$589,000
PENDING $11K PRICE DROP

2548 Bluewater Dr Navarre, FL 32566

Estimated payment $3,329/month

Total Views 3,673
4 Beds
3.5 Baths
2,409 Sq Ft
$244 Price per Sq Ft

Highlights

  • Cabana
  • Primary Bedroom Suite
  • Newly Painted Property
  • Holley-Navarre Intermediate School Rated A-
  • 0.9 Acre Lot
  • Traditional Architecture

About This Home

The pool home you've been searching for! This 4-bedroom home with a bonus room and 3.5 bathrooms sits on a nearly 1-acre lot (.9 acres) in Whispering Pines and features NO HOA. The property boundary extends beyond the fenced area, providing a natural wooded privacy buffer between you and neighboring homes. Enjoy Florida living with a heated saltwater pool installed in 2023. The 17' x 34' pool features a sundeck, bubbler, umbrella holder, and a Paramount in-floor cleaning system for extremely low maintenance. The saltwater system creates luxuriously soft, low-chemical water. The outdoor living space includes a screened-in lanai with a bug-proof UV-protective screen designed to reduce heat and sun exposure while still allowing plenty of sunlight for a tan. The patio is finished with natural travertine pavers, which are slip-resistant, low maintenance, and stay cool underfoot. Enjoy your morning coffee and listen to the birds sing, or relax during a heavy rainstorm and replenish your soul. A covered patio area allows outdoor enjoyment during rain or shine. Inside, large back doors open to allow fresh air to flow throughout the home during cooler months, creating seamless indoor-outdoor living. Additional Upgrades & Features include: New 4-ton HVAC system (2023) with Reme Halo UV air sanitizer, New water heater (2023), Granite countertops, Wood-look tile flooring in the primary bedroom and main living areas, Expanded mudroom and laundry room, Externally vented range hood, Canvas hurricane shutters with mounting hardware included, Oversized Garage with built-in workbenches, hanging tool storage, refrigerator, and fishing-rod holders, a BHyve smart irrigation system and more!

Listing Agent

Monica Smith

Lucky Palms Realty License #3443601 Listed on: 01/07/2026

Lucky Palms Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,249

Year Built

  • Built in 2014

Lot Details

  • 0.9 Acre Lot
  • Lot Dimensions are 375'x108'x324''x118'
  • Property fronts a county road
  • Cul-De-Sac
  • Street terminates at a dead end
  • Back Yard Fenced
  • Interior Lot
  • Level Lot
  • Sprinkler System
  • Lawn Pump

Parking

  • 3 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Traditional Architecture
  • Newly Painted Property
  • Brick Exterior Construction
  • Slab Foundation
  • Frame Construction
  • Dimensional Roof
  • Ridge Vents on the Roof
  • Cement Board or Planked

Interior Spaces

  • 2,409 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Recessed Lighting
  • Double Pane Windows
  • Solar Screens
  • Mud Room
  • Living Room
  • Bonus Room
  • Screened Porch
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Range Hood
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Kitchen Island

Flooring

  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Home Security

  • Hurricane or Storm Shutters
  • Fire and Smoke Detector

Pool

  • Cabana
  • Heated In Ground Pool
  • Gunite Pool

Outdoor Features

  • Covered Deck
  • Rain Gutters

Schools

  • Holley-Navarre Elementary And Middle School
  • Navarre High School

Utilities

  • High Efficiency Air Conditioning
  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Septic Tank

Community Details

  • Whispering Pines Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 11-2S-26-5689-01000-0110

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,249

Year Built

Built in 2014

Lot Details

0

Parking

3

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.9
  • Lot Size: 375'X108'X324''X118'
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Subdivision Name: WHISPERING PINES ESTATES
  • Directions: From HWY 98 Westbound, turn left on Panhandle Trail; Right onto East River Dr; Left onto Bluewater Dr.
  • Architectural Style: Traditional
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2014
  • Remarks Misc:Remarks: The pool home you've been searching for! This 4-bedroom home with a bonus room and 3.5 bathrooms sits on a nearly 1-acre lot (.9 acres) in Whispering Pines and features NO HOA. The property boundary extends beyond the fenced area, providing a natural wooded privacy buffer between you and neighboring homes. Enjoy Florida living with a heated saltwater pool installed in 2023. The 17' x 34' pool features a sundeck, bubbler, umbrella holder, and a Paramount in-floor cleaning system for extremely low maintenance. The saltwater system creates luxuriously soft, low-chemical water. The outdoor living space includes a screened-in lanai with a bug-proof UV-protective screen designed to reduce heat and sun exposure while still allowing plenty of sunlight for a tan.
  • Utilities Electric: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Utilities:Septic Tank: Yes
  • Appliances Microwave: Yes
  • Energy:AC - High Efficiency: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Bonus Room: Yes
  • Utilities:Underground: Yes
  • Energy:Ridge Vent: Yes
  • Energy:Solar Screens: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Freezer, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Flooring: Floor Tile, Floor WW Carpet
  • Interior Amenities: Breakfast Bar, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Window Treatment All, Double Pane Windows, Solar Screens
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Pull Down Stairs: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Appliances:Freezer: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Newly Painted: Yes
  • Interior:Ceiling TrayCofferd: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Cul-De-Sac, Dead End, Interior, Level
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • Construction Type: Brick, Frame, Siding CmntFbrHrdBrd
  • Exterior Features: Rain Gutter, Fenced Back Yard, Hurricane Shutters, Lawn Pump, Pool - Gunite Concrt, Sprinkler System
  • Foundation Details: Slab
  • Other Structures: Cabana
  • Patio And Porch Features: Deck Covered, Patio Covered, Patio Enclosed, Porch Screened
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Exterior:Deck Covered: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Hurricane Shutters: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Pool - Heated: Yes
  • Lot Features:Dead End: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:Porch Screened: Yes
  • ConstructionSiding:Brick: Yes
  • Exterior:Rain Gutter: Yes
  • Exterior:Patio Enclosed: Yes
  • Exterior:Pool - Gunite Concrt: Yes
  • Exterior:Cabana: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Garage, Oversized, See Remarks
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Oversized: Yes
  • Parking Features:See Remarks4: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Electric, Public Water, Underground

Schools

  • Elementary School: Holley-Navarre
  • High School: Navarre
  • Middle Or Junior School: Holley-Navarre

Lot Info

  • Lot Size Sq Ft: 39204.0
  • Parcel #: 11-2S-26-5689-01000-0110
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 3249.31
  • Tax Year: 2025

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,134 $306,925 -- --
2024 $2,812 $298,275 -- --
2023 $2,812 $267,743 $0 $0
2022 $2,735 $259,945 $0 $0
2021 $2,715 $252,374 $0 $0
2020 $2,705 $248,890 $0 $0
2019 $2,646 $243,294 $0 $0
2018 $2,634 $238,758 $0 $0
2017 $2,632 $233,847 $0 $0
2016 $2,540 $229,037 $0 $0
2015 $2,591 $227,445 $0 $0
2014 $622 $45,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/09/2026 02/09/26 Pending -- -- --
01/30/2026 01/30/26 Price Changed $589,000 -1.8% $244 / Sq Ft
01/07/2026 01/07/26 For Sale $600,000 +166.7% $249 / Sq Ft
12/27/2013 12/27/13 For Sale $224,975 0.0% $96 / Sq Ft
10/29/2013 10/29/13 Sold $224,975 +399.9% $96 / Sq Ft View Prior Sale
10/28/2013 10/28/13 Sold $45,000 0.0% -- View Prior Sale
08/20/2013 08/20/13 Pending -- -- --
08/19/2013 08/19/13 Pending -- -- --
07/18/2013 07/18/13 For Sale $45,000 -- --
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $45,000 Attorney
Warranty Deed $35,000 --
Warranty Deed $25,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $269,975 VA
Previous Owner $31,500 No Value Available
Previous Owner $23,250 No Value Available
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 992341

Emerald Coast Association of REALTORS®

APN: 11-2S-26-5689-01000-0110

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