2545 Ocean Cove Dr Cardiff By the Sea, CA 92007
Cardiff-by-the-Sea Neighborhood
2
Beds
2
Baths
1,274
Sq Ft
$475/mo
HOA Fee
Highlights
- Home fronts a lagoon or estuary
- Lagoon View
- Private Yard
- Cardiff Elementary Rated A
- 2.05 Acre Lot
- Community Pool
About This Home
As of November 2024Welcome to the quaint coastal town of Cardiff by The Sea! Discover the perfect blend of comfort, luxury, convenience and coastal charm in this beautifully upgraded completely move in ready home, surrounded by natural coastal beauty and at the same time conveniently close to all. This light and bright, freshly painted open concept home boasts both high end features and modern amenities. As you enter the home you are greeted by a gorgeous custom handcrafted staircase, and unobstructed views through the home out to your fully fenced, private backyard oasis! Wake up to breathtaking sunrises from your main suite, featuring a spacious walk-in closet, ceiling fan, and a luxurious master bathroom with a deep soaking tub. Imagine cooking in your brand new, spacious, eat in kitchen, with elegant shaker cabinets with soft close drawers, doors, and convenient pullouts. Quartz countertops, stainless steel appliances, timeless subway tile backsplash and brand-new luxury vinyl plank flooring add a touch of luxury, while undercabinet lighting sets the perfect ambiance. The kitchen flows seamlessly into the living areas, perfect for entertaining and enjoying the sunsets from your living room! Stay cool and comfortable with energy efficient Milgard dual pane windows, an updated HVAC system, and those soothing Cardiff breezes! Step into your spacious, private enclosed backyard oasis, perfect for entertaining! Relax amidst the colorful, mature, waterwise landscaping complete with warm pavers, newer fencing, solar lighting, drip irrigation and a soothing water feature. With no neighbors in front or in back, this home offers the ultimate in privacy and indoor/outdoor living. The full bathroom downstairs offers a spacious natural stone walk in shower. Enjoy the rare convenience of your own garage for parking your car and having additional storage cabinetry. Cardiff Cove Community offers a pool, jacuzzi, clubhouse, panoramic lookout, sidewalks, greenbelts, ocean and lagoon views! This very pet friendly neighborhood is just a half mile walk or bike ride to downtown Cardiff, with its shopping, restaurants, parks, Seaside Market and world class surfing! Explore nearby lagoon nature trails, Annie’s Canyon, and the San Elijo Lagoon Nature Center. This community offers quick access to the train station, the freeway, award winning schools, walking and biking paths, new crosswalks, a farmer’s market, a community college and a large park and ride to name just a few of the many local amenities. Don’t miss out on this rare opportunity to own a piece of paradise! Schedule your private tour today! Whichever lifestyle you prefer, active or laid back, this home in Cardiff by The Sea has something for everyone!
Last Agent to Sell the Property
Berkshire Hathaway HomeServices California Properties License #01237606 Listed on: 07/30/2024
Last Buyer's Agent
Rick McGrath
Coldwell Banker Realty License #01249559
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $3,321
Year Built
- Built in 1974
Lot Details
- Home fronts a lagoon or estuary
- Open Space
- Property is Fully Fenced
- Gentle Sloping Lot
- Private Yard
HOA Fees
- $475 Monthly HOA Fees
Parking
- 1 Car Detached Garage
- Single Garage Door
- Garage Door Opener
Home Design
- Composition Roof
- Wood Siding
Interior Spaces
- 1,274 Sq Ft Home
- 2-Story Property
- Lagoon Views
Kitchen
- Gas Oven
- Gas Range
- Microwave
- Water Line To Refrigerator
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry closet
- Full Size Washer or Dryer
- Dryer
- Washer
Schools
- Cardiff School District Elementary School
- San Dieguito High School District Middle School
- San Dieguito High School District
Additional Features
- Drip Irrigation
- Enclosed patio or porch
- West of 5 Freeway
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 261-220-07-07
Community Details
Overview
- Association fees include common area maintenance, exterior bldg maintenance, hot water, limited insurance, roof maintenance, sewer, termite, trash pickup, water
- 4 Units
- Cardiff Cove Association, Phone Number (619) 229-0044
- Cardiff Cove Community
Recreation
- Community Pool
- Community Spa
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 30, 2024
Closed on
Sep 30, 2024
Sold by
Brenda A Boone Trust and Boone Brenda A
Bought by
Kucinski Samantha
Seller's Agent
Matthew Lockhart
Berkshire Hathaway HomeServices California Properties
Buyer's Agent
Rick McGrath
Coldwell Banker Realty
List Price
$1,195,000
Sold Price
$1,067,240
Premium/Discount to List
-$127,760
-10.69%
Views
264
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$59,630
Avg. Annual Appreciation
3.09%
Original Mortgage
$747,068
Interest Rate
5.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 1, 2012
Sold by
Boone Brenda A
Bought by
Boone Brenda A
Purchase Details
Closed on
Jun 5, 1998
Sold by
Preston Sims G and Preston Amy M
Bought by
Boone Brenda A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
7.17%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 23, 1995
Sold by
Boss Charles L and Boss Kathryn A
Bought by
Sims G Preston and Sims Amy M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,000
Interest Rate
6.96%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Cardiff By the Sea, CA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $1,067,500 | California Title Company | |
| Grant Deed | $1,067,500 | California Title Company | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $177,500 | Commonwealth Land Title Co | |
| Grant Deed | $120,000 | First American Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $747,068 | New Conventional | |
| Previous Owner | $20,000 | Credit Line Revolving | |
| Previous Owner | $108,000 | New Conventional | |
| Previous Owner | $10,000 | Credit Line Revolving | |
| Previous Owner | $149,000 | Stand Alone First | |
| Previous Owner | $147,500 | Unknown | |
| Previous Owner | $10,000 | Credit Line Revolving | |
| Previous Owner | $150,000 | Purchase Money Mortgage | |
| Previous Owner | $45,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/19/2024 11/19/24 | Sold | $1,067,240 | -7.9% | $838 / Sq Ft |
| 09/23/2024 09/23/24 | Pending | -- | -- | -- |
| 09/05/2024 09/05/24 | Price Changed | $1,159,000 | -3.0% | $910 / Sq Ft |
| 07/30/2024 07/30/24 | For Sale | $1,195,000 | -- | $938 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,321 | $1,067,240 | $900,000 | $167,240 |
| 2024 | $3,321 | $277,059 | $120,524 | $156,535 |
| 2023 | $3,217 | $271,627 | $118,161 | $153,466 |
| 2022 | $3,179 | $266,302 | $115,845 | $150,457 |
| 2021 | $3,120 | $261,081 | $113,574 | $147,507 |
| 2020 | $3,109 | $258,405 | $112,410 | $145,995 |
| 2019 | $3,053 | $253,339 | $110,206 | $143,133 |
| 2018 | $2,993 | $248,373 | $108,046 | $140,327 |
| 2017 | $2,920 | $243,504 | $105,928 | $137,576 |
| 2016 | $2,782 | $238,730 | $103,851 | $134,879 |
| 2015 | $2,744 | $235,145 | $102,292 | $132,853 |
| 2014 | $2,691 | $230,540 | $100,289 | $130,251 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2024
Matthew Lockhart
Berkshire Hathaway HomeServices California Properties
(858) 245-8424
1 in this area
23 Total Sales
-
R
Buyer's Agent in 2024
Rick McGrath
Coldwell Banker Realty
Map
Source: San Diego MLS
MLS Number: 240017711
APN: 261-220-07-07
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