you want to buy and hold. Or buy deep clean and let me list it later for you for higher ARV and I'm seeing $280k - $270k. Roof is 8 years old HVAC/Heater works well. I have a General Contractor quote in hand for $1,050 which is all it needs to fix the house. House was sold in 2021 for 224k. You're walking into equity on this steal of a deal. Nothing wrong with the home besides minor repairs and a deep clean. Vintage 4 Bedroom Bungalow style home features a huge covered front porch. Original woodwork and beautiful refinished hardwood floors through-out. There's a first floor master, and the upstairs bedrooms are all generously sized with huge closets! Many of the windows have been replace with period appropriate Marvin windows. Roof 8yrs old. Recently added a beautiful brick paver patio. Ecobee thermostat and ring doorbell. Great location near the train station, Rt 20 and Rt 90. You will fall in love with the character and space this home has to offer. Seller may be home during showings. Contact your agent for a tour!
Last Agent to Sell the Property
Chad Bradshaw
Worth Clark Realty License #475209779 Listed on: 01/12/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,745
Year Built
- Built in 1921
Lot Details
- 4,356 Sq Ft Lot
- Lot Dimensions are 52 x 83
Parking
- 2 Car Detached Garage
- Garage Transmitter
- Tandem Garage
- Garage Door Opener
- Parking Space is Owned
Home Design
- Frame Construction
- Asphalt Roof
- Radon Mitigation System
Interior Spaces
- 1,590 Sq Ft Home
- 2-Story Property
- Historic or Period Millwork
- Ceiling Fan
- Entrance Foyer
- Formal Dining Room
- Tandem Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Flooring
- Wood
- Laminate
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
- Sink Near Laundry
Home Security
- Home Security System
- Carbon Monoxide Detectors
Outdoor Features
- Brick Porch or Patio
Schools
- Abbott Middle School
- Larkin High School
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Heating System Uses Natural Gas
- Cable TV Available
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 12, 2024
Closed on
Feb 13, 2024
Sold by
Brito Brian
Bought by
Rivera Emmanuel and Banks Tyreesha
Seller's Agent
Chad Bradshaw
Worth Clark Realty
Buyer's Agent
Vicki Genz
Realty ONE Group Karmma
List Price
$285,000
Sold Price
$235,000
Premium/Discount to List
-$50,000
-17.54%
Views
385
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$36,264
Avg. Annual Appreciation
7.44%
Purchase Details
Listed on
Mar 31, 2021
Closed on
May 12, 2021
Sold by
Smith Timothy P
Bought by
Brito Brian
Seller's Agent
Pamela Burke
Keller Williams Inspire - Geneva
Buyer's Agent
Oscar Tenorio Prieto
Northwest Real Estate Group
List Price
$214,777
Sold Price
$224,000
Premium/Discount to List
$9,223
4.29%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.71%
Original Mortgage
$198,000
Interest Rate
3.12%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 3, 2016
Closed on
Oct 7, 2016
Sold by
Koehler Suzanne R
Bought by
Smith Timothy P
Seller's Agent
Teresa Stultz
Premier Living Properties
Buyer's Agent
Pamela Burke
Keller Williams Infinity
List Price
$179,500
Sold Price
$174,000
Premium/Discount to List
-$5,500
-3.06%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.62%
Original Mortgage
$177,741
Interest Rate
3.5%
Mortgage Type
VA
Purchase Details
Closed on
Aug 3, 2013
Sold by
Koehler Suzanne R
Bought by
Koehler Suzanne R
Purchase Details
Closed on
Oct 2, 2010
Sold by
Koehler Joan B and Koehler Suzanne R
Bought by
Koehler Joan B and The Joan B Koehler Trust
Purchase Details
Closed on
Mar 14, 2003
Sold by
Koehler Joan B
Bought by
Koehler Joan B and Koehler Suzanne R
Purchase Details
Closed on
Jul 25, 2002
Sold by
Koehler Joan B and Koehler Suzanne R
Bought by
Koehler Joan B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,000
Interest Rate
6.62%
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Rivera Emmanuel | $214,500 | Fidelity National Title | |
| Brito Brian | $224,000 | Attorney | |
| Smith Timothy P | $174,000 | Chicago Title Ins Co | |
| Koehler Suzanne R | -- | None Available | |
| Koehler Joan B | -- | None Available | |
| Koehler Joan B | -- | -- | |
| Koehler Joan B | -- | Gotitledirect.Com |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Brito Brian | $198,000 | |
| Previous Owner | Smith Timothy P | $177,741 | |
| Previous Owner | Koehler Joan B | $112,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/15/2024 03/15/24 | Sold | $235,000 | 0.0% | $148 / Sq Ft | |
| 02/07/2024 02/07/24 | Pending | -- | -- | -- | |
| 02/02/2024 02/02/24 | Price Changed | $235,000 | -5.6% | $148 / Sq Ft | |
| 01/23/2024 01/23/24 | Price Changed | $249,000 | -10.8% | $157 / Sq Ft | |
| 01/18/2024 01/18/24 | Price Changed | $279,000 | -2.1% | $175 / Sq Ft | |
| 01/12/2024 01/12/24 | For Sale | $285,000 | +27.2% | $179 / Sq Ft | |
| 05/21/2021 05/21/21 | Sold | $224,000 | +4.3% | $141 / Sq Ft | View Prior Sale |
| 04/06/2021 04/06/21 | Pending | -- | -- | -- | |
| 04/06/2021 04/06/21 | For Sale | $214,777 | -4.1% | $135 / Sq Ft | |
| 04/05/2021 04/05/21 | Off Market | $224,000 | -- | -- | |
| 03/31/2021 03/31/21 | For Sale | $214,777 | +23.4% | $135 / Sq Ft | |
| 10/07/2016 10/07/16 | Sold | $174,000 | -3.1% | $109 / Sq Ft | View Prior Sale |
| 08/29/2016 08/29/16 | Pending | -- | -- | -- | |
| 08/03/2016 08/03/16 | For Sale | $179,500 | -- | $113 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,309 | $74,339 | $11,931 | $62,408 |
| 2023 | $4,995 | $67,160 | $10,779 | $56,381 |
| 2022 | $4,745 | $61,239 | $9,829 | $51,410 |
| 2021 | $4,530 | $57,254 | $9,189 | $48,065 |
| 2020 | $4,396 | $54,657 | $8,772 | $45,885 |
| 2019 | $4,261 | $51,624 | $8,356 | $43,268 |
| 2018 | $4,029 | $46,748 | $7,872 | $38,876 |
| 2017 | $3,928 | $44,194 | $7,442 | $36,752 |
| 2016 | $3,200 | $41,000 | $6,904 | $34,096 |
| 2015 | -- | $37,580 | $6,328 | $31,252 |
| 2014 | -- | $37,116 | $6,250 | $30,866 |
| 2013 | -- | $38,095 | $6,415 | $31,680 |
Source: Public Records
Agents Affiliated with this Home
-
-
Vicki Genz
Buyer's Agent in 2024
Vicki Genz
Realty ONE Group Karmma
(847) 772-7254
1 in this area
50 Total Sales
-
Pamela Burke
Seller's Agent in 2021
Pamela Burke
Keller Williams Inspire - Geneva
(630) 935-2777
1 in this area
125 Total Sales
-
Oscar Tenorio Prieto
Buyer's Agent in 2021
Oscar Tenorio Prieto
Northwest Real Estate Group
(312) 887-0505
1 in this area
88 Total Sales
-
Teresa Stultz
Seller's Agent in 2016
Teresa Stultz
Premier Living Properties
(630) 205-5568
5 in this area
353 Total Sales
-
Steven Stultz
Seller Co-Listing Agent in 2016
Steven Stultz
Premier Living Properties
(847) 322-9053
1 in this area
43 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11960568
APN: 06-23-202-008
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
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