Seller's Agent in 2021
Kelsey Howard
Century 21 ProLink
(712) 898-4606
45 Total Sales
2542 Insignia Cir Sioux City, IA 51106
Estimated Value: $380,000 - $431,000
2
Beds
2
Baths
1,556
Sq Ft
$78/mo
HOA Fee
Highlights
- Deck
- 1 Fireplace
- Eat-In Kitchen
- Ranch Style House
- 2 Car Attached Garage
- Living Room
About This Home
As of August 2021Newly Built Town home located in private cul de sac in Whispering creek. 2 bed 2 bath home with a 2 car attached garage. Kitchen is open to living room with a large island, quartz counter tops, new stainless steel GE appliances, a double door pantry and wide plank gray washed flooring. The large windows offer the perfect balance of natural light pouring in. There is a generous sized eat in area located directly in front of the sliding glass door to the private deck. The living room is cozy with a modern electric fireplace and tall ceilings that enhance the overall open concept the main floor offers. Picture the kitchen and living room area as the perfect place to entertain family or friends that come to visit. There are two good sized bedrooms. One is off the front entrance and is a perfect room for your guests. It has a double door closet with carpeted floors and a large window that brightens your day with all its natural light. The owners suite is tucked away in the back of the property off the living room. It is perfect sized with a large bathroom and extra large walk in closet that screams "dream closet!" The owners bathroom suite has a walk in shower tiled from floor to ceiling and a double couples vanity and a skylight above the mirror that gives that natural beauty light we all love. There is a perfect sized laundry/mudroom off of the attached garage where you can drop all your belongings after a long day. The main floor full bath located off the kitchen is perfect for any guests that come to visit. There is a full unfinished walk out basement that is ready for you to make it your own. Potential to add a third bedroom and bathroom for the new owner. The HOA fee is paid quarterly which equals about $233 a month. Plus, a 10 year TAX ABATEMENT! MUST SEE!! Come take a look at this gorgeous home!!
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $4,056
Year Built
- Built in 2019
Lot Details
- 10,454
HOA Fees
- $78 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Ranch Style House
- Shingle Roof
- Stone Siding
- Hardboard
Interior Spaces
- 1,556 Sq Ft Home
- 1 Fireplace
- Living Room
- Eat-In Kitchen
- Laundry on main level
Bedrooms and Bathrooms
- 2 Bedrooms
- En-Suite Primary Bedroom
- 2 Bathrooms
Unfinished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Home Security
Additional Features
- Deck
- Sprinkler System
- Forced Air Heating and Cooling System
Community Details
- Fire and Smoke Detector
Listing and Financial Details
- Assessor Parcel Number 884703330022
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 6, 2021
Closed on
Aug 12, 2021
Sold by
Hubert Evan
Bought by
Swanson Lori and Swanson Ricky D
Seller's Agent
Kelsey Howard
Century 21 ProLink
Buyer's Agent
Hannah Koerselman
Keller Williams Siouxland
List Price
$340,000
Sold Price
$325,000
Premium/Discount to List
-$15,000
-4.41%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$101,785
Avg. Annual Appreciation
5.37%
Original Mortgage
$120,000
Outstanding Balance
$108,953
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$295,831
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Swanson Lori | $325,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Swanson Lori | $120,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/16/2021 08/16/21 | Sold | $325,000 | -3.0% | $209 / Sq Ft | |
| 07/11/2021 07/11/21 | Pending | -- | -- | -- | |
| 06/22/2021 06/22/21 | Price Changed | $335,000 | -0.7% | $215 / Sq Ft | |
| 05/17/2021 05/17/21 | Price Changed | $337,500 | -0.7% | $217 / Sq Ft | |
| 05/06/2021 05/06/21 | For Sale | $340,000 | +12.3% | $219 / Sq Ft | |
| 04/16/2020 04/16/20 | Sold | $302,884 | +1.7% | $195 / Sq Ft | View Prior Sale |
| 03/02/2020 03/02/20 | Pending | -- | -- | -- | |
| 12/12/2019 12/12/19 | For Sale | $297,750 | -- | $191 / Sq Ft |
Source: Northwest Iowa Regional Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,056 | $380,000 | $49,100 | $330,900 |
| 2024 | $4,056 | $241,800 | $52,700 | $189,100 |
| 2023 | $2,912 | $233,500 | $68,100 | $165,400 |
| 2022 | $2,164 | $145,200 | $62,400 | $82,800 |
| 2021 | $2,164 | $109,800 | $62,400 | $47,400 |
Source: Public Records
Agents Affiliated with this Home
-
Kelsey Howard
-
Hannah Koerselman
Buyer's Agent in 2021
Hannah Koerselman
Keller Williams Siouxland
(712) 389-7079
118 Total Sales
-
Pam Kavanaugh Edwards
Seller's Agent in 2020
Pam Kavanaugh Edwards
Dunes Realty, LLC
(712) 259-4074
128 Total Sales
Map
Source: Northwest Iowa Regional Board of REALTORS®
MLS Number: 813073
APN: 884703330022
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Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information is deemed reliable, but not guaranteed.
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