$385,000
SOLD MAY 16, 2025

255 Derby Ln Mineral, VA 23117

3 Beds
3 Baths
2,362 Sq Ft
1.28 Acres

Recently Sold

$163 Per Sq Ft

4% Below List Price

67 Days on Market

Highlights

  • Boat Ramp
  • Beach
  • Canoe or Kayak Water Access
  • Thomas Jefferson Elementary School Rated A-
  • Home fronts navigable water
  • Fishing Allowed

About This Home

As of May 2025

PRICE REDUCED--Discover this spacious 3-bedroom, 3-bath home with water access, perfectly located at the end of a quiet cul-de-sac. The home features a large Great Room with a cozy gas fireplace and a separate dining room with a bay window that lets in plenty of natural light. The kitchen offers generous countertop space, abundant cabinetry, a pantry, and a dedicated area for table seating. The main-level primary suite provides a private retreat with an attached bathroom that includes a soaking tub, separate shower, and walk-in closet. There are also two oversized bedrooms, each with ample closet space. The finished basement is ideal for entertaining, complete with a bar area and an additional full bathroom. Step outside to a large rear deck with an awning, perfect for hosting gatherings or simply relaxing. The attached oversized 2-car garage offers plenty of storage, while the detached oversized 2-car garage/workshop with electric adds even more versatility. This property is a short distance from a community common area that features a boat launch, first-come-first-serve boat slips, a picnic pavilion, and a beach area, providing easy access to waterfront living. Located near The Boardwalk, you’re just minutes from local favorites like Tim's Rivershore, Moo Thru, and mini golf, with the Town of Louisa also close by. While the home does need some TLC, it offers privacy, a great yard, and endless potential in an unbeatable location.

Last Agent to Sell the Property

Angel Hough

(540) 207-9963 aph@lnf.com Long & Foster Real Estate, Inc. License #0225053625 Listed on: 01/16/2025

Long & Foster Real Estate, Inc.

Last Buyer's Agent

datacorrect BrightMLS

datacorrect@brightmls.com Non Subscribing Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,126

Year Built

  • Built in 2003

Lot Details

  • 1.28 Acre Lot
  • Home fronts navigable water
  • Cul-De-Sac
  • East Facing Home
  • Backs to Trees or Woods
  • Property is zoned R2

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 4 Garage Spaces | 2 Direct Access and 2 Detached
  • Basement Garage
  • Parking Storage or Cabinetry
  • Gravel Driveway
  • Off-Street Parking

Home Design

  • Rambler Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 2 Levels
  • Bar
  • Ceiling Fan
  • Gas Fireplace
  • Double Pane Windows
  • Awning
  • Bay Window
  • Sliding Doors
  • Great Room
  • Formal Dining Room
  • Recreation Room

Kitchen

  • Country Kitchen
  • Electric Oven or Range
  • Range Hood
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • Soaking Tub
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Partial Basement
  • Connecting Stairway
  • Garage Access

Accessible Home Design

  • Doors swing in

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • Property is near a lake
  • Personal Watercraft
  • Waterski or Wakeboard
  • Swimming Allowed
  • Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Gravity Septic Field
  • Septic Equal To The Number Of Bedrooms
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 15C-1-92

Community Details

Overview

  • Association fees include common area maintenance, pier/dock maintenance
  • Bien Venue HOA
  • Bien Venue Subdivision, Hillsboro Floorplan
  • Community Lake

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Beach
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,126

Year Built

Built in 2003

Lot Details

0

HOA Fees

$17 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: Doors - Swing In
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 2003
  • Automatically Close On Close Date: No
  • Remarks Public: PRICE REDUCED--Discover this spacious 3-bedroom, 3-bath home with water access, perfectly located at the end of a quiet cul-de-sac. The home features a large Great Room with a cozy gas fireplace and a separate dining room with a bay window that lets in plenty of natural light. The kitchen offers generous countertop space, abundant cabinetry, a pantry, and a dedicated area for table seating. The main-level primary suite provides a private retreat with an attached bathroom that includes a soaking tub, separate shower, and walk-in closet. There are also two oversized bedrooms, each with ample closet space. The finished basement is ideal for entertaining, complete with a bar area and an additional full bathroom. Step outside to a large rear deck with an awning, perfect for hosting gatherings or simply relaxing. The attached oversized 2-car garage offers plenty of storage, while the detached oversized 2-car garage/workshop with electric adds even more versatility. This property is a short distance from a community common area that features a boat launch, first-come-first-serve boat slips, a picnic pavilion, and a beach area, providing easy access to waterfront living. Located near The Boardwalk, you’re just minutes from local favorites like Tim's Rivershore, Moo Thru, and mini golf, with the Town of Louisa also close by. While the home does need some TLC, it offers privacy, a great yard, and endless potential in an unbeatable location.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Oven/Range - Electric, Range Hood, Dryer, Microwave, Refrigerator, Washer
  • Flooring Type: Carpet, Ceramic Tile, Luxury Vinyl Plank
  • Interior Amenities: Dining Area, Entry Level Bedroom, Bar, Bathroom - Soaking Tub, Bathroom - Stall Shower, Carpet, Ceiling Fan(s), Formal/Separate Dining Room, Kitchen - Country, Pantry
  • Window Features: Bay/Bow, Double Pane
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Concrete Perimeter
  • Levels Count: 2
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Great Room, Recreation Room, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: Yes
  • Basement Type: Connecting Stairway, Partial, Fully Finished, Garage Access
  • Laundry Type: Main Floor
  • Total Sq Ft: 3162
  • Living Area Sq Ft: 2362
  • Price Per Sq Ft: 243.28
  • Above Grade Finished Sq Ft: 1562
  • Below Grade Finished Sq Ft: 800
  • Below Grade Sq Ft: 800
  • Total Below Grade Sq Ft: 1600
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 255

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Construction Materials: Vinyl Siding
  • Exterior Features: Awning(s)
  • Road Surface Type: Black Top
  • Roof: Asphalt
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Public Access, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: LAKE ANNA
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 4.00
  • Garage: Yes
  • Parking Features: Gravel Driveway
  • Garage Features: Additional Storage Area, Basement Garage, Inside Access, Oversized
  • Attached Garage Spaces: 2
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Attached Garage, Detached Garage, Driveway, Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Ceiling Fan(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Gravity Sept Fld, Septic Exists, Septic = # Of Br
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 200.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Water/Lake Privileges, Common Grounds, Beach, Boat Ramp, Lake, Picnic Area
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pier/Dock Maintenance
  • HOA Name: BIEN VENUE
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: LOUISA COUNTY PUBLIC SCHOOLS
  • School District Key: 121139403138
  • School District Source: Listing Agent

Lot Info

  • Lot Features: Cul-De-Sac, Backs To Trees
  • Lot Size Acres: 1.28
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 55757.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2126.00
  • Assessor Parcel Number: 15C-1-92
  • Tax Year: 2022
  • Close Date: 05/16/2025

MLS Schools

  • School District Name: LOUISA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 16, 2025
Closed on
May 16, 2025
Sold by
Hume Timothy R and Hume Susan A
Bought by
Leith Tiffany Renee and Albritton Daniel Ray
Seller's Agent
Angel Hough
Long & Foster Real Estate, Inc.
Buyer's Agent
datacorrect BrightMLS
Non Subscribing Office
List Price
$400,000
Sold Price
$385,000
Premium/Discount to List
-$15,000
-3.75%
Views
182
Current Estimated Value
$390,565

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,565
Avg. Annual Appreciation
-0.37%
Original Mortgage
$378,026
Outstanding Balance
$377,359
Interest Rate
6.64%
Mortgage Type
FHA
Estimated Equity
$7,148
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $385,000 Old Republic National Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $378,026 FHA
Previous Owner $49,169 Stand Alone Second
Previous Owner $216,327 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/16/2025 05/16/25 Sold $385,000 +1.3% $163 / Sq Ft
03/24/2025 03/24/25 Pending -- -- --
03/03/2025 03/03/25 Price Changed $380,000 -5.0% $161 / Sq Ft
02/27/2025 02/27/25 For Sale $400,000 0.0% $169 / Sq Ft
02/19/2025 02/19/25 Off Market $400,000 -- --
01/16/2025 01/16/25 For Sale $400,000 -- $169 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,303 $319,800 $42,700 $277,100
2023 $2,189 $320,100 $39,400 $280,700
2022 $2,126 $295,300 $33,900 $261,400
2021 $1,425 $252,000 $33,900 $218,100
2020 $1,688 $234,400 $33,900 $200,500
2019 $1,664 $231,100 $33,900 $197,200
2018 $1,637 $227,400 $33,900 $193,500
2017 $1,595 $221,500 $33,900 $187,600
2016 $1,595 $221,500 $33,900 $187,600
2015 $1,563 $217,100 $35,500 $181,600
2013 -- $203,300 $37,700 $165,600
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: VALA2007162

Bright MLS

APN: 15C-1-92